Worth reading
47Recurring
Scored from 5 of 6 sectionsDirection
Improvement
Direction inferred from the company’s description.Scale
7131
Millions of yenWording
Avoiding a definitive answer
How definitive the wording is.Results for this period
Interim period (second quarter)1 April 2026 to 30 September 2026ConsolidatedJapanese GAAPNet Sales77,711Millions of yenYear on year +28.7%Progress 49.1%
Ordinary income19,869Millions of yenYear on year +56.0%Progress 51.1%
Net income attributable to owners of the parent13,498Millions of yenYear on year +47.6%Progress 49.6%
The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
Net income per share¥274.34
Financial position at period-end
Total assets6,523,858Millions of yen
of which net assets 313,149 Millions of yenEquity ratio 4.8%vs. prior year-end -0.2pt
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Outlook and shareholder returns
Full-year earnings forecast
Net Sales158,200 Millions of yen (YoY +27.1%)
Operating profitNot disclosed
Ordinary income38,900 Millions of yen (YoY +38.5%)
Net income27,200 Millions of yen (YoY +34.2%)
Revision to Earnings ForecastConsolidated Not disclosed → Ordinary income 158,200 / Ordinary income 38,900 / Profit attributable to owners of the parent 27,200 / Individual Not disclosed → Ordinary income 129,300 / Ordinary income 38,000 / Net income for the current fiscal year 26,900
Annual Dividend Forecast200 Yen → 230 Yen（+15.0%）
Factors Behind Changes in Business Performance
The main factors were higher interest on loans and interest and dividend income on securities, which increased ordinary revenue, and higher interest on deposits and losses on sales of Japanese government bonds and other securities, which increased ordinary expenses. The balance of loans increased as a result of meeting funding needs, primarily demand from local companies and individual borrowing needs, including housing loans.
Disclosure regarding the going concern assumption
None
Change in accounting policy
基準改正に伴う変更 Noneそれ以外の変更 None見積りの変更 None修正再表示 None
Changes in the scope of consolidationNew 0 / Excluded 0 / Company name Not applicable
Material subsequent eventsThe company cancelled part of its retirement benefit trust and received a return of the assets. This was carried out on 11 November 2026, and the return amounted to approximately ¥8.7 billion. The company expects to recognize an approximately ¥2.0 billion gain on the return of the retirement benefit trust as extraordinary income in the fiscal year ending March 2027. However, this amount is an estimate, and the confirmed amount is still being calculated.
Impairment lossNone recognized (impairment loss shown as "-" in the supplementary materials)
Breakdown of extraordinary income (loss)Extraordinary income Item Gain on disposal of fixed assets / Amount 4 Millions of yen / Extraordinary loss Item Loss on disposal of fixed assets / Amount 0 Millions of yen
Availability of Supplementary Financial Results MaterialsYes
Availability of Financial Results BriefingWhether applicable Yes / Subject person Institutional investors and analysts
Issued Shares at Period-End49,366,461 shares
Treasury Shares at Period-End159,499 shares
| Item | Details |
|---|---|
| Fiscal Period Classification | Interim period (second quarter) |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 September 2026 |
| Net Sales | 77,711 Millions of yen (YoY +28.7%) |
| Ordinary income | 19,869 Millions of yen (YoY +56.0%) |
| Profit attributable to owners of the parent | 13,498 Millions of yen (YoY +47.6%) |
| Net income per share | ¥274.34 |
| Equity ratio | End of the current fiscal period 4.8 / End of previous period 5 |
| Total assets | 6,523,858 Millions of yen |
| Net assets | 313,149 Millions of yen |
| Full-year earnings forecast | Net Sales 158,200 Millions of yen (YoY +27.1%) / Operating profit Not disclosed / Ordinary income 38,900 Millions of yen (YoY +38.5%) / Net income 27,200 Millions of yen (YoY +34.2%) |
| Revision to Earnings Forecast | Consolidated Not disclosed → Ordinary income 158,200 / Ordinary income 38,900 / Profit attributable to owners of the parent 27,200 / Individual Not disclosed → Ordinary income 129,300 / Ordinary income 38,000 / Net income for the current fiscal year 26,900 |
| Annual Dividend Forecast | 200 Yen → 230 Yen（+15.0%） |
| Impairment loss | None recognized (impairment loss shown as "-" in the supplementary materials) |
| Breakdown of extraordinary income (loss) | Extraordinary income Item Gain on disposal of fixed assets / Amount 4 Millions of yen / Extraordinary loss Item Loss on disposal of fixed assets / Amount 0 Millions of yen |
| Disclosure regarding the going concern assumption | None |
| Change in accounting policy | Changes due to revisions to standards None / Other changes None / Change in accounting estimate None / Restatement None |
| Changes in the scope of consolidation | New 0 / Excluded 0 / Company name Not applicable |
| Material subsequent events | The company cancelled part of its retirement benefit trust and received a return of the assets. This was carried out on 11 November 2026, and the return amounted to approximately ¥8.7 billion. The company expects to recognize an approximately ¥2.0 billion gain on the return of the retirement benefit trust as extraordinary income in the fiscal year ending March 2027. However, this amount is an estimate, and the confirmed amount is still being calculated. |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Whether applicable Yes / Subject person Institutional investors and analysts |
| Issued Shares at Period-End | 49,366,461 shares |
| Treasury Shares at Period-End | 159,499 shares |
| Factors Behind Changes in Business Performance | The main factors were higher interest on loans and interest and dividend income on securities, which increased ordinary revenue, and higher interest on deposits and losses on sales of Japanese government bonds and other securities, which increased ordinary expenses. The balance of loans increased as a result of meeting funding needs, primarily demand from local companies and individual borrowing needs, including housing loans. |
Items this document does not state (13)
Operating profitOperating MarginCash flows from operating activitiesCash flows from investing activitiesCash flows from financing activitiesCash and cash equivalents at end of periodPayout ratioShareholder Return PolicySegment revenueSegment profitRegional salesOrders received and order backlogDepreciation and amortization
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Ordinary revenue increased mainly due to higher interest on loans and interest and dividend income on securities. Ordinary expenses increased due to higher interest on deposits and losses on sales of Japanese government bonds and other securities.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.