Decision and Details
Change in the method for measuring credit risk (from the Standardised Approach to the Foundation Internal Ratings-Based Approach)
The Financial Services Agency approved the change following the strengthening of the bank's internal control framework, as enhanced credit risk management is essential to further fulfill its financial intermediation function and provide more comprehensive ongoing support.
Impact amount and impact rate on the capital adequacy ratio: not disclosed
| Item | Details |
|---|---|
| Matter Covered | Change in the method for measuring credit risk (from the Standardised Approach to the Foundation Internal Ratings-Based Approach) |
| Decision Date | 26 March 2026 (disclosure date; no decision date specified) |
| Implementation Date | Scheduled to apply from the calculation of the capital adequacy ratio as of the end of March 2026 |
| Impact on Business Performance | Impact amount and impact rate on the capital adequacy ratio: not disclosed |
| Reason | The Financial Services Agency approved the change following the strengthening of the bank's internal control framework, as enhanced credit risk management is essential to further fulfill its financial intermediation function and provide more comprehensive ongoing support. |
| Future plans | The capital adequacy ratio is scheduled to be disclosed in mid-May 2026 |
Items this document does not state (6)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.The Financial Services Agency approved the change following the strengthening of the bank's internal control framework to enhance credit risk management, further fulfill its financial intermediation function and provide more comprehensive ongoing support.