Results for this period
Interim period (second quarter)1 January 2026–30 June 2026ConsolidatedIFRSThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Stacked from zero: upward is an increase in cash, downward a decrease (in ¥ million).The net change represented by the dotted line is the total of three items, calculated from figures provided by the company.
Although lending rates declined, loan balances decreased and interest income on deposits fell, fees received from financial operations, revenue from sales of newly built condominium units, and gains from book-value adjustments resulting from debt collection increased. On the profit front, the solid performance of the Japan Financial Business, a decrease in provision for loan losses in the Korea Financial Business, lower interest expenses on deposits due to lower funding costs in the Southeast Asia Financial Business, and gains on the sale of fixed assets contributed to the increase in profit.
None (the notes on going concern state that there are no applicable matters)
| Item | Details |
|---|---|
| Fiscal Period Classification | Interim period (second quarter) |
| Accounting standards | IFRS |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 January 2026–30 June 2026 |
| Net Sales | ¥62,405 million (YoY +3.1%) |
| Operating profit | ¥7,286 million (YoY +59.1%) |
| Ordinary income | ¥7,702 million (YoY +99.4%) |
| Profit attributable to owners of the parent | ¥6,128 million (YoY +340.9%) |
| Net income per share | ¥46.26 |
| Equity ratio | End of the current fiscal period 12.7 / End of previous period 12.3 |
| Total assets | ¥1,269,697 million |
| Net assets | ¥182,084 million |
| Cash flows from operating activities | ¥-26,360 million |
| Cash flows from investing activities | ¥-7,555 million |
| Cash flows from financing activities | ¥-4,427 million |
| Cash and cash equivalents at end of period | ¥116,822 million |
| Full-year earnings forecast | Net Sales ¥130,000 million (YoY +4.6%) / Operating profit ¥11,600 million (YoY +6.4%) / Ordinary income ¥11,700 million (YoY +0.6%) / Net income ¥8,100 million (YoY +2.0%) |
| Revision to Earnings Forecast | No |
| Annual Dividend Forecast | ¥17 → ¥17（0.0%） |
| Segment revenue | Restructuring the Japanese Financial Business ¥10,777 million (YoY +19.7%), Korean Financial Business ¥21,859 million (YoY +1.1%), Southeast Asia Financial Business ¥20,339 million (YoY -12.6%), Real Estate Business ¥9,247 million (YoY +41.3%), Investment Business ¥58 million (YoY -39.8%) |
| Segment profit | Restructuring the Japanese Financial Business ¥5,157 million (YoY +45.5%), Korean Financial Business ¥1,524 million (YoY +204.8%), Southeast Asia Financial Business ¥1,284 million (YoY -17.8%), Real Estate Business ¥1,067 million, Investment Business ¥-473 million |
| Depreciation and amortization | ¥2,016 million |
| Impairment loss | 非開示 |
| Disclosure regarding the going concern assumption | None (the notes on going concern state that there are no applicable matters) |
| Change in accounting policy | Changes due to revisions to standards Yes / Other changes No / Change in accounting estimate No / Restatement Not disclosed |
| Changes in the scope of consolidation | New Number of companies 0 / Company name Not disclosed / Excluded Number of companies 1 / Company name ＴＡ資産管理貸付株式会社 |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | None (対象者：Not disclosed) |
| Issued Shares at Period-End | 133,515,915 |
| Treasury Shares at Period-End | 1,025,527 |
| Factors Behind Changes in Business Performance | Although lending rates declined, loan balances decreased and interest income on deposits fell, fees received from financial operations, revenue from sales of newly built condominium units, and gains from book-value adjustments resulting from debt collection increased. On the profit front, the solid performance of the Japan Financial Business, a decrease in provision for loan losses in the Korea Financial Business, lower interest expenses on deposits due to lower funding costs in the Southeast Asia Financial Business, and gains on the sale of fixed assets contributed to the increase in profit. |
Items this document does not state (7)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Operating revenue declined due to lower interest income on loans, reflecting lower lending rates and a decrease in loan balances at certain banks. This was more than offset by increases in fees received from financial operations and revenue from sales of newly built condominium units. Operating profit increased due to the solid performance of the Japan Financial Business, a decrease in provision for loan losses in the Korea Financial Business, lower interest expenses on deposits in the Southeast Asia Financial Business, and gains on the sale of fixed assets. Interim profit attributable to owners of the parent increased, despite losses related to the sale of shares in TA Asset Management Lending Co., Ltd. and other matters, mainly because of the reversal of deferred tax liabilities, which more than offset those losses.