Results for this period
First quarter1 January 2026–31 March 2026ConsolidatedIFRSThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Stacked from zero: upward is an increase in cash, downward a decrease (in ¥ million).The net change represented by the dotted line is the total of three items, calculated from figures provided by the company.
In the Japan Financial Business, gains from adjustments to the book value under the effective interest method increased as receivables collections rose, while installment payment handling fees increased due to higher installment transaction volume. In the Real Estate Business, sales of newly built condominiums remained strong. In the Southeast Asia Financial Business, interest expense on deposits decreased as deposit balances declined, while in the Korea Financial Business, the provision for allowance for doubtful accounts decreased. Quarterly profit attributable to owners of the parent increased due to the reversal of deferred tax liabilities and other factors.
No applicable matters
| Item | Details |
|---|---|
| Fiscal Period Classification | First quarter |
| Accounting standards | IFRS |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 January 2026–31 March 2026 |
| Net Sales | ¥31,041 million (YoY +1.9%) |
| Operating profit | ¥3,448 million (YoY +66.8%) |
| Ordinary income | ¥3,765 million (YoY +150.5%) |
| Profit attributable to owners of the parent | ¥3,352 million (YoY +714.1%) |
| Net income per share | ¥25.29 |
| Equity ratio | End of the current fiscal period 12.6 / End of previous period 12.3 |
| Total assets | ¥1,271,579 million |
| Net assets | ¥180,775 million |
| Cash flows from operating activities | ¥-21,396 million |
| Cash flows from investing activities | ¥-8,854 million |
| Cash flows from financing activities | ¥-5,764 million |
| Cash and cash equivalents at end of period | ¥119,102 million |
| Full-year earnings forecast | Net Sales ¥130,000 million (YoY +4.6%) / Operating profit ¥11,600 million (YoY +6.4%) / Ordinary income ¥11,700 million (YoY +0.6%) / Net income ¥8,100 million (YoY +2.0%) |
| Annual Dividend Forecast | ¥17 → ¥17（0%） |
| Segment revenue | Restructuring the Japanese Financial Business ¥5,253 million (YoY +23.8%), Korean Financial Business ¥10,836 million (YoY -0.2%), Southeast Asia Financial Business ¥9,766 million (YoY -19.0%), Real Estate Business ¥5,187 million (YoY +58.9%), Investment Business ¥0 million (YoY -98.4%) |
| Segment profit | Restructuring the Japanese Financial Business ¥2,633 million (YoY +52.5%), Korean Financial Business ¥831 million, Southeast Asia Financial Business ¥489 million (YoY -45.4%), Real Estate Business ¥324 million, Investment Business ¥-23 million |
| Depreciation and amortization | ¥1,042 million |
| Disclosure regarding the going concern assumption | No applicable matters |
| Change in accounting policy | Changes due to revisions to standards Yes / Other changes No / Change in accounting estimate No / Restatement Not disclosed |
| Changes in the scope of consolidation | New Number of companies 0 / Company name Not disclosed / Excluded Number of companies 1 / Company name ＴＡ資産管理貸付株式会社 |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | No (a financial results presentation video is scheduled to be released) |
| Issued Shares at Period-End | 133,515,915 |
| Treasury Shares at Period-End | 1,336,268 |
| Factors Behind Changes in Business Performance | In the Japan Financial Business, gains from adjustments to the book value under the effective interest method increased as receivables collections rose, while installment payment handling fees increased due to higher installment transaction volume. In the Real Estate Business, sales of newly built condominiums remained strong. In the Southeast Asia Financial Business, interest expense on deposits decreased as deposit balances declined, while in the Korea Financial Business, the provision for allowance for doubtful accounts decreased. Quarterly profit attributable to owners of the parent increased due to the reversal of deferred tax liabilities and other factors. |
Items this document does not state (9)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.In the Japan Financial Business, gains from adjustments to the book value under the effective interest method associated with increased receivables collections and installment payment handling fees increased. In the Real Estate Business, sales of newly built condominiums remained strong. Operating profit increased mainly because interest expense on deposits decreased in the Southeast Asia Financial Business and the provision for allowance for doubtful accounts decreased in the Korea Financial Business.