Worth reading
41Recurring
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Neutral
Direction inferred from the company’s description.Scale
600
¥100 millionWording
Avoiding a definitive answer
How definitive the wording is.Items stated in the management plan
FormulatedNet income for the current fiscal yearNot disclosed → ¥60 billion
ROENot disclosed → 11% or higher
Only the target level is shown because the current level for comparison was not provided.Statements about the use of capital
Payout ratio / DOE policyThe company will maintain its basic policy of setting the payout ratio in the low 30% range and paying dividends in line with earnings while working to improve profitability. The applicable period is not disclosed.The payout ratio is the proportion of profit paid out as dividends, while DOE is the ratio of dividends to net assets.
Key initiatives
01Accelerating business portfolio transformation
02Effective use of assets
03Strengthen fee-based businesses
04Support growth in the middle-market segment
05Expand international business
06Strengthen the management base supporting growth
07Strengthen human capital
08Transform corporate culture
09Improve productivity through digital technologies
10Enhance risk management
Non-financial targetsIndicator name Scope 1 and 2 CO2 emissions reduction / Target value Carbon Neutrality / Timing FY2030, Indicator name Reuse and recycling rate / Target value Maintain at 98% or higher / Timing Fiscal 2026–2028 average, Indicator name Expansion of talent in strategic fields / Target value Increase of 70 people versus fiscal 2025 / Timing FY2028, Indicator name Investment in talent development / Target value At least 2 times the Mid-Term Management Plan 2025 period average / Timing Fiscal 2026–2028 average, Indicator name Percentage of Female Managers / Target value 18% / Timing FY2028
Risks identified by the company
Changes in the external environment
Responding to business expansion
Enhancing business continuity planning, including cybersecurity
Various factors, including changes in the business environment going forward
| Item | Details |
|---|---|
| Plan name | Medium-Term Management Plan 2028 |
| Plan period | Fiscal 2026 through fiscal 2028 |
| Progress against the plan | Formulated |
| Net income target | Not disclosed → ¥60 billion |
| ROE target | Not disclosed → 11% or higher |
| Payout ratio / DOE policy | The company will maintain its basic policy of setting the payout ratio in the low 30% range and paying dividends in line with earnings while working to improve profitability. The applicable period is not disclosed. |
| Non-financial targets | Indicator name Scope 1 and 2 CO2 emissions reduction / Target value Carbon Neutrality / Timing FY2030, Indicator name Reuse and recycling rate / Target value Maintain at 98% or higher / Timing Fiscal 2026–2028 average, Indicator name Expansion of talent in strategic fields / Target value Increase of 70 people versus fiscal 2025 / Timing FY2028, Indicator name Investment in talent development / Target value At least 2 times the Mid-Term Management Plan 2025 period average / Timing Fiscal 2026–2028 average, Indicator name Percentage of Female Managers / Target value 18% / Timing FY2028 |
| Key initiatives | Accelerating business portfolio transformation, Effective use of assets, Strengthen fee-based businesses, Support growth in the middle-market segment, Expand international business, Strengthen the management base supporting growth, Strengthen human capital, Transform corporate culture, Improve productivity through digital technologies, Enhance risk management |
| Risks identified | Changes in the external environment, Responding to business expansion, Enhancing business continuity planning, including cybersecurity, Various factors, including changes in the business environment going forward |
| Date of board resolution | 14 May 2026 |
| Publication date | 14 May 2026 |
Items this document does not state (14)
Sales TargetOperating profit targetOperating profit margin targetROIC targetTreasury share acquisition policyCost of capitalSelf-assessment of PBR and share priceTotal investment planInvestment amount by sectorSegment targetPlan assumptionsResults under the previous planReason for revision or withdrawalSize of the Target Market
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.To expand the foundations established under the Mid-Term Management Plan 2025, accelerate the transformation of the business portfolio, and strengthen a management base that is resilient to change.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.