Summary of Financial Results for the Second Quarter (Interim Period), Fiscal Year Ending March 2027 | Fuyo General Lease Co.,Ltd. (8424) timely disclosure

Worth reading

44Recurring

0–100. This measures how worthwhile something is to read, not how good or bad the company is.

Direction

Mixed performance

Direction inferred from the company’s description.

Scale

241

¥100 million (year-on-year change in ordinary profit)

Wording

Conditional

How definitive the wording is.

Contents of this document

Earnings presentationSecond quarter (interim period) of the fiscal year ending March 20275 items taken from the company’s own explanation

Financial Results Figures (The key points of this material are explained below)

Net Sales¥3,922 100 million+14.2%

Operating profit¥276 100 million+738.8%

Ordinary income¥297 100 million+427.4%

Net income¥203 100 million+342.9%

Selling, general and administrative expenses¥334 100 million

Full-year earnings forecast

Operating profit

¥700 100 million

Ordinary income

¥750 100 million

Profit attributable to owners of the parent

¥480 100 million

Earnings per share

¥532.14

Progress against full-year forecast　通期の予想に対して、いまどこまで進んだかの割合です。

Ordinary income40

What the company explained in this material

Breakdown of Factors Affecting the ChangeReasons cited by the Company for the change in the figures.

Net profit+¥5.9 billion
Personnel and other operating expenses-¥3.3 billion
Funding costs-¥1.2 billion
Credit-related gains and losses+¥1.1 billion
Non-operating income/(loss), excluding bad debt-related items-¥6.9 billion
Large losses (aircraft leasing and overseas renewable energy)¥8 billion

Key KPIsA metric the company considers important as a management benchmark.

ROA1.8 %
Year on year against the same period last year+1.4pt
Contract execution volume¥11,335 100 million
Year on year against the same period last year+12.1%
Balance of operating assets¥33,116 100 million
Year on year against the same period last year+1.8%
Long-term funding ratio70.1 %
Funding yield1.78 %

Segment results

Lease

Sales

¥3,180 100 million+14.3%

Net profit

¥467 100 million+2.7%

Gross profit

¥359 100 million-3.8%

Installment sales

Sales

¥130 100 million-5.9%

Net profit

¥7 100 million+7.4%

Gross profit

¥4 100 million-10.7%

Finance

Sales

¥291 100 million+46.4%

Net profit

¥255 100 million

Gross profit

¥123 100 million

Other

Sales

¥321 100 million+2.0%

Net profit

¥127 100 million-2.6%

Gross profit

¥124 100 million-3.4%

Annual Dividend

Annual dividend per share¥172

Interim¥86

End of period¥86

Payout ratio

32.3

Contents of this document
Item	Details
Document type	Earnings presentation
Fiscal Period Covered	Second quarter (interim period) of the fiscal year ending March 2027
Net Sales	¥3,922 100 million (YoY +14.2%)
Operating profit	¥276 100 million (YoY +738.8%)
Ordinary income	¥297 100 million (YoY +427.4%)
Net income	¥203 100 million (YoY +342.9%)
Selling, general and administrative expenses	¥334 100 million
Full-year earnings forecast	Operating profit ¥700 100 million / Ordinary income ¥750 100 million / Profit attributable to owners of the parent ¥480 100 million / Earnings per share ¥532.14
Progress against full-year forecast	Ordinary income 40
Segment results	Lease Sales ¥3,180 100 million (YoY +14.3%) / Net profit ¥467 100 million (YoY +2.7%) / Gross profit ¥359 100 million (YoY -3.8%) / Installment sales Sales ¥130 100 million (YoY -5.9%) / Net profit ¥7 100 million (YoY +7.4%) / Gross profit ¥4 100 million (YoY -10.7%) / Finance Sales ¥291 100 million (YoY +46.4%) / Net profit ¥255 100 million / Gross profit ¥123 100 million / Other Sales ¥321 100 million (YoY +2.0%) / Net profit ¥127 100 million (YoY -2.6%) / Gross profit ¥124 100 million (YoY -3.4%)
Breakdown of Factors Affecting the Change	Factors Net profit / Amount +¥5.9 billion, Factors Personnel and other operating expenses / Amount -¥3.3 billion, Factors Funding costs / Amount -¥1.2 billion, Factors Credit-related gains and losses / Amount +¥1.1 billion, Factors Non-operating income/(loss), excluding bad debt-related items / Amount -¥6.9 billion, Factors Large losses (aircraft leasing and overseas renewable energy) / Amount ¥8 billion
Key KPIs	Indicator name ROA / Value 1.8 % / Year on year against the same period last year +1.4pt, Indicator name Contract execution volume / Value ¥11,335 100 million / Year on year against the same period last year +12.1%, Indicator name Balance of operating assets / Value ¥33,116 100 million / Year on year against the same period last year +1.8%, Indicator name Long-term funding ratio / Value 70.1 % / Year on year against the same period last year Not disclosed, Indicator name Funding yield / Value 1.78 % / Year on year against the same period last year Not disclosed
Annual Dividend	Annual dividend per share ¥172 / Interim ¥86 / End of period ¥86
Payout ratio	32.3

Items this document does not state (17)

Gross Profit MarginOperating profit marginResults for the three months of the current quarterSelf-assessment against the planUnit price and quantity metricsNumber of stores and locationsNumber of employeesAssumptions Underlying the Business OutlookRisk amount incorporated into the outlookMedium-term management plan targetsFinancial targetsAcquisition of treasury sharesCapital expendituresOrders received and order backlogMarket Size / ShareKey points of the Q&ANew initiatives

These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.

The reasons the company gives

The company's own explanation, not something inferred from the numbers.

The elimination of losses related to European renewable energy projects in the same period of the previous year and growth in net income, mainly in real estate and mobility/logistics, contributed to the increase in profit. Meanwhile, the company recorded losses of ¥4.6 billion on aircraft leasing and ¥3.4 billion on European renewable energy projects, while funding costs also increased due to higher domestic funding rates.

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