Worth reading
41Recurring
Scored from 5 of 6 sectionsDirection
Deterioration
Direction inferred from the company’s description.Scale
-1044
Million yenWording
Conditional
How definitive the wording is.Results for this period
Interim period (second quarter)1 April 2026 to 30 September 2026ConsolidatedJapanese GAAPOrdinary income-339Million yen
Net income attributable to owners of the parent-222Million yen
The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
Net income per share-¥27.81
Financial position at period-end
Total assets1,136,632Million yen
of which net assets 45,506 Million yenEquity ratio 3.6%vs. prior year-end -0.3pt
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Outlook and shareholder returns
Full-year earnings forecast
Net SalesNot disclosed
Operating profitNot disclosed
Ordinary income1,500 Million yen (YoY +8.6%)
Net income570 Million yen (YoY -4.4%)
Annual Dividend Forecast25 Yen → 25 Yen（0.0%）
Factors Behind Changes in Business Performance
Ordinary income increased, mainly due to increases in gains on the sale of shares and other securities and interest on loans, while ordinary expenses increased due to increases in losses on the sale of Japanese government bonds and other bonds, credit-related expenses and interest paid on deposits.
Disclosure regarding the going concern assumption
None
Change in accounting policy
基準改正に伴う変更 Noそれ以外の変更 No見積りの変更 No修正再表示 No
Changes in the scope of consolidationNew Number of companies 0 / Company name Not disclosed / Excluded Number of companies 1 / Company name こうぎん Regional Collaborative Investment Business Limited Liability Partnership
Material subsequent eventsAs announced on 5 November 2026, a provision of ¥276 million was recognized in the second quarter, and as announced on 6 November 2026, a provision of ¥172 million is scheduled to be recognized in the third quarter.
Impairment loss29 Million yen
Breakdown of extraordinary income (loss)Extraordinary income Gain on disposal of non-current assets 0 Million yen / Extraordinary loss Losses on Disposal of Fixed Assets 5 Million yen, Impairment Loss 29 Million yen
Availability of Supplementary Financial Results MaterialsYes
Availability of Financial Results BriefingWhether applicable No / Subject person Not disclosed
Issued Shares at Period-End10,244,800 shares
Treasury Shares at Period-End102,216 shares
| Item | Details |
|---|---|
| Fiscal Period Classification | Interim period (second quarter) |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 September 2026 |
| Ordinary income | -339 Million yen |
| Profit attributable to owners of the parent | -222 Million yen |
| Net income per share | -¥27.81 |
| Equity ratio | End of the current fiscal period 3.6% / End of previous period 3.9% |
| Total assets | 1,136,632 Million yen |
| Net assets | 45,506 Million yen |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income 1,500 Million yen (YoY +8.6%) / Net income 570 Million yen (YoY -4.4%) |
| Annual Dividend Forecast | 25 Yen → 25 Yen（0.0%） |
| Impairment loss | 29 Million yen |
| Breakdown of extraordinary income (loss) | Extraordinary income Gain on disposal of non-current assets 0 Million yen / Extraordinary loss Losses on Disposal of Fixed Assets 5 Million yen, Impairment Loss 29 Million yen |
| Disclosure regarding the going concern assumption | None |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New Number of companies 0 / Company name Not disclosed / Excluded Number of companies 1 / Company name こうぎん Regional Collaborative Investment Business Limited Liability Partnership |
| Material subsequent events | As announced on 5 November 2026, a provision of ¥276 million was recognized in the second quarter, and as announced on 6 November 2026, a provision of ¥172 million is scheduled to be recognized in the third quarter. |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Whether applicable No / Subject person Not disclosed |
| Issued Shares at Period-End | 10,244,800 shares |
| Treasury Shares at Period-End | 102,216 shares |
| Factors Behind Changes in Business Performance | Ordinary income increased, mainly due to increases in gains on the sale of shares and other securities and interest on loans, while ordinary expenses increased due to increases in losses on the sale of Japanese government bonds and other bonds, credit-related expenses and interest paid on deposits. |
Items this document does not state (15)
Net SalesOperating profitOperating MarginCash flows from operating activitiesCash flows from investing activitiesCash flows from financing activitiesCash and cash equivalents at end of periodRevision to Earnings ForecastPayout ratioShareholder Return PolicySegment revenueSegment profitRegional salesOrders received and order backlogDepreciation and amortization
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Ordinary income increased, mainly due to increases in gains on the sale of shares and other securities and interest on loans, while ordinary expenses increased due to increases in losses on the sale of Japanese government bonds and other bonds, credit-related expenses and interest paid on deposits.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.