Risk of receivables becoming uncollectible or subject to collection delays
THE BANK OF KOCHI,LTD., 株式会社ＳＡＫＡＳＨＯＵ (customer)
Loans to 株式会社ＳＡＫＡＳＨＯＵ
株式会社ＳＡＫＡＳＨＯＵ began preparing to file for commencement of bankruptcy proceedings
¥172 million (the entire portion not secured by collateral will be provided for)
Third quarter of the fiscal year ending March 2027
Currently under review. If it becomes necessary to revise the previous earnings forecast, the revision will be announced promptly.
¥237 million (株式会社ＳＡＫＡＳＨＯＵ)
Related procedures
Customer's preparation to file for commencement of bankruptcy proceedings
The entire ¥172 million portion not secured by collateral will be provided for in the third quarter of the fiscal year ending March 2027. The earnings forecast is currently under review, and if it becomes necessary to revise it, the revision will be announced promptly.
If it becomes necessary to revise the earnings forecast, the revision will be announced promptly.
| Item | Details |
|---|---|
| Event name | Risk of receivables becoming uncollectible or subject to collection delays |
| Date of occurrence | 4 November 2026 (the date on which 株式会社ＳＡＫＡＳＨＯＵ began preparing to file for commencement of bankruptcy proceedings) |
| Date recognized / date notice received | 6 November 2026 (date notice was received) |
| Subject Entity | THE BANK OF KOCHI,LTD., 株式会社ＳＡＫＡＳＨＯＵ (customer) |
| Target Locations / Products | Loans to 株式会社ＳＡＫＡＳＨＯＵ |
| Cause | 株式会社ＳＡＫＡＳＨＯＵ began preparing to file for commencement of bankruptcy proceedings |
| Amount of Impact on Business Performance | ¥172 million (the entire portion not secured by collateral will be provided for) |
| Accounting period in which recognized | Third quarter of the fiscal year ending March 2027 |
| Impact on Earnings Forecast | Currently under review. If it becomes necessary to revise the previous earnings forecast, the revision will be announced promptly. |
| Type of litigation or proceeding | Customer's preparation to file for commencement of bankruptcy proceedings |
| Amount of receivables at risk of non-collection or delayed collection | ¥237 million (株式会社ＳＡＫＡＳＨＯＵ) |
| Outlook | The entire ¥172 million portion not secured by collateral will be provided for in the third quarter of the fiscal year ending March 2027. The earnings forecast is currently under review, and if it becomes necessary to revise it, the revision will be announced promptly. |
| Planned follow-up disclosure | If it becomes necessary to revise the earnings forecast, the revision will be announced promptly. |
Items this document does not state (12)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Because on 6 November 2026, we received notice that customer 株式会社ＳＡＫＡＳＨＯＵ had begun preparing to file for commencement of bankruptcy proceedings as of 4 November 2026.