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Occurring Fact8416THE BANK OF KOCHI,LTD.Banks

Notice Regarding the Potential Uncollectibility or Delayed Collection of Receivables

Due to the business partner’s preparation to file for commencement of bankruptcy proceedings, some of the loans held by the bank became at risk of being uncollectible or subject to collection delays. The bank will make a full provision for the unsecured ¥276 million in the second quarter of the fiscal year ending March 2027.

Worth reading
60In focus
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Direction
Deterioration
Direction inferred from the company’s description.
Scale
276
Million yen
Wording
Definitive
How definitive the wording is.

Risk of receivables becoming uncollectible or subject to collection delays

Subject Entity

有限会社平和商事 (business partner)

Occurrence4 November 2026 (the date on which 有限会社平和商事 began preparing to file for commencement of bankruptcy proceedings)
Same day
Awareness or receipt of notice4 November 2026
This disclosure11/05/2026
Cause

有限会社平和商事 began preparing to file for commencement of bankruptcy proceedings

Amount of Impact on Business Performance

¥276 million (fully provided for in the second quarter of the fiscal year ending March 2027)

Accounting period in which recognized

Second quarter of the fiscal year ending March 2027

Impact on Earnings Forecast

See the notice regarding the further revision to the earnings forecast disclosed today.

Amount of receivables at risk of non-collection or delayed collection

¥421 million (有限会社平和商事)

Related procedures

Type

Preparation by 有限会社平和商事 to file for commencement of bankruptcy proceedings

Outlook

The bank will make a full provision in the second quarter of the fiscal year ending March 2027 for the ¥276 million portion not secured by collateral. See the notice regarding the further revision to the earnings forecast disclosed today.

Event that occurred
ItemDetails
Event nameRisk of receivables becoming uncollectible or subject to collection delays
Date of occurrence4 November 2026 (the date on which 有限会社平和商事 began preparing to file for commencement of bankruptcy proceedings)
Date recognized / date notice received4 November 2026
Subject Entity有限会社平和商事 (business partner)
Cause有限会社平和商事 began preparing to file for commencement of bankruptcy proceedings
Amount of Impact on Business Performance¥276 million (fully provided for in the second quarter of the fiscal year ending March 2027)
Accounting period in which recognizedSecond quarter of the fiscal year ending March 2027
Impact on Earnings ForecastSee the notice regarding the further revision to the earnings forecast disclosed today.
Type of litigation or proceedingPreparation by 有限会社平和商事 to file for commencement of bankruptcy proceedings
Amount of receivables at risk of non-collection or delayed collection¥421 million (有限会社平和商事)
OutlookThe bank will make a full provision in the second quarter of the fiscal year ending March 2027 for the ¥276 million portion not secured by collateral. See the notice regarding the further revision to the earnings forecast disclosed today.
Items this document does not state (14)
Target Locations / ProductsCourt or authorityPlaintiffDefendantDate of filing / date of actionClaim amount / surcharge amountSuspended operationsScheduled resumption dateInvestigation structureMeasures to prevent recurrenceDirectors' and officers' liabilityVoting rights ownership percentage before the changeVoting rights ownership percentage after the changePlanned follow-up disclosure

These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.

The reasons the company gives

The company's own explanation, not something inferred from the numbers.

Because the bank received notice on 4 November 2026 that its business partner, 有限会社平和商事, had begun preparing to file for commencement of bankruptcy proceedings as of that date.

How to read this page

This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.
Notice Regarding the Potential Uncollectibility or Delayed Collection of Receivables | THE BANK OF KOCHI,LTD. (8416) timely disclosure | Komori