Results for this period
First quarter1 April 2026 to 30 June 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Ordinary revenue increased by ¥604 million due to higher gains on the sale of stocks and other securities and interest and dividend income on securities, while ordinary expenses increased by ¥1,736 million due to higher provision for allowance for loan losses and losses on the sale of government bonds and other securities.
No applicable matters
| Item | Details |
|---|---|
| Fiscal Period Classification | First quarter |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 June 2026 |
| Net Sales | 7,752 million yen (YoY +8.4%) |
| Ordinary income | -484 million yen |
| Profit attributable to owners of the parent | -471 million yen |
| Net income per share | -¥46.54 |
| Equity ratio | End of the current fiscal period 3.9 / End of previous period 3.9 |
| Total assets | 1,155,147 million yen |
| Net assets | 48,785 million yen |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income 1,500 million yen (YoY +8.6%) / Net income 570 million yen (YoY -4.3%) |
| Annual Dividend Forecast | 25 yen → 25 yen（0.0%） |
| Segment revenue | Banking 6,353 million yen, Leasing 1,319 million yen, Credit card business 95 million yen |
| Segment profit | Banking -543 million yen, Leasing 56 million yen, Credit card business 1 million yen |
| Depreciation and amortization | 223 million yen |
| Impairment loss | None recorded (-) |
| Breakdown of extraordinary income (loss) | Extraordinary income Not disclosed / Extraordinary loss Losses on disposal of fixed assets 1 million yen |
| Disclosure regarding the going concern assumption | No applicable matters |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New 0 companies / Excluded 0 companies / Company name None |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | No |
| Issued Shares at Period-End | 10,244,800 |
| Treasury Shares at Period-End | 105,944 |
| Factors Behind Changes in Business Performance | Ordinary revenue increased by ¥604 million due to higher gains on the sale of stocks and other securities and interest and dividend income on securities, while ordinary expenses increased by ¥1,736 million due to higher provision for allowance for loan losses and losses on the sale of government bonds and other securities. |
Items this document does not state (12)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Ordinary revenue increased due to higher gains on the sale of stocks and other securities and interest and dividend income on securities, while ordinary expenses increased due to higher provision for allowance for loan losses and losses on the sale of government bonds and other securities.