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Occurring Fact8416THE BANK OF KOCHI,LTD.Banks

Notice Regarding the Potential Uncollectibility or Delayed Collection of Receivables

The Bank's customer, 株式会社全東信, received an order from the Osaka District Court commencing bankruptcy proceedings, creating a risk that ¥1.2 billion in loans to the company by 高知銀行 may become uncollectible or collection may be delayed. The unsecured portion of ¥915 million is scheduled to be fully provisioned in the first quarter of the fiscal year ending March 2027.

Worth reading
65In focus
Scored from 4 of 5 sections
Direction
Deterioration
Direction inferred from the company’s description.
Scale
915
¥ million (planned provision for the unsecured portion)
Wording
Conditional
How definitive the wording is.

Notice Regarding the Potential Uncollectibility or Delayed Collection of Receivables

Subject Entity

株式会社全東信 (the Bank's business partner)

Occurrence6 July 2026 (the date the order commencing bankruptcy proceedings was issued for 株式会社全東信)
Same day
Litigation / administrative action6 July 2026 (the date of the order commencing bankruptcy proceedings)
This disclosure07/07/2026
Amount of Impact on Business Performance

¥915 million (the unsecured portion; to be fully provisioned in the first quarter of the fiscal year ending March 2027. Accounting classification: Not disclosed)

Accounting period in which recognized

First quarter of the fiscal year ending March 2027

Impact on Earnings Forecast

Currently under review. If it becomes necessary to revise the previous earnings forecast, the revision will be announced promptly.

Amount of receivables at risk of non-collection or delayed collection

¥1,200 million (loans to 株式会社全東信)

Related procedures

Type

Order commencing bankruptcy proceedings

Court or authority

Osaka District Court

Outlook

The unsecured portion of ¥915 million will be fully provisioned in the first quarter of the fiscal year ending March 2027. The earnings forecast will be reviewed, and any necessary revision will be announced promptly.

Planned follow-up disclosure

If it becomes necessary to revise the earnings forecast, the revision will be announced promptly.

Event that occurred
ItemDetails
Event nameNotice Regarding the Potential Uncollectibility or Delayed Collection of Receivables
Date of occurrence6 July 2026 (the date the order commencing bankruptcy proceedings was issued for 株式会社全東信)
Subject Entity株式会社全東信 (the Bank's business partner)
Amount of Impact on Business Performance¥915 million (the unsecured portion; to be fully provisioned in the first quarter of the fiscal year ending March 2027. Accounting classification: Not disclosed)
Accounting period in which recognizedFirst quarter of the fiscal year ending March 2027
Impact on Earnings ForecastCurrently under review. If it becomes necessary to revise the previous earnings forecast, the revision will be announced promptly.
Type of litigation or proceedingOrder commencing bankruptcy proceedings
Court or authorityOsaka District Court
Date of filing / date of action6 July 2026 (the date of the order commencing bankruptcy proceedings)
Amount of receivables at risk of non-collection or delayed collection¥1,200 million (loans to 株式会社全東信)
OutlookThe unsecured portion of ¥915 million will be fully provisioned in the first quarter of the fiscal year ending March 2027. The earnings forecast will be reviewed, and any necessary revision will be announced promptly.
Planned follow-up disclosureIf it becomes necessary to revise the earnings forecast, the revision will be announced promptly.
Items this document does not state (13)
Date recognized / date notice receivedTarget Locations / ProductsCausePlaintiffDefendantClaim amount / surcharge amountSuspended operationsScheduled resumption dateInvestigation structureMeasures to prevent recurrenceDirectors' and officers' liabilityVoting rights ownership percentage before the changeVoting rights ownership percentage after the change

These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.

The reasons the company gives

The company's own explanation, not something inferred from the numbers.

The Bank's customer, 株式会社全東信, received an order from the Osaka District Court commencing bankruptcy proceedings on 6 July 2026.

How to read this page

This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.
Notice Regarding the Potential Uncollectibility or Delayed Collection of Receivables | THE BANK OF KOCHI,LTD. (8416) timely disclosure | Komori