Revenue dependence on the ATM business and the risk of substitution by alternative payment methods
First written in FY2016. 31 of 32 entries say "Restated". Latest entry: FY2026.
No other company in this theme has enough history to compare yet.
- FY2026RestatedAnnual report
「Fee and commission income for the current consolidated fiscal year was ¥200,981 million, an increase of ¥3,085 million from the previous consolidated fiscal year, primarily comprising ¥159,240 million from ATM-related operations and ¥3,922 million from foreign exchange operations.」
ATM-related operations continue to account for most fee and commission income, and the company continues to disclose its revenue dependence on the ATM platform business. - 2026-05-08RestatedEarnings
「Fees and commissions income 197,895 200,981 Foreign exchange fees 3,913 3,922 ATM interchange fees 156,400 159,240」
The figures continue to show a revenue structure in which ATM interchange fees account for most of fees and commissions income. - FY2026-H1RestatedAnnual report
「Fee and commission income for the current interim consolidated accounting period was ¥98,682 million, an increase of ¥354 million from the previous interim consolidated accounting period, primarily comprising ¥78,720 million from ATM-related operations and ¥1,968 million from foreign exchange operations.」
ATM-related operations accounted for most of the ¥98,682 million in fee and commission income, and the revenue structure remains dependent on the ATM platform business. - FY2024RestatedAnnual report
「Our domestic business, comprising banking and other operations, is heavily dependent on the ATM platform business for its revenue.」
The company continues to disclose a revenue structure in which domestic business revenue is heavily dependent on the ATM platform business. - FY2024-Q3RestatedAnnual report
「Fee and commission income for the current cumulative third quarter was ¥137,156 million, an increase of ¥27,295 million from the cumulative third quarter of the previous fiscal year, primarily comprising ¥111,857 million from ATM-related operations and ¥2,795 million from foreign exchange operations.」
The revenue structure remains one in which ATM-related operations account for most fee and commission income, continuing to indicate dependence on the ATM business. - FY2024-Q2RestatedAnnual report
「Fee and commission income for the current cumulative second quarter was ¥87,593 million, an increase of ¥16,534 million from the cumulative second quarter of the previous fiscal year, primarily comprising ¥73,211 million from ATM-related operations and ¥1,773 million from foreign exchange operations.」
ATM-related operating income was ¥73,211 million, and the revenue structure remains heavily dependent on ATM-related operations, which account for most fee and commission income. - FY2024-Q1RestatedAnnual report
「For the three-month period ended 30 June, commission and fee income increased by ¥4,708 million from the same period of the previous year to ¥39,286 million, comprising ¥36,032 million from ATM-related operations, ¥864 million from foreign exchange operations and other income.」
ATM-related operations accounted for ¥36,032 million of the ¥39,286 million in commission and fee income, and the Company's dependence on revenue from the ATM platform business continues. - FY2023-Q2RestatedAnnual report
「For the six-month period ended 30 September, commission and fee income increased by ¥6,354 million from the same period of the previous year to ¥71,058 million, comprising ¥65,248 million from ATM-related operations, ¥1,613 million from foreign exchange operations and other income.」
Revenue from ATM-related operations was ¥65,248 million, accounting for most of the ¥71,058 million in commission and fee income, and the Company's dependence on revenue from the ATM platform business continues. - FY2023-Q1RestatedAnnual report
「For the three-month period ended 30 June, commission and fee income increased by ¥2,436 million from the same period of the previous year to ¥34,578 million, comprising ¥31,795 million from ATM-related operations, ¥777 million from foreign exchange operations and other income.」
ATM-related operations accounted for ¥31,795 million of the ¥34,578 million in commission and fee income, and the Company's dependence on revenue from the ATM platform business continues. - FY2022RestatedAnnual report
「Our revenue is heavily dependent on the ATM platform business.」
ATM acceptance fees of ¥121,731 million accounted for most of the ¥131,320 million in commission and fee income, and the revenue dependence structure continues. - FY2022-Q3RestatedAnnual report
「For the nine-month period ended 31 December, commission and fee income decreased by ¥906 million from the same period of the previous year to ¥99,019 million, comprising ¥92,093 million from ATM-related operations, ¥2,618 million from foreign exchange operations and other income.」
Revenue from ATM-related operations was ¥92,093 million, accounting for most of the ¥99,019 million in commission and fee income. Although the amount decreased from the same period of the previous year, the Company's dependence on revenue from the ATM platform business continues. - FY2022-Q2RestatedAnnual report
「For the six-month period ended 30 September, commission and fee income totaled ¥64,704 million, comprising ¥60,372 million from ATM-related operations, ¥1,795 million from foreign exchange operations and other income.」
ATM-related operations accounted for ¥60,372 million of the ¥64,704 million in commission and fee income, and the Company's dependence on revenue from the ATM platform business continues. - FY2022-Q1RestatedAnnual report
「For the three-month period ended 30 June, commission and fee income increased by ¥234 million from the same period of the previous year to ¥32,141 million, comprising ¥30,057 million from ATM-related operations, ¥880 million from foreign exchange operations and other income.」
ATM-related operations accounted for ¥30,057 million of the ¥32,141 million in commission and fee income, and the Company's dependence on revenue from the ATM platform business continues. - FY2021RestatedAnnual report
「For the fiscal year, commission and fee income decreased by ¥12,570 million from the previous fiscal year to ¥131,709 million, comprising ¥123,501 million from ATM-related operations, ¥3,438 million from foreign exchange operations and other income.」
Revenue from ATM-related operations was ¥123,501 million, accounting for most of commission and fee income, and the Company's dependence on revenue from the ATM platform business continues. - FY2021-Q3RestatedAnnual report
「For the nine-month period ended 31 December, commission and fee income decreased by ¥9,427 million from the same period of the previous year to ¥99,925 million, comprising ¥93,927 million from ATM-related operations, ¥2,594 million from foreign exchange operations and other income.」
ATM-related operations accounted for ¥93,927 million of the ¥99,925 million in commission and fee income, and the Company's dependence on revenue from the ATM platform business continues. - FY2021-Q2RestatedAnnual report
「For the six-month period ended 30 September, commission and fee income decreased by ¥7,200 million from the same period of the previous year to ¥65,352 million, comprising ¥61,503 million from ATM-related operations, ¥1,622 million from foreign exchange operations and other income.」
ATM-related operations accounted for ¥61,503 million of the ¥65,352 million in commission and fee income, and the Company's dependence on revenue from the ATM platform business continues. - FY2021-Q1RestatedAnnual report
「For the three-month period ended 30 June, commission and fee income decreased by ¥4,015 million from the same period of the previous year to ¥31,906 million, comprising ¥30,096 million from ATM-related operations, ¥750 million from foreign exchange operations and other income.」
ATM-related operations accounted for ¥30,096 million of the ¥31,906 million in commission and fee income, and the Company's dependence on revenue from the ATM platform business continues. - FY2020-Q3RestatedAnnual report
「For the nine-month period ended 31 December, commission and fee income increased by ¥1,628 million from the same period of the previous year to ¥109,352 million, comprising ¥103,510 million from ATM-related operations, ¥2,294 million from foreign exchange operations and other income.」
ATM-related operations accounted for ¥103,510 million of the ¥109,352 million in commission and fee income, and the Company's dependence on revenue from the ATM platform business continues. - FY2020-Q2RestatedAnnual report
「For the six-month period ended 30 September, commission and fee income totaled ¥72,553 million, comprising ¥68,714 million from ATM-related operations, ¥1,474 million from foreign exchange operations and other income.」
Revenue from ATM-related operations was ¥68,714 million, accounting for most of the ¥72,553 million in commission and fee income, and the Company's dependence on revenue from the ATM platform business continues. - FY2020-Q1RestatedAnnual report
「For the three-month period ended 30 June, commission and fee income increased by ¥1,067 million from the same period of the previous year to ¥35,922 million, comprising ¥34,055 million from ATM-related operations, ¥718 million from foreign exchange operations and other income.」
ATM-related operations accounted for ¥34,055 million of the ¥35,922 million in commission and fee income, and the Company's dependence on revenue from the ATM platform business continues. - FY2019RestatedAnnual report
「For the fiscal year, commission and fee income increased by ¥19,106 million from the previous fiscal year to ¥142,614 million, comprising ¥135,324 million from ATM-related operations, ¥2,750 million from foreign exchange operations and other income.」
Revenue from ATM-related operations was ¥135,324 million, accounting for most of the ¥142,614 million in commission and fee income, and this revenue structure continues. - FY2019-Q3RestatedAnnual report
「For the nine-month period ended 31 December, commission and fee income increased by ¥16,049 million from the same period of the previous year to ¥107,724 million, comprising ¥102,251 million from ATM-related operations, ¥2,079 million from foreign exchange operations and other income.」
ATM-related operations accounted for ¥102,251 million of the ¥107,724 million in commission and fee income, and the Company's dependence on revenue from the ATM platform business continues. - FY2019-Q2RestatedAnnual report
「For the six-month period ended 30 September, commission and fee income increased by ¥10,515 million from the same period of the previous year to ¥70,996 million, comprising ¥67,421 million from ATM-related operations, ¥1,336 million from foreign exchange operations and other income.」
ATM-related operations accounted for ¥67,421 million of the ¥70,996 million in commission and fee income, and the Company's dependence on revenue from the ATM platform business continues. - FY2019-Q1RestatedAnnual report
「For the three-month period ended 30 June, commission and fee income increased by ¥4,765 million from the same period of the previous year to ¥34,855 million, comprising ¥33,126 million from ATM-related operations, ¥662 million from foreign exchange operations and other income.」
ATM-related operations accounted for ¥33,126 million of the ¥34,855 million in commission and fee income, and the Company's dependence on revenue from the ATM platform business continues. - FY2018RestatedAnnual report
「Our revenue is heavily dependent on the ATM platform business.」
ATM-related operations accounted for ¥116,854 million of the ¥123,507 million in commission and fee income, and the Company's dependence on ATM-related revenue continues. - FY2018-Q3RestatedAnnual report
「For the nine-month period ended 31 December, commission and fee income increased by ¥1,811 million from the same period of the previous year to ¥91,674 million, comprising ¥86,791 million from ATM-related operations, ¥1,949 million from foreign exchange operations and other income.」
ATM-related operations accounted for ¥86,791 million of the ¥91,674 million in commission and fee income, and the Company's dependence on ATM-related revenue continues. - FY2018-Q2RestatedAnnual report
「For the six-month period ended 30 September, commission and fee income increased by ¥882 million from the same period of the previous year to ¥60,480 million, comprising ¥57,302 million from ATM-related operations, ¥1,255 million from foreign exchange operations and other income.」
ATM-related operations accounted for ¥57,302 million of the ¥60,480 million in commission and fee income, and the Company's dependence on ATM-related revenue continues. - FY2018-Q1RestatedAnnual report
「For the three-month period ended 30 June, commission and fee income increased by ¥473 million from the same period of the previous year to ¥30,090 million, comprising ¥28,509 million from ATM-related operations, ¥621 million from foreign exchange operations and other income.」
ATM-related operations accounted for ¥28,509 million of the ¥30,090 million in commission and fee income, continuing to demonstrate the Company's dependence on ATM-related revenue. - FY2017RestatedAnnual report
「As recurring revenue from external customers in the ATM-related operations segment exceeds 90% of recurring revenue in the consolidated statement of income, our Group has omitted this disclosure.」
The revenue structure in which ATM-related operations account for more than 90% of recurring revenue from external customers continues to be evident. - FY2017-Q3RestatedAnnual report
「For the nine-month period ended 31 December, commission and fee income increased by ¥889 million from the same period of the previous year to ¥89,863 million, comprising ¥85,245 million from ATM-related operations, ¥1,767 million from foreign exchange operations and other income.」
ATM-related operations accounted for ¥85,245 million of commission and fee income, continuing to demonstrate the Company's dependence on ATM-related revenue. - FY2017-Q2RestatedAnnual report
「As recurring revenue from external customers in the ATM-related operations segment exceeds 90% of recurring revenue in the interim consolidated statement of income, our Group has omitted this disclosure.」
The structure in which ATM-related operations account for more than 90% of recurring revenue from external customers continues to be evident. - FY2016First statedAnnual report
「Our revenue is heavily dependent on the ATM business.」
The Company has disclosed that recurring revenue from external customers in ATM-related operations accounts for more than 90% of recurring revenue, and identifies a decline in usage due to the spread of cashless payment methods as a risk.