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Seven Bank (8410) · RiskRestated

The widespread adoption of cashless payment methods

First written in FY2016. 6 of 7 entries say "Restated". Latest entry: FY2026.

7entries
11years
0from disclosures
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How it moved
ProgressHeldSoftenedWorseRestatedFY2016 – FY20262016: 120162017: 120172018: 120182019: 020192020: 020202021: 120212022: 120222023: 020232024: 120242025: 020252026: 12026
Same theme, other companies
Declining ATM Usage Due to the Shift to Cashless PaymentsA theme 1 companies write about · 1 as a headwind · 0 as a tailwind

No other company in this theme has enough history to compare yet.

Full recordFilings, disclosures and news, newest first
  1. FY2026RestatedAnnual report

    「If the shift toward cashless payments progresses further in the future, the number of ATM transactions may decline, potentially affecting our earnings.」

    The company continues to disclose the risk of declining ATM usage as cashless payments become more widespread, and cites cash loading and +Connect as responses.
  2. FY2024RestatedAnnual report

    「If the shift toward cashless payments progresses further in the future, the number of ATM transactions may decline, potentially affecting our earnings.」

    The company continues to disclose the risk of declining ATM usage as cashless payments become more widespread, and cites cash-loading transactions and "+Connect" as responses.
  3. FY2022RestatedAnnual report

    「If the shift toward cashless payments progresses further in the future, the number of ATM transactions may decline, potentially affecting our earnings.」

    The company continues to disclose the risk of declining ATM usage as cashless payments become more widespread, and cites new services such as cash-loading transactions as a response.
  4. FY2021RestatedAnnual report

    「If the shift toward cashless payments progresses further in the future, the number of ATM transactions may decline, potentially affecting our earnings.」

    The company continues to disclose the risk that the shift toward cashless payments will reduce ATM usage. New ATM services, including cash-loading transactions and cash withdrawal services, are cited as responses.
  5. FY2018RestatedAnnual report

    「ATM usage is currently continuing to increase, but if payment methods that can replace cash, such as credit cards and electronic money, become more widely used in the future, the number of ATM transactions may decline, potentially affecting our business performance.」

    The company continues to disclose the risk that wider adoption of cashless payment methods will reduce ATM usage.
  6. FY2017RestatedAnnual report

    「ATM usage is currently continuing to increase, but if payment methods that can replace cash, such as credit cards and electronic money, become more widely used in the future, the number of ATM transactions may decline, potentially affecting our business performance.」

    The company continues to disclose the risk that wider adoption of cashless payment methods will reduce ATM usage.
  7. FY2016First statedAnnual report

    「If payment methods that can replace cash, such as credit cards and electronic money, become more widely used in the future, the number of ATM transactions may decline, potentially affecting our business performance.」

    The decline in ATM usage due to the wider adoption of credit cards and electronic money is identified as a future risk.
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The widespread adoption of cashless payment methods | Seven Bank,Ltd. (8410) | Komori