Building up risk assets and taking on risk in local communities to secure earnings
First written in FY2018. 14 of 16 entries say "Advanced", first in FY2019-Q2. Latest entry: FY2026.
No other company in this theme has enough history to compare yet.
- FY2026AdvancedAnnual report
「Risk-weighted assets increased by ¥192,288 million from the end of the previous consolidated fiscal year, to ¥2,058,378 million, mainly due to an increase in loans.」
Risk-weighted assets continued to increase due to higher loans and other factors, further quantifying the trade-off between securing earnings and taking risks in the region, and a decline in the capital ratio. - FY2026-H1AdvancedAnnual report
「Risk-weighted assets increased by ¥50,072 million from the end of the previous consolidated fiscal year, to ¥1,916,162 million.」
Risk-weighted assets increased by ¥50,072 million from the previous fiscal year-end due to higher loans and other factors. The trade-off between taking risks in the region and a decline in the capital ratio continues to appear in the figures. - FY2025AdvancedAnnual report
「Risk-weighted assets increased by ¥97,451 million from the end of the previous consolidated fiscal year, to ¥1,866,089 million, mainly due to an increase in loans.」
Risk-weighted assets continued to increase in connection with securing earnings and taking risks in the region, with the trade-off against the capital ratio appearing in the figures. - FY2025-H1AdvancedAnnual report
「Risk-weighted assets increased by ¥37,966 million from the end of the previous consolidated fiscal year, to ¥1,806,604 million.」
Risk-weighted assets, which had been positioned as asset expansion associated with securing earnings and taking risks in the region, increased by ¥37,966 million from the previous fiscal year-end. - FY2024AdvancedAnnual report
「Risk-weighted assets increased by ¥49,973 million from the end of the previous consolidated fiscal year, to ¥1,768,637 million, mainly due to an increase in loans.」
Risk-weighted assets continued to increase due to higher loans and other factors. The consolidated capital ratio edged up to 10.42%. - FY2024-Q2AdvancedAnnual report
「Risk-weighted assets increased by ¥34,263 million from the end of the previous consolidated fiscal year, to ¥1,752,927 million.」
Risk-weighted assets increased by ¥34,263 million from the previous fiscal year-end against a backdrop of higher loans and other factors, and asset expansion associated with securing earnings and taking risks in the region continued. - FY2023AdvancedAnnual report
「Risk-weighted assets increased by ¥84,919 million from the end of the previous consolidated fiscal year, to ¥1,718,664 million, mainly due to an increase in loans. Going forward, the capital ratio is expected to decline as risk-weighted assets increase through the expansion of risk assets to secure earnings and active risk-taking in the region.」
Risk-weighted assets increased due to an increase in loans and other factors, and the trade-off between securing earnings and taking risks in the region, and a decline in the capital ratio, appeared in the figures. - FY2023-Q2AdvancedAnnual report
「Risk-weighted assets increased by ¥46,210 million from the end of the previous consolidated fiscal year, to ¥1,679,955 million. As a result, the consolidated capital ratio decreased by 0.16 percentage points from the end of the previous consolidated fiscal year, to 10.59%.」
Risk-weighted assets increased by ¥46,210 million from the previous fiscal year-end due to increases in loans and other factors, and asset expansion associated with securing earnings and taking risks in the region continued. Meanwhile, the consolidated capital ratio declined. - FY2022-Q2AdvancedAnnual report
「Risk-weighted assets increased by ¥15,207 million from the end of the previous consolidated fiscal year, to ¥1,600,786 million.」
Risk-weighted assets increased by ¥15,207 million from the previous fiscal year-end. Asset expansion associated with securing earnings and taking risks in the region has continued. - FY2021AdvancedAnnual report
「Risk-weighted assets increased by ¥20,082 million from the end of the previous consolidated fiscal year, to ¥1,585,578 million, mainly due to an increase in loans. As a result, the consolidated capital ratio increased by 0.06 percentage points from the end of the previous consolidated fiscal year, to 10.82%.」
Risk-weighted assets increased by ¥20,082 million from the previous fiscal year-end due to an increase in loans and other factors, while the capital ratio increased to 10.82%. - FY2021-Q2Decrease in risk-weighted assets and increase in capital ratioAnnual report
「Risk-weighted assets decreased by ¥3,316 million from the end of the previous consolidated fiscal year, to ¥1,562,179 million. As a result, the consolidated capital ratio increased by 0.11 percentage points from the end of the previous consolidated fiscal year, to 10.87%.」
Risk-weighted assets, which had been increasing, decreased by ¥3,316 million from the previous fiscal year-end, while the consolidated capital ratio increased to 10.87%. The trade-off between asset expansion to secure earnings and take risks in the region, and a decline in the capital ratio, moved in the opposite direction in the first half under review. - FY2020AdvancedAnnual report
「Risk-weighted assets increased by ¥18,253 million from the end of the previous consolidated fiscal year, to ¥1,565,496 million, mainly due to an increase in loans within the prefecture.」
Risk-weighted assets continued to increase in connection with risk-taking in the region and other factors, with the trade-off against the capital ratio appearing in the figures. - FY2020-Q2AdvancedAnnual report
「Risk-weighted assets increased by ¥19,847 million from the end of the previous consolidated fiscal year, to ¥1,567,089 million, mainly due to an increase in securities.」
Risk-weighted assets increased by ¥19,847 million from the fiscal year-end, mainly due to an increase in securities, indicating progress in asset expansion associated with securing earnings and taking risks in the region. - FY2019AdvancedAnnual report
「Risk-weighted assets increased by ¥29,178 million from the end of the previous consolidated fiscal year, to ¥1,547,242 million, mainly due to an increase in loans within the prefecture.」
Risk-weighted assets increased by ¥29,178 million from the fiscal year-end, mainly due to an increase in loans within the prefecture, indicating progress in regional risk-taking and asset expansion. - FY2019-Q2AdvancedAnnual report
「Risk-weighted assets increased by ¥12,395 million from the end of the previous consolidated fiscal year, to ¥1,530,458 million, mainly due to an increase in securities.」
Risk-weighted assets increased by ¥12,395 million from the fiscal year-end, mainly due to an increase in securities, indicating that asset expansion associated with securing earnings and taking risks in the region is appearing in the figures. - FY2018First statedAnnual report
「Risk-weighted assets are expected to increase going forward through the expansion of risk assets to secure earnings and active risk-taking in the region, which may cause the capital ratio to decline. The appropriate level will be reviewed as needed, taking the balance between risk and return into account.」
The company explicitly stated the trade-off between its policy of increasing risk-weighted assets to secure earnings and take risks in the region, and the resulting decline in the capital ratio.