Komori
The Oita Bank (8392) · FactFull-year revenue and profit growth; net income increased

Decline in Ordinary Income and Ordinary Profit

First written in FY2017-Q3. 3 of 32 entries say "Restated". Latest entry: FY2026.

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ProgressHeldSoftenedWorseOtherFY2017-Q3 – FY20262017: 420172018: 420182019: 420192020: 320202021: 420212022: 320222023: 420232024: 320242025: 220252026: 12026
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  1. FY2026Full-year revenue and profit growth; net income increasedAnnual report

    「Ordinary revenue increased by ¥4.681 billion from the previous fiscal year to ¥77.922 billion, owing mainly to higher interest and dividends on securities, interest on deposits with other banks and interest on loans.」

    In fiscal 2025, ordinary revenue was ¥99.429 billion, ordinary profit was ¥14.710 billion and net income attributable to owners of the parent was ¥10.595 billion, all above the previous year's levels.
  2. FY2026-H1First-half results: higher revenue, higher profit and higher net incomeAnnual report

    「On a consolidated basis, ordinary revenue increased by ¥5.750 billion from the previous interim consolidated accounting period to ¥44.601 billion, owing mainly to higher interest on loans, interest and dividends on securities and interest on deposits with other banks. As a result, ordinary profit increased by ¥1.295 billion to ¥6.640 billion. Interim net income attributable to owners of the parent increased by ¥717 million to ¥4.431 billion.」

    In the first half of fiscal 2025, ordinary revenue, ordinary profit and interim net income attributable to owners of the parent all increased year on year.
  3. FY2025Full-year revenue and profit growth; net income increasedAnnual report

    「Ordinary revenue increased by ¥4.681 billion from the previous fiscal year to ¥77.922 billion, owing mainly to higher interest and dividends on securities, interest on deposits with other banks and interest on loans.」

    Ordinary revenue, ordinary profit and net income attributable to owners of the parent all exceeded the previous year's levels.
  4. FY2025-H1First-half results: higher revenue, higher profit and higher net incomeAnnual report

    「On a consolidated basis, ordinary revenue increased by ¥1.519 billion from the previous interim consolidated accounting period to ¥38.850 billion. Although gains on sales of government bonds and other bonds decreased, this was more than offset by increases in interest and dividends on securities, fees and commissions and interest on loans.」

    Ordinary revenue increased by ¥1.519 billion year on year to ¥38.850 billion, ordinary profit increased by ¥933 million to ¥5.345 billion, and interim net income attributable to owners of the parent increased by ¥502 million to ¥3.713 billion.
  5. FY2024Full-year results: higher revenue, higher ordinary profit and higher net incomeAnnual report

    「On a consolidated basis, ordinary revenue increased by ¥335 million from the previous fiscal year to ¥73.240 billion, owing mainly to higher gains on sales of shares and other securities and interest on loans. Ordinary profit increased by ¥1.286 billion to ¥9.083 billion. Net income attributable to owners of the parent increased by ¥1.127 billion to ¥6.536 billion, owing mainly to the increase in ordinary profit.」

    In fiscal 2023, ordinary revenue, ordinary profit and net income attributable to owners of the parent all exceeded the previous year's levels.
  6. FY2024-Q3Lower revenue, lower ordinary profit and lower quarterly net incomeAnnual report

    「On a consolidated basis, ordinary revenue decreased by ¥3.926 billion from the first nine months of the previous fiscal year to ¥53.331 billion, owing mainly to lower gains on sales of government bonds and other bonds and lower interest and dividends on securities. Ordinary expenses decreased by ¥3.541 billion to ¥46.521 billion, owing mainly to lower losses on sales of government bonds and other bonds. As a result, ordinary profit decreased by ¥384 million to ¥6.809 billion. Quarterly net income attributable to owners of the parent decreased by ¥140 million to ¥4.976 billion.」

    Following the previous quarter's lower revenue, lower ordinary profit and higher interim net income, ordinary revenue, ordinary profit and quarterly net income attributable to owners of the parent all decreased year on year in the third quarter.
  7. FY2024-Q2Lower revenue, lower ordinary profit and higher interim net incomeAnnual report

    「On a consolidated basis, ordinary revenue decreased by ¥685 million from the first six months of the previous fiscal year to ¥37.331 billion, despite increases in interest on loans and gains on sales of shares and other securities, due mainly to lower gains on sales of government bonds and other bonds. As a result, ordinary profit decreased by ¥53 million to ¥4.411 billion. Interim net income attributable to owners of the parent increased by ¥365 million to ¥3.210 billion.」

    Ordinary revenue and ordinary profit decreased due mainly to lower gains on sales of government bonds and other bonds, while interim net income attributable to owners of the parent increased due to higher gains on sales of shares and other securities and a lower tax burden.
  8. FY2024-Q1Revenue growth, ordinary profit decline, net profit declineAnnual report

    「On a consolidated basis, ordinary revenue increased by ¥1.568 billion from the first quarter of the previous fiscal year to ¥19.287 billion, owing mainly to higher gains on sales of shares and other securities. Ordinary expenses increased by ¥1.877 billion to ¥16.256 billion, owing mainly to higher costs of financial derivatives. As a result, ordinary profit decreased by ¥308 million to ¥3.031 billion. Quarterly net income attributable to owners of the parent decreased by ¥130 million to ¥2.285 billion.」

    Ordinary revenue increased due to higher gains on sales of shares and other securities, while ordinary profit and quarterly net income attributable to owners of the parent decreased because the increase in costs of financial derivatives and other expenses was greater.
  9. FY2023Full-year revenue and profit growthAnnual report

    「On a consolidated basis, ordinary revenue increased by ¥17.384 billion from the previous fiscal year to ¥72.905 billion, owing mainly to higher interest and dividends on securities, gains on sales of government bonds and other bonds and gains on reversal of allowance for loan losses. Ordinary expenses increased by ¥16.834 billion to ¥65.108 billion, owing mainly to higher losses on sales of government bonds and other bonds. As a result, ordinary profit increased by ¥549 million to ¥7.796 billion.」

    In fiscal 2022, ordinary revenue and ordinary profit both increased, reversing the previous year's trend of lower revenue and lower ordinary profit.
  10. FY2023-Q3RestatedAnnual report

    「On a consolidated basis, ordinary revenue increased by ¥16.687 billion from the first nine months of the previous fiscal year to ¥57.257 billion, owing mainly to higher interest and dividends on securities, gains on sales of government bonds and other bonds and gains on reversal of allowance for loan losses. Ordinary expenses increased by ¥16.703 billion to ¥50.063 billion, owing mainly to higher losses on sales of government bonds and other bonds. As a result, ordinary profit decreased by ¥15 million to ¥7.194 billion.」

    Although ordinary revenue increased, ordinary expenses increased by more, resulting in a slight decrease in ordinary profit. The pattern of higher revenue and lower ordinary profit continued from the previous quarter.
  11. FY2023-Q2RestatedAnnual report

    「On a consolidated basis, ordinary revenue increased by ¥9.997 billion from the first six months of the previous fiscal year to ¥38.017 billion, owing mainly to higher interest and dividends on securities and gains on sales of government bonds and other bonds and shares. Ordinary expenses increased by ¥10.255 billion to ¥33.552 billion, owing mainly to higher losses on sales of government bonds and other bonds. As a result, ordinary profit decreased by ¥258 million to ¥4.464 billion. Interim net income attributable to owners of the parent decreased by ¥760 million to ¥2.845 billion.」

    Although ordinary revenue increased, the increase in ordinary expenses was greater, resulting in lower ordinary profit and interim net income attributable to owners of the parent. The same pattern of higher revenue, lower ordinary profit and lower net income has continued from the previous quarter.
  12. FY2023-Q1Revenue growth, ordinary profit decline, net profit declineAnnual report

    「On a consolidated basis, ordinary revenue increased by ¥2.552 billion from the first quarter of the previous fiscal year to ¥17.718 billion, owing mainly to higher interest and dividends on securities. Ordinary expenses increased by ¥2.973 billion to ¥14.378 billion, owing mainly to higher losses on sales of government bonds and other bonds. As a result, ordinary profit decreased by ¥420 million to ¥3.339 billion. Quarterly net income attributable to owners of the parent decreased by ¥412 million to ¥2.416 billion.」

    Revenue increased due mainly to higher interest and dividends on securities, while ordinary expenses increased due mainly to higher losses on sales of government bonds and other bonds, resulting in lower ordinary profit and quarterly net income attributable to owners of the parent.
  13. FY2022-Q3RestatedAnnual report

    「On a consolidated basis, ordinary revenue decreased by ¥2.943 billion from the first nine months of the previous fiscal year to ¥40.848 billion. Although gains on sales of government bonds and other bonds increased, this was outweighed by lower gains on sales of shares and other securities and lower interest and dividends on securities. Ordinary expenses decreased by ¥4.097 billion to ¥33.638 billion, as lower provisions for allowance for loan losses, operating expenses and losses on sales of shares and other securities outweighed the increase in losses on sales of government bonds and other bonds. As a result, ordinary profit increased by ¥1.154 billion to ¥7.209 billion. Quarterly net income attributable to owners of the parent increased by ¥1.338 billion to ¥5.236 billion.」

    As in the previous second quarter, ordinary revenue decreased, while ordinary profit and quarterly net income attributable to owners of the parent increased due to lower ordinary expenses.
  14. FY2022-Q2Lower net sales, higher ordinary profit, higher net incomeAnnual report

    「On a consolidated basis, ordinary revenue decreased by ¥564 million from the first six months of the previous fiscal year to ¥28.298 billion. Although gains on reversal of allowance for loan losses increased, this was outweighed by lower gains on sales of shares and other securities and other factors. Ordinary expenses decreased by ¥2.785 billion to ¥23.575 billion, as lower provisions for allowance for loan losses, operating expenses and losses on sales of shares and other securities outweighed the increase in losses on sales of government bonds and other bonds. As a result, ordinary profit increased by ¥2.220 billion to ¥4.723 billion. Interim net income attributable to owners of the parent increased by ¥2.200 billion to ¥3.606 billion.」

    Revenue decreased year on year, while ordinary profit and interim net income attributable to owners of the parent increased due to lower ordinary expenses.
  15. FY2022-Q1Lower net sales, higher ordinary profit, higher net incomeAnnual report

    「On a consolidated basis, ordinary revenue decreased by ¥169 million from the first quarter of the previous fiscal year to ¥15.445 billion. Although other operating revenue increased due to higher gains on sales of government bonds and other bonds, this was outweighed by lower other ordinary revenue resulting from decreased gains on sales of shares and other securities. Ordinary expenses decreased by ¥1.054 billion to ¥11.684 billion, owing to lower operating expenses and lower other ordinary expenses resulting from decreased provisions for allowance for loan losses and losses on sales of shares and other securities. As a result, ordinary profit increased by ¥884 million to ¥3.760 billion. Quarterly net income attributable to owners of the parent increased by ¥1.013 billion to ¥2.828 billion.」

    Although ordinary revenue decreased, ordinary expenses decreased due to lower operating expenses and provisions for allowance for loan losses, resulting in higher ordinary profit and quarterly net income attributable to owners of the parent year on year.
  16. FY2021Full-year results: lower revenue, lower ordinary profit and lower net incomeAnnual report

    「As a result, ordinary profit decreased by ¥2.563 billion from the previous fiscal year to ¥6.767 billion. Net income attributable to owners of the parent decreased by ¥1.465 billion to ¥3.615 billion, partly due to lower extraordinary losses.」

    Ordinary revenue was ¥57.709 billion, ordinary profit was ¥6.767 billion and net income attributable to owners of the parent was ¥3.615 billion, all down from the previous fiscal year.
  17. FY2021-Q3Third-quarter results: higher revenue, higher ordinary profit and slightly lower net incomeAnnual report

    「On a consolidated basis, ordinary revenue increased by ¥2.584 billion from the first nine months of the previous fiscal year to ¥43.791 billion, owing to higher other ordinary revenue resulting from increased gains on sales of shares and other securities. Ordinary expenses increased by ¥2.392 billion to ¥37.736 billion, owing to higher other operating expenses resulting from increased losses on sales of government bonds and other bonds and higher other ordinary expenses resulting from increased provisions for allowance for loan losses. As a result, ordinary profit increased by ¥192 million to ¥6.055 billion. Quarterly net income attributable to owners of the parent decreased by ¥5 million to ¥3.898 billion.」

    Revenue increased due to higher gains on sales of shares and other securities, and although ordinary expenses also increased, ordinary profit rose. Quarterly net income attributable to owners of the parent decreased slightly.
  18. FY2021-Q1First-quarter results: higher revenue, lower ordinary profit and lower net incomeAnnual report

    「On a consolidated basis, ordinary revenue increased by ¥1.513 billion from the first quarter of the previous fiscal year to ¥15.615 billion, owing to higher other ordinary revenue resulting from increased gains on sales of shares and other securities. Ordinary expenses increased by ¥1.827 billion to ¥12.738 billion, owing to higher other operating expenses resulting from increased losses on sales of government bonds and other bonds and higher other ordinary expenses resulting from increased provisions for allowance for loan losses and losses on sales of shares and other securities. As a result, ordinary profit decreased by ¥313 million to ¥2.876 billion. Quarterly net income attributable to owners of the parent decreased by ¥479 million to ¥1.815 billion, due mainly to higher income taxes.」

    Ordinary revenue increased due to higher gains on sales of shares and other securities, while ordinary profit and quarterly net income attributable to owners of the parent decreased due to higher losses on sales of bonds, provisions for allowance for loan losses and losses on sales of shares and other securities.
  19. FY2020Full-year results changed from higher revenue and lower ordinary profit to lower revenue, higher ordinary profit and lower net incomeAnnual report

    「As a result, ordinary profit increased by ¥1.548 billion from the previous fiscal year to ¥9.330 billion. Net income attributable to owners of the parent decreased by ¥678 million to ¥5.081 billion, due mainly to higher impairment losses and income taxes.」

    Ordinary revenue decreased, while ordinary profit increased due to lower ordinary expenses. Net income attributable to owners of the parent decreased due to higher impairment losses, income taxes and other factors.
  20. FY2020-Q3Revenue and profit continued to decline in the third quarterAnnual report

    「On a consolidated basis, ordinary revenue decreased by ¥6.901 billion from the first nine months of the previous fiscal year to ¥41.207 billion, owing to lower funds investment income resulting from decreased interest and dividends on securities and lower other ordinary revenue resulting from decreased gains on reversal of allowance for loan losses and gains on sales of shares and other securities. As a result, ordinary profit decreased by ¥3.237 billion to ¥5.862 billion. Quarterly net income attributable to owners of the parent decreased by ¥2.985 billion to ¥3.904 billion.」

    Ordinary revenue, ordinary profit and quarterly net income attributable to owners of the parent all decreased year on year due to lower interest and dividends on securities, gains on reversal of allowance for loan losses and gains on sales of shares and other securities.
  21. FY2020-Q2Revenue and profit decreased in the second quarterAnnual report

    「On a consolidated basis, ordinary revenue decreased by ¥5.856 billion from the first six months of the previous fiscal year to ¥26.911 billion, owing to lower funds investment income resulting from decreased interest and dividends on securities and lower other ordinary revenue resulting from decreased gains on reversal of allowance for loan losses. As a result, ordinary profit decreased by ¥2.528 billion to ¥3.479 billion. Interim net income attributable to owners of the parent decreased by ¥2.396 billion to ¥2.396 billion.」

    Ordinary revenue, ordinary profit and interim net income attributable to owners of the parent all decreased year on year due to lower interest and dividends on securities and gains on reversal of allowance for loan losses.
  22. FY2020-Q1Lower revenue and profit in the first quarterAnnual report

    「On a consolidated basis, ordinary revenue decreased by ¥4.543 billion from the first quarter of the previous fiscal year to ¥14.101 billion, owing to lower funds investment income resulting from decreased interest and dividends on securities and lower other ordinary revenue resulting from decreased gains on reversal of allowance for loan losses. As a result, ordinary profit decreased by ¥663 million to ¥3.190 billion. Quarterly net income attributable to owners of the parent decreased by ¥896 million to ¥2.295 billion, due to the decrease in ordinary profit and higher income taxes and other taxes.」

    Revenue decreased due to lower interest and dividends on securities and gains on reversal of allowance for loan losses, and ordinary profit and quarterly net income attributable to owners of the parent also decreased year on year.
  23. FY2019Full-year revenue growth but profit declineAnnual report

    「As a result, ordinary profit decreased by ¥1.521 billion from the previous fiscal year to ¥7.782 billion. Net income attributable to owners of the parent decreased by ¥216 million to ¥5.759 billion.」

    Although ordinary revenue increased, ordinary profit and net income attributable to owners of the parent decreased for the full year due to losses on sales of government bonds and other bonds and losses on sales of shares and other securities.
  24. FY2019-Q3Revenue increased and profit decreased in the third quarterAnnual report

    「On a consolidated basis, ordinary revenue increased by ¥3.217 billion from the first nine months of the previous fiscal year to ¥48.108 billion, owing to higher funds investment income resulting from increased interest and dividends on securities and higher other ordinary revenue resulting from increased gains on reversal of allowance for loan losses and gains on sales of shares and other securities. Ordinary expenses increased by ¥4.319 billion to ¥39.008 billion, as the increases in other operating expenses resulting from higher losses on sales of government bonds and other bonds and in other ordinary expenses resulting from higher losses on sales of shares and other securities outweighed the decrease in operating expenses. As a result, ordinary profit decreased by ¥1.102 billion to ¥9.099 billion.」

    Revenue increased due to higher interest and dividends on securities, gains on reversal of allowance for loan losses and gains on sales of shares and other securities, while ordinary expenses increased due to higher losses on sales of government bonds and other bonds and losses on sales of shares and other securities, resulting in lower ordinary profit.
  25. FY2019-Q2Higher revenue, lower profit for the interim periodAnnual report

    「On a consolidated basis, ordinary revenue increased by ¥884 million from the first six months of the previous fiscal year to ¥32.768 billion, owing mainly to higher other ordinary revenue resulting from increased gains on sales of shares and other securities. Ordinary expenses increased by ¥3.583 billion to ¥26.760 billion, as the increase in other operating expenses resulting from higher losses on sales of government bonds and other bonds outweighed the decrease in operating expenses. As a result, ordinary profit decreased by ¥2.700 billion to ¥6.007 billion. Interim net income attributable to owners of the parent decreased by ¥1.747 billion to ¥4.793 billion.」

    In the interim period, ordinary revenue increased, while ordinary profit and interim net income attributable to owners of the parent decreased due to higher ordinary expenses.
  26. FY2019-Q1Quarterly revenue growth but lower profitAnnual report

    「On a consolidated basis, ordinary revenue increased by ¥1.851 billion from the first quarter of the previous fiscal year to ¥18.645 billion, owing to higher funds investment income resulting from increased interest and dividends on securities and higher other ordinary revenue resulting from increased gains on sales of shares and other securities. As a result, ordinary profit decreased by ¥1.378 billion to ¥3.853 billion. Quarterly net income attributable to owners of the parent decreased by ¥766 million to ¥3.191 billion.」

    Ordinary revenue increased due to higher interest and dividends on securities and gains on sales of shares and other securities, while ordinary profit and quarterly net income attributable to owners of the parent decreased due to higher losses on sales of government bonds and other bonds and losses on sales of shares and other securities.
  27. FY2018Full-year revenue growth but profit declineAnnual report

    「As a result, ordinary profit decreased by ¥855 million from the previous fiscal year to ¥9.304 billion. Net income attributable to owners of the parent also decreased by ¥1.564 billion to ¥5.976 billion.」

    Ordinary revenue increased, while ordinary profit and net income attributable to owners of the parent decreased year on year.
  28. FY2018-Q3Higher revenue and profit in the third quarterAnnual report

    「Ordinary revenue for the first nine months of the current fiscal year increased by ¥276 million from the first nine months of the previous fiscal year to ¥44.890 billion, as the increase in other ordinary revenue resulting from higher gains on reversal of allowance for loan losses outweighed the decreases in funds investment income and other operating revenue. Ordinary expenses decreased by ¥1.024 billion to ¥34.688 billion, owing to lower operating expenses resulting from reduced property expenses and lower other ordinary expenses due mainly to a decrease in provisions for allowance for loan losses. As a result, ordinary profit increased by ¥1.301 billion to ¥10.202 billion. Quarterly net income attributable to owners of the parent increased by ¥753 million to ¥7.414 billion, reflecting the increase in ordinary profit.」

    Compared with the decrease in revenue and profit seen in the previous third quarter, ordinary revenue, ordinary profit and quarterly net income attributable to owners of the parent all increased year on year, driven by higher gains on reversal of allowance for loan losses and lower expenses.
  29. FY2018-Q2Ordinary revenue, ordinary profit and interim net income all increased in the interim periodAnnual report

    「On a consolidated basis, ordinary revenue increased by ¥2.372 billion from the first six months of the previous fiscal year to ¥31.884 billion, owing to higher other ordinary revenue resulting from an increase in gains on reversal of allowance for loan losses. Ordinary expenses increased by ¥309 million to ¥23.177 billion, as the increase in other operating expenses, mainly due to higher costs of financial derivatives, outweighed the decrease in operating expenses. As a result, ordinary profit increased by ¥2.063 billion to ¥8.707 billion. Interim net income attributable to owners of the parent increased by ¥1.267 billion to ¥6.540 billion.」

    Ordinary revenue, ordinary profit and interim net income attributable to owners of the parent all increased year on year. Higher gains on reversal of allowance for loan losses contributed to the increase in ordinary revenue.
  30. FY2018-Q1Quarterly revenue and ordinary profit increased; net income decreasedAnnual report

    「For the three-month period of the current fiscal year, ordinary income increased by ¥239 million from the same period of the previous fiscal year to ¥16.794 billion, as increases in funds investment income and other operating income outweighed the decrease in other ordinary income. As a result, ordinary profit increased by ¥35 million from the same period of the previous fiscal year to ¥5.231 billion. Net income for the quarter attributable to owners of the parent decreased by ¥214 million from the same period of the previous fiscal year to ¥3.957 billion, due to an increase in income taxes and other taxes.」

    Unlike the previous description, which indicated a full-year trend toward lower profit, ordinary revenue and ordinary profit increased year on year in the first quarter, while net income attributable to owners of the parent decreased due to higher income taxes and other taxes.
  31. FY2017Full-year profit downAnnual report

    「As a result, ordinary profit decreased by ¥4.414 billion from the previous fiscal year to ¥10.159 billion. Net income for the year attributable to owners of the parent decreased by ¥2.196 billion from the previous fiscal year to ¥7.540 billion.」

    Both ordinary profit and net income for the year attributable to owners of the parent decreased from the previous fiscal year.
  32. FY2017-Q3First statedAnnual report

    「For the nine-month period of the current fiscal year, ordinary income decreased by ¥1.497 billion year on year to ¥44.614 billion, due to a decrease in funds investment income resulting from lower interest on loans and interest and dividends on securities, as well as a decrease in other ordinary income resulting from lower gains on sales of shares and other securities. Ordinary expenses increased by ¥2.445 billion year on year to ¥35.712 billion. Although funding costs decreased, other operating expenses increased due to higher losses on sales of Japanese government bonds and other bonds and higher costs of financial derivatives, while other ordinary expenses increased due mainly to a higher provision for loan losses. As a result, ordinary profit decreased by ¥3.943 billion year on year to ¥8.901 billion. Net income for the quarter attributable to owners of the parent decreased by ¥2.011 billion year on year to ¥6.661 billion, due to the decrease in ordinary profit.」

    Ordinary income, ordinary profit and net income for the quarter attributable to owners of the parent decreased year on year, due to decreases in interest on loans, interest and dividends on securities and gains on sales of shares and other securities, together with increases in losses on sales of Japanese government bonds and other bonds, costs of financial derivatives and provisions for loan losses.
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The Oita Bank's next results are scheduled for 2026-11-09. Read the earnings preview
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