Komori
Revision of earnings forecasts8392THE OITA BANK,LTD.Banks

Notice Regarding Revisions to Earnings Forecasts

The company has revised upward its forecasts for consolidated and non-consolidated ordinary revenue and profit for the cumulative second quarter and full year of the fiscal year ending March 2027. On a non-consolidated basis, the increase in the profit forecast is particularly substantial, mainly due to the receipt of dividends from consolidated subsidiaries.

Worth reading
65In focus
0–100. This measures how worthwhile something is to read, not how good or bad the company is.
Direction
Improvement
Direction inferred from the company’s description.
Scale
172.5
% (percentage change in non-consolidated interim net income for the cumulative second quarter of the fiscal year ending March 2027)
Wording
Avoiding a definitive answer
How definitive the wording is.

Revised forecast

Fiscal year ending March 2027 · Six months and full yearPrevious forecast published 12 May 2026
Net SalesConsolidated—→—million
—
Net SalesIndividual—→—million
—
Ordinary incomeConsolidated—→—million
—
Ordinary incomeIndividual—→—million
—
Profit attributable to owners of the parentConsolidated—→—million
—
Profit attributable to owners of the parentNon-consolidated (interim net income and net income)—→—million
—
Net income per shareConsolidated—→—yen
—
Net income per shareIndividual—→—yen
—

The bar length represents the relative magnitude of change, based on the item that changed the most in this document.

Reason for the revision

On a non-consolidated basis, the reasons are an increase in interest and dividends on securities resulting from the receipt of ¥8,406 million in dividends from consolidated subsidiaries, increases in interest on loans and in other interest and dividends on securities, and a decrease in credit costs. On a consolidated basis, the reasons are increases in interest on loans and in interest and dividends on securities, and a decrease in credit costs. Dividends from consolidated subsidiaries do not affect consolidated results.

Previous-period resultsConsolidated Cumulative second quarter (second quarter of the fiscal year ended March 2026) Ordinary revenue 44,601 / Ordinary income 6,640 / Interim net income attributable to owners of the parent 4,431 / Interim net income per share 58.22 / Full year (fiscal year ended March 2026) Ordinary revenue 99,429 / Ordinary income 14,710 / Profit attributable to owners of the parent 10,595 / Net income per share 139.79 / Individual Cumulative second quarter (second quarter of the fiscal year ended March 2026) Ordinary revenue 38,309 / Ordinary income 6,007 / Interim net income 4,033 / Interim net income per share 53 / Full year (fiscal year ended March 2026) Ordinary revenue 86,610 / Ordinary income 13,308 / Net income for the current fiscal year 9,676 / Net income per share 127.66
Consolidated / non-consolidatedConsolidated and non-consolidated
Revised forecast
ItemDetails
Net SalesConsolidated Cumulative second-quarter results 48,200 / Full year 97,500 / Individual Cumulative second-quarter results 41,700 / Full year 84,400 → Consolidated Cumulative second-quarter results 50,700 / Full year 103,500 / Individual Cumulative second-quarter results 52,400 / Full year 98,500(Consolidated Cumulative second-quarter results 5.2 / Full year 6.2 / Individual Cumulative second-quarter results 25.7 / Full year 16.7)
Ordinary incomeConsolidated Cumulative second-quarter results 7,900 / Full year 17,800 / Individual Cumulative second-quarter results 7,300 / Full year 16,400 → Consolidated Cumulative second-quarter results 8,500 / Full year 19,000 / Individual Cumulative second-quarter results 16,300 / Full year 26,000(Consolidated Cumulative second-quarter results 7.6 / Full year 6.7 / Individual Cumulative second-quarter results 123.3 / Full year 58.5)
Profit attributable to owners of the parentConsolidated Cumulative second-quarter results 5,500 / Full year 12,200 / Non-consolidated (interim net income and net income) Cumulative second-quarter results 5,100 / Full year 11,300 → Consolidated Cumulative second-quarter results 5,900 / Full year 13,000 / Non-consolidated (interim net income and net income) Cumulative second-quarter results 13,900 / Full year 20,500(Consolidated Cumulative second-quarter results 7.3 / Full year 6.6 / Non-consolidated (interim net income and net income) Cumulative second-quarter results 172.5 / Full year 81.4)
Net income per shareConsolidated Cumulative second quarter (interim) 72.56 / Full year 160.95 / Individual Cumulative second quarter (interim) 67.28 / Full year 149.08 → Consolidated Cumulative second quarter (interim) 78.11 / Full year 172.1 / Individual Cumulative second quarter (interim) 184.02 / Full year 271.39
Fiscal Period CoveredFiscal year ending March 2027
Period CoveredSix months and full year
Publication date of previous forecast12 May 2026
Previous-period resultsConsolidated Cumulative second quarter (second quarter of the fiscal year ended March 2026) Ordinary revenue 44,601 / Ordinary income 6,640 / Interim net income attributable to owners of the parent 4,431 / Interim net income per share 58.22 / Full year (fiscal year ended March 2026) Ordinary revenue 99,429 / Ordinary income 14,710 / Profit attributable to owners of the parent 10,595 / Net income per share 139.79 / Individual Cumulative second quarter (second quarter of the fiscal year ended March 2026) Ordinary revenue 38,309 / Ordinary income 6,007 / Interim net income 4,033 / Interim net income per share 53 / Full year (fiscal year ended March 2026) Ordinary revenue 86,610 / Ordinary income 13,308 / Net income for the current fiscal year 9,676 / Net income per share 127.66
Reason for the revisionOn a non-consolidated basis, the reasons are an increase in interest and dividends on securities resulting from the receipt of ¥8,406 million in dividends from consolidated subsidiaries, increases in interest on loans and in other interest and dividends on securities, and a decrease in credit costs. On a consolidated basis, the reasons are increases in interest on loans and in interest and dividends on securities, and a decrease in credit costs. Dividends from consolidated subsidiaries do not affect consolidated results.
Consolidated / non-consolidatedConsolidated and non-consolidated
Items this document does not state (3)
Operating profitDetails and amount of extraordinary lossDividend forecast revision

These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.

The reasons the company gives

The company's own explanation, not something inferred from the numbers.

On a non-consolidated basis, the company incorporated a substantial increase in interest and dividends on securities resulting from the receipt of ¥8,406 million in dividends from consolidated subsidiaries, with the aim of improving and optimizing fund efficiency, as well as increases in interest on loans and in interest and dividends on securities excluding dividends, and a decrease in credit costs. On a consolidated basis, the company incorporated increases in interest on loans and in interest and dividends on securities, as well as a decrease in credit costs. The company states that dividends from consolidated subsidiaries do not affect consolidated results.

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Notice Regarding Revisions to Earnings Forecasts | THE OITA BANK,LTD. (8392) timely disclosure | Komori