Worth reading
39Recurring
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Improvement
Direction inferred from the company’s description.Scale
13.5
% (year-on-year change in ordinary profit)Wording
Conditional
How definitive the wording is.Results for this period
Third quarter1 April 2025 to 31 December 2025ConsolidatedJapanese GAAPNet Sales69,466¥ million (ordinary income)Year on year +18.1%Progress 79.7%
Ordinary income11,137¥ millionsYear on year +13.5%Progress 81.3%
Net income attributable to owners of the parent7,486¥ millionsYear on year +10.1%
The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
Net income per share493円23銭
Financial position at period-end
Total assets4,562,767¥ millions
of which net assets 235,828 ¥ millionsEquity ratio 5.2%vs. prior year-end +0.6pt
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Segment revenueBanking ¥60,057 million (ordinary income), Leasing ¥7,518 million (ordinary income), Other ¥2,805 million (ordinary income)
Segment profitBanking ¥10,132 million (segment profit), Leasing ¥283 million (segment profit), Other ¥738 million (segment profit)
Outlook and shareholder returns
Full-year earnings forecast
Net Sales¥87,200 million (ordinary income) (YoY +11.9%)
Operating profitNot disclosed
Ordinary income¥13,700 millions (YoY +23.5%)
Net income¥9,200 millions (net profit attributable to owners of the parent) (YoY +21.8%)
Annual Dividend Forecast¥110 → ¥170（+54.5%）
Factors Behind Changes in Business Performance
貸出金利息、有価証券利息配当金及び株式等売却益の増加により経常収益が増加した。預金利息、国債等債券売却損及び貸倒引当金繰入額も増加したが、経常収益の増加が経常費用の増加を上回った。銀行業は経常収益の増加が経常費用の増加を上回り増益、リース業は割賦原価の増加等で減益、その他は経常費用の増加等で減益となった。
Disclosure regarding the going concern assumption
No applicable matters
Change in accounting policy
基準改正に伴う変更 Noそれ以外の変更 No見積りの変更 No修正再表示 No
Changes in the scope of consolidationNew Number of companies 2 / Company name 大分キャピタルパートナーズ株式会社, おおいたプラット株式会社 / Excluded Number of companies 0 / Company name Not disclosed
Material subsequent events株式分割及び株式分割に伴う定款の一部変更。2026年3月31日を基準日として普通株式1株を5株に分割し、2026年4月1日に効力発生。発行可能株式総数も3,000万株から1億5,000万株へ変更する。
Impairment loss¥48 millions
Breakdown of extraordinary income (loss)Extraordinary income Gain on disposal of fixed assets ¥8 millions / Extraordinary loss Losses on disposal of fixed assets ¥44 millions, Impairment Losses ¥48 millions
Depreciation and amortization¥1,096 millions
Availability of Supplementary Financial Results MaterialsYes
Availability of Financial Results BriefingWhether applicable No / Subject person Not disclosed
Issued Shares at Period-End15,693,634
Treasury Shares at Period-End591,906
| Item | Details |
|---|---|
| Fiscal Period Classification | Third quarter |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2025 to 31 December 2025 |
| Net Sales | ¥69,466 million (ordinary income) (YoY +18.1%) |
| Ordinary income | ¥11,137 millions (YoY +13.5%) |
| Profit attributable to owners of the parent | ¥7,486 millions (YoY +10.1%) |
| Net income per share | 493円23銭 |
| Equity ratio | End of the current fiscal period 5.2 / End of previous period 4.6 |
| Total assets | ¥4,562,767 millions |
| Net assets | ¥235,828 millions |
| Full-year earnings forecast | Net Sales ¥87,200 million (ordinary income) (YoY +11.9%) / Operating profit Not disclosed / Ordinary income ¥13,700 millions (YoY +23.5%) / Net income ¥9,200 millions (net profit attributable to owners of the parent) (YoY +21.8%) |
| Annual Dividend Forecast | ¥110 → ¥170（+54.5%） |
| Segment revenue | Banking ¥60,057 million (ordinary income), Leasing ¥7,518 million (ordinary income), Other ¥2,805 million (ordinary income) |
| Segment profit | Banking ¥10,132 million (segment profit), Leasing ¥283 million (segment profit), Other ¥738 million (segment profit) |
| Depreciation and amortization | ¥1,096 millions |
| Impairment loss | ¥48 millions |
| Breakdown of extraordinary income (loss) | Extraordinary income Gain on disposal of fixed assets ¥8 millions / Extraordinary loss Losses on disposal of fixed assets ¥44 millions, Impairment Losses ¥48 millions |
| Disclosure regarding the going concern assumption | No applicable matters |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New Number of companies 2 / Company name 大分キャピタルパートナーズ株式会社, おおいたプラット株式会社 / Excluded Number of companies 0 / Company name Not disclosed |
| Material subsequent events | 株式分割及び株式分割に伴う定款の一部変更。2026年3月31日を基準日として普通株式1株を5株に分割し、2026年4月1日に効力発生。発行可能株式総数も3,000万株から1億5,000万株へ変更する。 |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Whether applicable No / Subject person Not disclosed |
| Issued Shares at Period-End | 15,693,634 |
| Treasury Shares at Period-End | 591,906 |
| Factors Behind Changes in Business Performance | 貸出金利息、有価証券利息配当金及び株式等売却益の増加により経常収益が増加した。預金利息、国債等債券売却損及び貸倒引当金繰入額も増加したが、経常収益の増加が経常費用の増加を上回った。銀行業は経常収益の増加が経常費用の増加を上回り増益、リース業は割賦原価の増加等で減益、その他は経常費用の増加等で減益となった。 |
Items this document does not state (11)
Operating profitOperating MarginCash flows from operating activitiesCash flows from investing activitiesCash flows from financing activitiesCash and cash equivalents at end of periodRevision to Earnings ForecastPayout ratioShareholder Return PolicyRegional salesOrders received and order backlog
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.貸出金利息、有価証券利息配当金及び株式等売却益が増加した一方、預金利息、国債等債券売却損及び貸倒引当金繰入額も増加した。経常収益の増加が経常費用の増加を上回ったことにより、経常利益と親会社株主に帰属する四半期純利益が増加した。
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.