Risk of Business Strategies Failing to Deliver
First written in FY2016. 2 of 7 entries say "Restated". Latest entry: FY2026-H1.
The Awa Bank moved to the "Worse" side of this theme in 2020, 4 years before the typical company in this theme (2024).
The whole theme swung hardest in 2026: 9 of 10 companies on the "Worse" side.
0 other companies' latest entry also says "Mitigated".
- FY2026-H1MitigatedAnnual report
「Net income for fiscal 2024 was ¥13.1 billion, exceeding the final-year target of at least ¥12.0 billion. The Bank moved into the final third stage from fiscal 2025, covering fiscal 2025 to fiscal 2027, and results have continued to exceed targets.」
The disclosure states that net income for fiscal 2024 was ¥13.1 billion, exceeding the final-year target of at least ¥12.0 billion, and that results have continued to exceed targets in the final stage of the plan. - FY2024MaterialisedAnnual report
「Adjusted OHR deteriorated year on year to 64.60% due to a decline in gross operating profit and an increase in expenses, versus the management target of below 60%.」
In the first-year results under the new management plan, multiple indicators, including adjusted OHR, core operating net profit ROA and net income ROE, fell short of target, showing in actual results that the management environment and measures had failed to reach the target levels. - FY2020WorsenedAnnual report
「The latter three years from fiscal 2020 had been designated as a period for achieving full-scale growth. However, amid concerns over a global economic downturn caused by the spread of COVID-19, some management targets were revised.」
Management targets were revised for the latter three-year period, which had been intended to deliver full-scale growth, in response to the spread of the infectious disease. - FY2019RestatedAnnual report
「However, if intensified competition across industry boundaries, changes in market conditions and other factors cause these measures to fail to deliver the results initially anticipated, the Bank Group's operating results and financial position could be adversely affected.」
The disclosure reconfirms the risk that measures to improve profitability may fail to deliver the anticipated results due to intensified competition and changes in market conditions. - FY2018MaterialisedAnnual report
「The three management targets, adjusted OHR, net income ROA and ROE, were below their target levels as of the end of the current consolidated fiscal year.」
The disclosure stated that the three key indicators under the previous plan were below target, showing in actual results that the measures had failed to deliver the results initially anticipated. - FY2017RestatedAnnual report
「The Bank Group is implementing various measures to further improve profitability. However, if intensified competition across industry boundaries, changes in market conditions and other factors cause these measures to fail to deliver the results initially anticipated, the Bank Group's operating results and financial position could be adversely affected.」
The disclosure reconfirms the risk that measures to improve profitability may fail to deliver the anticipated results due to intensified competition and changes in market conditions. - FY2016First statedAnnual report
「However, if intensified competition across industry boundaries, changes in market conditions and other factors cause these measures to fail to deliver the results initially anticipated, the Bank Group's operating results and financial position could be adversely affected.」
The disclosure identifies the risk that various measures to improve profitability may fail to deliver the anticipated results due to intensified competition and changes in market conditions.