Results for this period
First quarter1 April 2026 to 30 June 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Higher interest income on loans, higher interest and dividend income on securities, increased other operating revenue resulting from gains on the cancellation of asset swaps, and increased other ordinary revenue, mainly from gains on sales of shares and other securities. Expenses increased mainly due to interest on deposits and losses on sales of Japanese government bonds and other bonds.
Not applicable.
| Item | Details |
|---|---|
| Fiscal Period Classification | First quarter |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 June 2026 |
| Net Sales | ¥37,937 million (ordinary income) (YoY +73.6%) |
| Ordinary income | ¥8,326 million (YoY +56.5%) |
| Profit attributable to owners of the parent | ¥5,809 million (YoY +53.7%) |
| Net income per share | ¥149.43 |
| Equity ratio | End of the current fiscal period 9.8% / End of previous period 9.5% |
| Total assets | ¥4,214,891 million |
| Net assets | ¥414,390 million |
| Full-year earnings forecast | Net Sales ¥117,600 million (ordinary income) (YoY +23.3%) / Operating profit Not disclosed / Ordinary income ¥26,000 million (YoY +19.1%) / Net income ¥17,600 million (YoY +13.3%) |
| Revision to Earnings Forecast | No |
| Annual Dividend Forecast | ¥142.5 → ¥190（+33.3%） |
| Segment revenue | Banking ¥33,476 million (ordinary income) (YoY +92.5%), Leasing ¥4,580 million (ordinary income) (YoY +0.1%) |
| Segment profit | Banking ¥8,056 million (ordinary profit) (YoY +55.2%), Leasing ¥272 million (ordinary profit) (YoY +113.4%) |
| Depreciation and amortization | ¥706 million |
| Impairment loss | ¥97 million. The impairment loss relates to operating assets and other assets of the banking business, as well as assets scheduled for disposal following decisions to relocate or rebuild. |
| Breakdown of extraordinary income (loss) | Extraordinary income Gain on disposal of fixed assets ¥1 million / Extraordinary loss Losses on disposal of fixed assets ¥7 million, Impairment Losses ¥97 million |
| Disclosure regarding the going concern assumption | Not applicable. |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New 0 companies / Excluded 0 companies / Company name None |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | No |
| Issued Shares at Period-End | 40,000,000 shares |
| Treasury Shares at Period-End | 1,121,552 shares |
| Factors Behind Changes in Business Performance | Higher interest income on loans, higher interest and dividend income on securities, increased other operating revenue resulting from gains on the cancellation of asset swaps, and increased other ordinary revenue, mainly from gains on sales of shares and other securities. Expenses increased mainly due to interest on deposits and losses on sales of Japanese government bonds and other bonds. |
Items this document does not state (11)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.This was due to higher interest income on loans, higher interest and dividend income on securities, increased other operating revenue resulting from gains on the cancellation of asset swaps, and increased other ordinary revenue, mainly from gains on sales of shares and other securities. On the expense side, other operating expenses increased, mainly due to interest on deposits and losses on sales of Japanese government bonds and other bonds.