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Results8387The Shikoku Bank, Ltd.Banking

Summary of Financial Results for the Second Quarter (Interim Period) of the Fiscal Year Ending March 2027 [Japanese GAAP] (Consolidated)

For the interim period of the fiscal year ending March 2027, recurring revenue increased 46.2% year on year, ordinary profit increased 19.8%, and interim net income attributable to owners of the parent increased 20.1%. The full-year earnings forecast remains unchanged, while the annual dividend is expected to increase from ¥60 in the previous fiscal year to ¥86.

Worth reading
34Immaterial
0–100. This measures how worthwhile something is to read, not how good or bad the company is.
Direction
Improvement
Direction inferred from the company’s description.
Scale
1393
¥ million
Wording
Avoiding a definitive answer
How definitive the wording is.

Results for this period

Interim period (second quarter)1 April 2026–30 September 2026ConsolidatedJapanese GAAP
Ordinary income8,425¥ millionYear on year +19.8%Progress 60.2%
Net income attributable to owners of the parent4,850¥ millionYear on year +20.1%Progress 55.1%

The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.

Net income per share¥115.78
Financial position at period-end
Total assets3,473,643¥ million
of which net assets 193,894 ¥ millionEquity ratio 5.5%vs. prior year-end +0.1pt

塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.

Outlook and shareholder returns
Full-year earnings forecast
Net SalesNot disclosed
Operating profitNot disclosed
Ordinary income¥14,000 million (YoY -0.3%)
Net income¥8,800 million (YoY -49.5%)
Annual Dividend Forecast¥60 → ¥86(+43.3%)
Factors Behind Changes in Business Performance

Increased income from fund management accompanying the rise in yen interest rates, as well as increased gains on the sale of financial derivatives and other items. Interest paid on deposits also increased, as did losses on the sale of bonds and other items associated with improvements to the securities portfolio.

Disclosure regarding the going concern assumption

Not applicable

Change in accounting policy
基準改正に伴う変更 Yesそれ以外の変更 No見積りの変更 No修正再表示 No
Changes in the scope of consolidationNew Number of companies 0 / Company name Not disclosed / Excluded Number of companies 0 / Company name Not disclosed
Impairment loss¥262 million
Breakdown of extraordinary income (loss)Extraordinary income Gain on disposal of fixed assets ¥211 million / Extraordinary loss Loss on disposal of fixed assets ¥139 million, Impairment Losses ¥262 million, Costs related to the rebuilding of the head office ¥41 million
Availability of Supplementary Financial Results MaterialsYes
Availability of Financial Results BriefingWhether applicable No / Subject person Not disclosed
Issued Shares at Period-End42,400,000 shares
Treasury Shares at Period-End454,019 shares
Results for this period
ItemDetails
Fiscal Period ClassificationInterim period (second quarter)
Accounting standardsJapanese GAAP
Consolidated / non-consolidatedConsolidated
Period Covered1 April 2026–30 September 2026
Ordinary income¥8,425 million (YoY +19.8%)
Profit attributable to owners of the parent¥4,850 million (YoY +20.1%)
Net income per share¥115.78
Equity ratioEnd of the current fiscal period 5.5 / End of previous period 5.4
Total assets¥3,473,643 million
Net assets¥193,894 million
Full-year earnings forecastNet Sales Not disclosed / Operating profit Not disclosed / Ordinary income ¥14,000 million (YoY -0.3%) / Net income ¥8,800 million (YoY -49.5%)
Annual Dividend Forecast¥60 → ¥86(+43.3%)
Impairment loss¥262 million
Breakdown of extraordinary income (loss)Extraordinary income Gain on disposal of fixed assets ¥211 million / Extraordinary loss Loss on disposal of fixed assets ¥139 million, Impairment Losses ¥262 million, Costs related to the rebuilding of the head office ¥41 million
Disclosure regarding the going concern assumptionNot applicable
Change in accounting policyChanges due to revisions to standards Yes / Other changes No / Change in accounting estimate No / Restatement No
Changes in the scope of consolidationNew Number of companies 0 / Company name Not disclosed / Excluded Number of companies 0 / Company name Not disclosed
Availability of Supplementary Financial Results MaterialsYes
Availability of Financial Results BriefingWhether applicable No / Subject person Not disclosed
Issued Shares at Period-End42,400,000 shares
Treasury Shares at Period-End454,019 shares
Factors Behind Changes in Business PerformanceIncreased income from fund management accompanying the rise in yen interest rates, as well as increased gains on the sale of financial derivatives and other items. Interest paid on deposits also increased, as did losses on the sale of bonds and other items associated with improvements to the securities portfolio.
Items this document does not state (16)
Net SalesOperating profitOperating MarginCash flows from operating activitiesCash flows from investing activitiesCash flows from financing activitiesCash and cash equivalents at end of periodRevision to Earnings ForecastPayout ratioShareholder Return PolicySegment revenueSegment profitRegional salesOrders received and order backlogDepreciation and amortizationMaterial subsequent events

These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.

The reasons the company gives

The company's own explanation, not something inferred from the numbers.

This was due to increased income from fund management accompanying the rise in yen interest rates, as well as increased gains on the sale of financial derivatives and other items. On the expense side, interest paid on deposits increased, as did losses on the sale of bonds and other items associated with improvements to the securities portfolio.

How to read this page

This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.
Summary of Financial Results for the Second Quarter (Interim Period) of the Fiscal Year Ending March 2027 [Japanese GAAP] (Consolidated) | The Shikoku Bank, Ltd. (8387) timely disclosure | Komori