Worth reading
33Immaterial
Scored from 5 of 6 sectionsDirection
Improvement
Direction inferred from the company’s description.Scale
306
Millions of yenWording
Conditional
How definitive the wording is.Results for this period
Interim period (second quarter)1 April 2026 to 30 September 2026ConsolidatedJapanese GAAPOrdinary income1,447Millions of yenYear on year +26.8%Progress 62.9%
Net income attributable to owners of the parent986Millions of yenYear on year +24.9%Progress 61.6%
The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
Net income per share¥105.37
Financial position at period-end
Total assets1,136,833Millions of yen
of which net assets 50,949 Millions of yenEquity ratio 4.4%vs. prior year-end 0.0pt
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Outlook and shareholder returns
Full-year earnings forecast
Net SalesNot disclosed
Operating profitNot disclosed
Ordinary income2,300 Millions of yen (YoY +2.5%)
Net income1,600 Millions of yen (YoY +1.0%)
Annual Dividend Forecast50 Yen → 50 Yen（0.0%）
Factors Behind Changes in Business Performance
Ordinary revenue increased due to higher funds investment income, mainly as a result of increased interest on loans and interest and dividends on securities. Ordinary expenses increased due to higher funding costs, mainly as a result of increased interest paid on deposits.
Disclosure regarding the going concern assumption
None
Change in accounting policy
基準改正に伴う変更 Noneそれ以外の変更 None見積りの変更 None修正再表示 None
Changes in the scope of consolidationNew 0 companies / Excluded 0 companies / Company name Not disclosed
Impairment loss0 Millions of yen
Breakdown of extraordinary income (loss)Extraordinary income Not disclosed / Extraordinary loss Loss on disposal of fixed assets 0 Millions of yen
Availability of Supplementary Financial Results MaterialsYes
Availability of Financial Results BriefingWhether applicable None / Subject person Not disclosed
Issued Shares at Period-End9,619,938 shares
Treasury Shares at Period-End260,857 treasury shares
| Item | Details |
|---|---|
| Fiscal Period Classification | Interim period (second quarter) |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 September 2026 |
| Ordinary income | 1,447 Millions of yen (YoY +26.8%) |
| Profit attributable to owners of the parent | 986 Millions of yen (YoY +24.9%) |
| Net income per share | ¥105.37 |
| Equity ratio | End of the current fiscal period 4.4% / End of previous period 4.4% |
| Total assets | 1,136,833 Millions of yen |
| Net assets | 50,949 Millions of yen |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income 2,300 Millions of yen (YoY +2.5%) / Net income 1,600 Millions of yen (YoY +1.0%) |
| Annual Dividend Forecast | 50 Yen → 50 Yen（0.0%） |
| Impairment loss | 0 Millions of yen |
| Breakdown of extraordinary income (loss) | Extraordinary income Not disclosed / Extraordinary loss Loss on disposal of fixed assets 0 Millions of yen |
| Disclosure regarding the going concern assumption | None |
| Change in accounting policy | Changes due to revisions to standards None / Other changes None / Change in accounting estimate None / Restatement None |
| Changes in the scope of consolidation | New 0 companies / Excluded 0 companies / Company name Not disclosed |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Whether applicable None / Subject person Not disclosed |
| Issued Shares at Period-End | 9,619,938 shares |
| Treasury Shares at Period-End | 260,857 treasury shares |
| Factors Behind Changes in Business Performance | Ordinary revenue increased due to higher funds investment income, mainly as a result of increased interest on loans and interest and dividends on securities. Ordinary expenses increased due to higher funding costs, mainly as a result of increased interest paid on deposits. |
Items this document does not state (16)
Net SalesOperating profitOperating MarginCash flows from operating activitiesCash flows from investing activitiesCash flows from financing activitiesCash and cash equivalents at end of periodRevision to Earnings ForecastPayout ratioShareholder Return PolicySegment revenueSegment profitRegional salesOrders received and order backlogDepreciation and amortizationMaterial subsequent events
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Funds investment income increased, mainly due to higher interest on loans and interest and dividends on securities, while funding costs also increased, mainly due to higher interest paid on deposits.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.