Revised forecast
Fiscal year ending March 2027 · Six months and full yearPrevious forecast published Earnings forecast: announced 11 May 2026; dividend forecast: announced 24 July 2026The bar length represents the relative magnitude of change, based on the item that changed the most in this document. The percentage change shown by the dotted line is calculated from the two reported figures because the company did not provide the rate.
The earnings forecasts will be revised upward, taking into account the expectation that deposits and loans will remain solid, net interest income, including income from securities, will exceed the initial forecast, and credit costs will come in below plan, among other factors.
| Item | Details |
|---|---|
| Ordinary income | Cumulative second-quarter results 45,000 / Full year 89,000 → Cumulative second-quarter results 59,500 / Full year 108,500（Cumulative second-quarter results 32.2％ / Full year 21.9％） |
| Profit attributable to owners of the parent | Cumulative second-quarter results 31,500 / Full year 62,000 → Cumulative second-quarter results 42,000 / Full year 75,000（Cumulative second-quarter results 33.3％ / Full year 21.0％） |
| Net income per share | Cumulative second-quarter results 26.51 / Full year 52.27 → Cumulative second-quarter results 35.32 / Full year 62.83 |
| Fiscal Period Covered | Fiscal year ending March 2027 |
| Period Covered | Six months and full year |
| Publication date of previous forecast | Earnings forecast: announced 11 May 2026; dividend forecast: announced 24 July 2026 |
| Previous-period results | Cumulative second quarter: ordinary profit of ¥41,769 million, interim net income attributable to owners of the parent of ¥30,385 million, and interim net income per share of ¥24.94. Full year: ordinary profit of ¥80,757 million, net income attributable to owners of the parent of ¥58,899 million, and net income per share of ¥48.48. |
| Reason for the revision | The earnings forecasts will be revised upward, taking into account the expectation that deposits and loans will remain solid, net interest income, including income from securities, will exceed the initial forecast, and credit costs will come in below plan, among other factors. |
| Dividend forecast revision | The interim dividend was increased from ¥7.50 to ¥9.50 and the year-end dividend from ¥7.50 to ¥9.50, both on a post-share-split basis. The annual dividend was increased from ¥15 to ¥19. On a pre-share-split basis, the annual dividend was revised from ¥110 to ¥190. |
| Consolidated / non-consolidated | Consolidated |
Items this document does not state (3)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Deposits and loans remained solid, and net interest income, including income from securities, is expected to exceed the initial forecast, while credit costs are expected to come in below plan. With respect to dividends, the company stated that it would enhance shareholder returns while maintaining a balance with growth investments and retained earnings, taking into account its earnings forecasts and other factors.