Maximizing regional presence and group capabilities under the Sixth Medium-Term Management Plan
First written in FY2021. 4 of 9 entries say "Restated". Latest entry: 2026-05-27.
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- FY2025ReframedAnnual report
「Against this backdrop, our group is implementing the Seventh Medium-Term Management Plan, “KX～Kiyo transformation～,” covering the 3-year period from April 2024 to March 2027.」
After the planning period for the Sixth Medium-Term Management Plan ended, the Company transitioned to the Seventh Medium-Term Management Plan. - FY2024-Q3RestatedAnnual report
「There were no material changes during the cumulative third quarter of the current consolidated fiscal year, and no new matters were established.」
It was stated that there had been no material changes or new settings concerning management policies, management strategies, or management targets, and the framework of the Sixth Medium-Term Management Plan was maintained. - FY2024-Q2RestatedAnnual report
「There were no material changes during the cumulative second quarter of the current consolidated fiscal year, and no new matters were established.」
It was stated that there had been no material changes or new settings concerning management policies, management strategies, or management targets, and the framework of the Sixth Medium-Term Management Plan was maintained. - FY2023Some plan indicators fell short of targetAnnual report
「Targets and results under the Sixth Medium-Term Management Plan Profit from customer service operations <Non-consolidated> ¥13.9 billion ¥10.0 billion or more Core OHR <Non-consolidated> 67.6% 75% or lower Net income attributable to owners of the parent <Consolidated> ¥3.9 billion ¥12.5 billion or more ROE <Consolidated> 1.7% 5% or higher」
For the fiscal year ended March 2023, profit from customer service operations and core OHR exceeded the target levels for the final year, while profit attributable to owners of the parent and ROE fell below the final-year targets. - FY2023-Q3RestatedAnnual report
「There were no material changes during the cumulative third quarter of the current consolidated fiscal year, and no new matters were established.」
It was stated that there had been no material changes or new settings during the quarter concerning management policies, management strategies, or management targets, and the framework of the Sixth Medium-Term Management Plan was maintained. - FY2022AdvancedAnnual report
「The results for the target indicators under the Sixth Medium-Term Management Plan are as follows, and the target levels set for the final year of the plan have been achieved for all items.」
In the first year of the Sixth Medium-Term Management Plan, profit from customer service operations was ¥12.4 billion, core OHR was 70.5%, net income attributable to owners of the parent was ¥15.4 billion, and ROE was 6.4%, exceeding the target levels for the final year ending March 2024 on all 4 indicators. - FY2021First statedAnnual report
「We began implementing the Sixth Medium-Term Management Plan, covering the 3-year period from April 2021 to March 2024. Under this plan, we established “demonstrating an overwhelming presence in the region and maximizing group capabilities” as our basic policy, adopted “pursuing a business model based on lending to small and medium-sized enterprises” as a key theme, and committed to our customers to become “a bank that seriously addresses every challenge and exceeds customer expectations” through the following key strategies.」
Following the completion of the Fifth Medium-Term Management Plan, the Sixth Medium-Term Management Plan began in April 2021 and runs through March 2024. Its key themes are an overwhelming presence in the region, maximizing group capabilities, and a business model based on lending to small and medium-sized enterprises.