Intensifying Competition in the SME and Retail Markets
First written in FY2016. 2 of 3 entries say "Restated". Latest entry: FY2023.
The whole theme swung hardest in 2026: 31 of 91 companies on the "Worse" side.
- FY2023RestatedAnnual report
「Competition with other financial institutions, including major financial institutions, is intensifying in the small and medium-sized enterprise and individual markets on which the Bank primarily focuses.」
It reiterates intensifying competition in the small and midsize business and individual markets. - FY2019RestatedAnnual report
「Competition with other financial institutions, including major financial institutions, is intensifying in the small and medium-sized enterprise and individual markets on which the Bank primarily focuses.」
It continues to identify intensifying competition in the small and midsize business and individual markets as a risk. - FY2016First statedAnnual report
「Competition with other financial institutions, including major financial institutions, is intensifying in the small and medium-sized enterprise and individual markets on which the Bank primarily focuses.」
It also states a policy of maintaining a competitive advantage through a focus on new products and services and customer touchpoints.