Worth reading
26Immaterial
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Improvement
Direction inferred from the company’s description.Scale
1976
¥ million (year-on-year increase in ordinary profit)Wording
Conditional
How definitive the wording is.Results for this period
First quarter1 April 2026 to 30 June 2026ConsolidatedJapanese GAAPNet Sales35,718¥ millionYear on year +31.4%
Ordinary income10,806¥ millionYear on year +22.4%Progress 29.5%
Net income attributable to owners of the parent7,469¥ millionYear on year +18.5%Progress 29.9%
The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
Net income per share¥115.95
Financial position at period-end
Total assets6,172,761¥ million
of which net assets 248,990 ¥ millionEquity ratio 4.0%vs. prior year-end 0.0pt
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Segment revenue
Banking32,92992.2%
Other2,7887.8%
Segment profit
Banking10,58098.2%
Other1961.8%
Outlook and shareholder returns
Full-year earnings forecast
Net SalesNot disclosed
Operating profitNot disclosed
Ordinary income¥36,600 million (YoY +13.1%)
Net income¥25,000 million (YoY +14.6%)
Revision to Earnings ForecastNo
Annual Dividend Forecast137 yen (before adjustment for stock split) → 156 yen (before adjustment for stock split)
Factors Behind Changes in Business Performance
Net interest income increased because the increase in interest on loans exceeded the increase in interest on deposits and other instruments, among other factors. Gains and losses related to stocks and other securities and net fees and commissions also increased. The company also reduced its holdings by selling policy-oriented shares and sold low-yielding domestic bonds.
Disclosure regarding the going concern assumption
No applicable matters.
Change in accounting policy
基準改正に伴う変更 Noそれ以外の変更 No見積りの変更 No修正再表示 No
Changes in the scope of consolidationNew 0 companies / Excluded 0 companies / Company name None
Impairment lossNo applicable items during the first quarter of the current consolidated fiscal year
Breakdown of extraordinary income (loss)Extraordinary income No applicable matters / Extraordinary loss Item Losses on disposal of fixed assets / Amount ¥4 million
Depreciation and amortization¥818 million
Availability of Supplementary Financial Results MaterialsYes
Availability of Financial Results BriefingNone (対象者：Not disclosed)
Issued Shares at Period-End67,300,000 shares
Treasury Shares at Period-End2,887,845 shares
| Item | Details |
|---|---|
| Fiscal Period Classification | First quarter |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 June 2026 |
| Net Sales | ¥35,718 million (YoY +31.4%) |
| Ordinary income | ¥10,806 million (YoY +22.4%) |
| Profit attributable to owners of the parent | ¥7,469 million (YoY +18.5%) |
| Net income per share | ¥115.95 |
| Equity ratio | End of the current fiscal period 4 / End of previous period 4 |
| Total assets | ¥6,172,761 million |
| Net assets | ¥248,990 million |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income ¥36,600 million (YoY +13.1%) / Net income ¥25,000 million (YoY +14.6%) |
| Revision to Earnings Forecast | No |
| Annual Dividend Forecast | 137 yen (before adjustment for stock split) → 156 yen (before adjustment for stock split) |
| Segment revenue | Segment Banking / Net Sales ¥32,929 million / Year on year against the same period last year Not disclosed / Prior-year period ¥24,442 million, Segment Other / Net Sales ¥2,788 million / Year on year against the same period last year Not disclosed / Prior-year period ¥2,747 million |
| Segment profit | Segment Banking / Segment profit ¥10,580 million / Year on year against the same period last year Not disclosed / Prior-year period ¥8,471 million, Segment Other / Segment profit ¥196 million / Year on year against the same period last year Not disclosed / Prior-year period ¥361 million |
| Depreciation and amortization | ¥818 million |
| Impairment loss | No applicable items during the first quarter of the current consolidated fiscal year |
| Breakdown of extraordinary income (loss) | Extraordinary income No applicable matters / Extraordinary loss Item Losses on disposal of fixed assets / Amount ¥4 million |
| Disclosure regarding the going concern assumption | No applicable matters. |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New 0 companies / Excluded 0 companies / Company name None |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | None (対象者：Not disclosed) |
| Issued Shares at Period-End | 67,300,000 shares |
| Treasury Shares at Period-End | 2,887,845 shares |
| Factors Behind Changes in Business Performance | Net interest income increased because the increase in interest on loans exceeded the increase in interest on deposits and other instruments, among other factors. Gains and losses related to stocks and other securities and net fees and commissions also increased. The company also reduced its holdings by selling policy-oriented shares and sold low-yielding domestic bonds. |
Items this document does not state (11)
Operating profitOperating MarginCash flows from operating activitiesCash flows from investing activitiesCash flows from financing activitiesCash and cash equivalents at end of periodPayout ratioShareholder Return PolicyRegional salesOrders received and order backlogMaterial subsequent events
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Net interest income increased, as the increase in interest on loans exceeded the increase in interest on deposits and other instruments. Gains and losses related to stocks and other securities and net fees and commissions also increased. Meanwhile, gains and losses on bonds, including Japanese government bonds, decreased.
How to read this page
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