Revised forecast
Fiscal year ending March 2026 · Full yearPrevious forecast published 12 May 2025The bar length represents the relative magnitude of change, based on the item that changed the most in this document. The percentage change shown by the dotted line is calculated from the two reported figures because the company did not provide the rate.
At the bank-only level, the non-consolidated earnings forecast will be revised upward because interest on loans and interest and dividends on securities are expected to exceed the previous forecasts, while credit costs are expected to fall below the previous forecasts. The revision to the consolidated earnings forecast is primarily attributable to the revision to the non-consolidated earnings forecast.
| Item | Details |
|---|---|
| Net Sales | Consolidated 106,600 / Individual 93,000 → Consolidated 114,800 / Individual 102,300（Consolidated 7.7 / Individual 10） |
| Ordinary income | Consolidated 29,200 / Individual 26,300 → Consolidated 32,300 / Individual 30,600（Consolidated 10.6 / Individual 16.3） |
| Profit attributable to owners of the parent | Consolidated 18,500 / Individual 16,800 → Consolidated 21,800 / Individual 20,600（Consolidated 17.8 / Individual 22.6） |
| Net income per share | Consolidated 288.77 / Individual 262.24 → Consolidated 339.61 / Individual 320.92 |
| Fiscal Period Covered | Fiscal year ending March 2026 |
| Period Covered | Full year |
| Publication date of previous forecast | 12 May 2025 |
| Previous-period results | Ordinary revenue Consolidated ¥98,720 million / Individual ¥86,730 million / Ordinary income Consolidated ¥23,308 million / Individual ¥20,898 million / Net income attributable to owners of the parent (non-consolidated: net income) Consolidated ¥17,618 million / Individual ¥15,850 million / Net income per share Consolidated 272.51 yen and sen / Individual 245.17 yen and sen |
| Reason for the revision | At the bank-only level, the non-consolidated earnings forecast will be revised upward because interest on loans and interest and dividends on securities are expected to exceed the previous forecasts, while credit costs are expected to fall below the previous forecasts. The revision to the consolidated earnings forecast is primarily attributable to the revision to the non-consolidated earnings forecast. |
| Dividend forecast revision | The year-end dividend forecast has been increased by ¥21 per share, from ¥58 to ¥79. The annual dividend forecast has been increased from ¥116 to ¥137 per share, representing a ¥27 increase from the previous fiscal year's actual dividend. |
| Consolidated / non-consolidated | Consolidated / Non-consolidated |
Items this document does not state (2)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.At the bank-only level, interest on loans and interest and dividends on securities are expected to exceed the previous forecasts, while credit costs are expected to fall below the previous forecasts. The revision to the consolidated earnings forecast is primarily attributable to the revision to the non-consolidated earnings forecast. The dividend has been increased in line with the shareholder return policy of paying progressive dividends, using the earnings forecast and a payout ratio of 40% as guidelines.