Results for this period
First quarter1 April 2026 to 30 June 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Income from funds invested increased due to higher interest on loans and interest and dividends on securities, while fees and commissions also increased. Ordinary expenses increased due to higher other operating expenses resulting from increased losses on sales of Japanese government bonds and other bonds, as well as higher other ordinary expenses resulting from increased write-offs of loans.
No applicable matters.
| Item | Details |
|---|---|
| Fiscal Period Classification | First quarter |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 June 2026 |
| Net Sales | ¥34,031 million (ordinary income) (YoY +21.7%) |
| Ordinary income | 6,542 million yen (YoY +15.9%) |
| Profit attributable to owners of the parent | 4,850 million yen (YoY +28.7%) |
| Net income per share | ¥30.88 |
| Equity ratio | End of the current fiscal period 4.4 / End of previous period 4.4 |
| Total assets | 6,930,869 million yen |
| Net assets | 305,764 million yen |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income 32,500 million yen (YoY +30.9%) / Net income 22,000 million yen (YoY +28.9%) |
| Revision to Earnings Forecast | No |
| Annual Dividend Forecast | 215 Yen (prior fiscal year before the stock split, current fiscal year after the stock split) → 56 Yen (prior fiscal year before the stock split, current fiscal year after the stock split)（+30.2%） |
| Segment revenue | Banking operations 30,187 million yen (YoY +26.4%) / Leasing operations 2,976 million yen (YoY -6.8%) |
| Segment profit | Banking operations 6,484 million yen (YoY +12.3%) / Leasing operations 81 million yen (YoY +26.6%) |
| Depreciation and amortization | 1,258 million yen |
| Impairment loss | No applicable matters. |
| Breakdown of extraordinary income (loss) | Extraordinary income Gain on disposal of fixed assets 7 million yen / Extraordinary loss Losses on disposal of fixed assets 44 million yen |
| Disclosure regarding the going concern assumption | No applicable matters. |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New 0 companies / Excluded 0 companies / Company name Not disclosed |
| Material subsequent events | No applicable matters. |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | None (対象者：Not disclosed) |
| Issued Shares at Period-End | 165,128,280 shares |
| Treasury Shares at Period-End | 8,063,232 shares |
| Factors Behind Changes in Business Performance | Income from funds invested increased due to higher interest on loans and interest and dividends on securities, while fees and commissions also increased. Ordinary expenses increased due to higher other operating expenses resulting from increased losses on sales of Japanese government bonds and other bonds, as well as higher other ordinary expenses resulting from increased write-offs of loans. |
Items this document does not state (10)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Income from funds invested increased as a result of higher interest on loans and interest and dividends on securities, while fees and commissions also increased, pushing up ordinary income. On the other hand, other operating expenses increased due to higher losses on sales of Japanese government bonds and other bonds, and other ordinary expenses increased due to higher write-offs of loans.