Komori
The Bank of Toyama (8365) · InitiativeReframed

Building an efficient sales structure

First written in FY2016. 3 of 10 entries say "Restated". Latest entry: FY2026.

10entries
11years
1from disclosures
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How it moved
ProgressHeldSoftenedWorseRestatedFY2016 – FY20192016: 120162017: 120172018: 120182019: 120192020: 020202021: 020212022: 120222023: 120232024: 120242025: 120252026: 22026
Same theme, other companies
Business-Wide Rationalization and Efficiency ImprovementA theme 35 companies write about · 0 as a headwind · 35 as a tailwind

The whole theme swung hardest in 2026: 3 of 24 companies on the "Worse" side.

2 other companies' latest entry also says "Reframed".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 35 companies compared. The sentences above are computed from all 35.
Full recordFilings, disclosures and news, newest first
  1. FY2026ReframedAnnual report

    「3 組織・DX改革による効率経営の追求 ・DX ・BPR ・人的資本 ・DX推進強化と業務生産性の向上 ・効率的な業務運営の再構築 ・環境変化や経営戦略に対応した人財アロケーションの見直し」

    従来の店舗戦略・店舗改革を中心とした効率化から、DX、BPR、業務生産性、人財アロケーションを含む「組織・DX改革による効率経営の追求」へ重点を再整理している。
  2. 2026-05-29AchievedGeneral Meetings of Shareholders

    「With respect to our branch network, Fukumitsu-Chuo Branch was converted into an in-branch branch of Fukumitsu Branch, and the new Fukumitsu Branch was relocated, rebuilt and opened in June 2025.」

    The relocation and rebuilding of Fukumitsu Branch and the conversion of Fukumitsu-Chuo Branch into an in-branch branch have been completed.
  3. FY2025AdvancedAnnual report

    「「効率経営の追求」のうち、店舗戦略において、支店同士が近隣にあった福光支店と福光中央支店を店舗内店舗へ移行し、利便性の高い場所へ移転の決定、投資を行いました。 当行 福光支店 富山県南砺市 新築 銀行業 店舗 236 156 自己資金 2024年12月 2025年6月」

    福光支店と福光中央支店の店舗内店舗化を進め、利便性の高い場所への移転を決定・投資した。福光支店の新築計画は総額236百万円、2025年6月完了予定として具体化している。
  4. FY2024ReframedAnnual report

    「2 効率経営の追求 ・店舗戦略 ・ムダ、ムリ、ムラの排除 ・新たな業務プロセスの確立 戦略的かつ効率的な店舗展開 既存業務の徹底的な見直しによる生産性の向上 先進技術・ICT活用」

    従来の店舗改革から、効率的な店舗展開、既存業務の見直し、ムダ・ムリ・ムラの排除、新業務プロセス及びICT活用を含む「効率経営の追求」へ施策の範囲を再整理している。
  5. FY2023RestatedAnnual report

    「・店舗改革 店舗(ATM)・人員配置の最適化を図り、更なる効率化店舗の実現を図る。」

    店舗、ATM及び人員配置の最適化による店舗改革を引き続き掲げている。
  6. FY2022ReframedAnnual report

    「・店舗改革 店舗(ATM)・人員配置の最適化を図り、更なる効率化店舗の実現を図る。」

    第6次中期経営計画で、従来の「効率的な営業体制の構築」が「店舗改革」として再整理され、店舗・ATM・人員配置の最適化という施策として明示されている。
  7. FY2019DroppedAnnual report

    「それを実現するための重点戦略として、「ソリューション営業力の強化」「市場運用力の強化」「BPR(業務再構築)の実践」に「人間力・組織力の確立」を掲げ」

    第6次中期経営計画の重点戦略には、従来の「店舗ネットワークの最適化、効果的な営業体制の構築」が明示されていない。
  8. FY2018RestatedAnnual report

    「Optimizing the branch network and establishing an effective sales structure」

    Optimization of the branch network and development of the sales structure have continued.
  9. FY2017RestatedAnnual report

    「Optimizing the branch network and establishing an effective sales structure」

    Optimizing the branch network and improving the efficiency of the sales structure remain ongoing basic policies.
  10. FY2016First statedAnnual report

    「(2) Branch strategy: establishing an efficient sales structure」

    The branch strategy calls for improving the efficiency of the sales structure.
Moved together

"Risk of rising nonperforming loans and credit costs" moved the same way as this thread, in the same document, in 3 of its 10 moves.

332222★123456
  1. ★This thread
  2. 1Risk of rising nonperforming loans and credit costs3×
  3. 2Risk of falling below the regulatory capital adequacy threshold3×
  4. 3Strengthening sales capabilities to adapt to structural change2×
  5. 4Increasingly challenging regional financial environment due to declining birth rates, population aging and population decline2×
  6. 5Maintaining stable profit distributions2×
  7. 6Managing interest rate, liquidity and credit risk through ALM2×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
The Bank of Toyama's next results are scheduled for 2026-11-06. Read the earnings preview It last moved in the General Meetings of Shareholders of 2026-05-29: "Achieved".
News
No news is linked to this thread yet. When an article touches it, it will appear here by date.
Building an efficient sales structure | The Bank of Toyama,Ltd. (8365) | Komori