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Results8365The Bank of Toyama,Ltd.Banks

Financial Results Summary for the Second Quarter (Interim Period) of the Fiscal Year Ending March 2027 [Japanese GAAP] (Consolidated)

For the interim period of the fiscal year ending March 2027, consolidated ordinary revenue increased 20.7% year on year, ordinary profit increased 18.2%, and interim net income attributable to owners of the parent increased 30.7%. The full-year earnings forecast and annual dividend forecast remain unchanged from the most recently announced figures.

Worth reading
31Immaterial
0–100. This measures how worthwhile something is to read, not how good or bad the company is.
Direction
Improvement
Direction inferred from the company’s description.
Scale
18.2
% (year-on-year change in ordinary profit)
Wording
Conditional
How definitive the wording is.

Results for this period

Interim period (second quarter)1 April 2026 to 30 September 2026ConsolidatedJapanese GAAP
Ordinary income1,167¥ millionYear on year +18.2%Progress 83.4%
Net income attributable to owners of the parent823¥ millionYear on year +30.7%Progress 78.4%

The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.

Net income per share¥154.31
Financial position at period-end
Total assets572,030¥ million
of which net assets 31,964 ¥ millionEquity ratio 5.5%vs. prior year-end 0.0pt

塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.

Outlook and shareholder returns
Full-year earnings forecast
Net SalesNot disclosed
Operating profitNot disclosed
Ordinary income¥1,400 million (YoY -21.3%)
Net income¥1,050 million (YoY +0.2%)
Annual Dividend Forecast55 Yen → 55 Yen(0.0%)
Factors Behind Changes in Business Performance

Ordinary income increased mainly due to higher fund management income, while ordinary expenses also increased mainly due to higher funding costs.

Disclosure regarding the going concern assumption

No applicable matters

Change in accounting policy
基準改正に伴う変更 Noneそれ以外の変更 None見積りの変更 None修正再表示 None
Changes in the scope of consolidationNo material changes (number of companies and company names: Not disclosed)
Impairment loss— (none recorded)
Breakdown of extraordinary income (loss)Extraordinary income Not disclosed / Extraordinary loss Loss on disposal of fixed assets ¥36 million
Availability of Supplementary Financial Results MaterialsHeld
Availability of Financial Results BriefingNo ( 대상자: Not disclosed)
Issued Shares at Period-End5,444,400 shares
Treasury Shares at Period-End102,653 treasury shares
Results for this period
ItemDetails
Fiscal Period ClassificationInterim period (second quarter)
Accounting standardsJapanese GAAP
Consolidated / non-consolidatedConsolidated
Period Covered1 April 2026 to 30 September 2026
Ordinary income¥1,167 million (YoY +18.2%)
Profit attributable to owners of the parent¥823 million (YoY +30.7%)
Net income per share¥154.31
Equity ratioEnd of the current fiscal period 5.5 / End of previous period 5.5
Total assets¥572,030 million
Net assets¥31,964 million
Full-year earnings forecastNet Sales Not disclosed / Operating profit Not disclosed / Ordinary income ¥1,400 million (YoY -21.3%) / Net income ¥1,050 million (YoY +0.2%)
Annual Dividend Forecast55 Yen → 55 Yen(0.0%)
Impairment loss— (none recorded)
Breakdown of extraordinary income (loss)Extraordinary income Not disclosed / Extraordinary loss Loss on disposal of fixed assets ¥36 million
Disclosure regarding the going concern assumptionNo applicable matters
Change in accounting policyChanges due to revisions to standards None / Other changes None / Change in accounting estimate None / Restatement None
Changes in the scope of consolidationNo material changes (number of companies and company names: Not disclosed)
Availability of Supplementary Financial Results MaterialsHeld
Availability of Financial Results BriefingNo ( 대상자: Not disclosed)
Issued Shares at Period-End5,444,400 shares
Treasury Shares at Period-End102,653 treasury shares
Factors Behind Changes in Business PerformanceOrdinary income increased mainly due to higher fund management income, while ordinary expenses also increased mainly due to higher funding costs.
Items this document does not state (16)
Net SalesOperating profitOperating MarginCash flows from operating activitiesCash flows from investing activitiesCash flows from financing activitiesCash and cash equivalents at end of periodRevision to Earnings ForecastPayout ratioShareholder Return PolicySegment revenueSegment profitRegional salesOrders received and order backlogDepreciation and amortizationMaterial subsequent events

These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.

The reasons the company gives

The company's own explanation, not something inferred from the numbers.

Ordinary revenue increased, mainly due to higher funds investment income. Ordinary expenses also increased, mainly due to higher funds procurement costs, but ordinary profit increased.

How to read this page

This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.
Financial Results Summary for the Second Quarter (Interim Period) of the Fiscal Year Ending March 2027 [Japanese GAAP] (Consolidated) | The Bank of Toyama,Ltd. (8365) timely disclosure | Komori