Worth reading
34Immaterial
Scored from 5 of 6 sectionsDirection
Mixed performance
Direction inferred from the company’s description.Scale
-138
¥ million (year-on-year change in ordinary profit)Wording
Conditional
How definitive the wording is.Results for this period
First quarter1 April 2026 to 30 June 2026ConsolidatedJapanese GAAPOrdinary income506¥ millionYear on year -21.5%Progress 36.1%
Net income attributable to owners of the parent371¥ millionYear on year -6.9%Progress 35.3%
The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
Net income per share¥69.69
Financial position at period-end
Total assets568,934¥ million
of which net assets 32,222 ¥ millionEquity ratio 5.5%vs. prior year-end 0.0pt
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Segment revenue
Banking3,24387.3%
Leasing47312.7%
Segment profit
Banking49398.6%
Leasing71.4%
Outlook and shareholder returns
Full-year earnings forecast
Net SalesNot disclosed
Operating profitNot disclosed
Ordinary income¥1,400 million (YoY -21.3%)
Net income¥1,050 million (YoY +0.2%)
Revision to Earnings ForecastNo revision
Annual Dividend Forecast¥55 → ¥55（0.0%）
Factors Behind Changes in Business Performance
Ordinary income increased due mainly to higher interest income. Ordinary expenses also increased, mainly due to higher funding costs, resulting in declines in ordinary profit and net income attributable to owners of the parent.
Disclosure regarding the going concern assumption
No applicable matters.
Change in accounting policy
基準改正に伴う変更 Noそれ以外の変更 No見積りの変更 No修正再表示 No
Changes in the scope of consolidationNone (no additions or exclusions)
Impairment lossNo applicable matters.
Breakdown of extraordinary income (loss)Losses on disposal of fixed assets ¥0 million
Depreciation and amortization¥129 million
Availability of Supplementary Financial Results MaterialsYes
Availability of Financial Results BriefingWhether applicable No / Subject person Not disclosed
Issued Shares at Period-End5,444,400 Shares
Treasury Shares at Period-End109,419 Shares
| Item | Details |
|---|---|
| Fiscal Period Classification | First quarter |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 June 2026 |
| Ordinary income | ¥506 million (YoY -21.5%) |
| Profit attributable to owners of the parent | ¥371 million (YoY -6.9%) |
| Net income per share | ¥69.69 |
| Equity ratio | End of the current fiscal period 5.5% / End of previous period 5.5% |
| Total assets | ¥568,934 million |
| Net assets | ¥32,222 million |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income ¥1,400 million (YoY -21.3%) / Net income ¥1,050 million (YoY +0.2%) |
| Revision to Earnings Forecast | No revision |
| Annual Dividend Forecast | ¥55 → ¥55（0.0%） |
| Segment revenue | Segment Banking / Net Sales ¥3,243 million / Year on year against the same period last year Not disclosed, Segment Leasing / Net Sales ¥473 million / Year on year against the same period last year Not disclosed |
| Segment profit | Segment Banking / Segment profit ¥493 million / Year on year against the same period last year Not disclosed, Segment Leasing / Segment profit ¥7 million / Year on year against the same period last year Not disclosed |
| Depreciation and amortization | ¥129 million |
| Impairment loss | No applicable matters. |
| Breakdown of extraordinary income (loss) | Losses on disposal of fixed assets ¥0 million |
| Disclosure regarding the going concern assumption | No applicable matters. |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | None (no additions or exclusions) |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Whether applicable No / Subject person Not disclosed |
| Issued Shares at Period-End | 5,444,400 Shares |
| Treasury Shares at Period-End | 109,419 Shares |
| Factors Behind Changes in Business Performance | Ordinary income increased due mainly to higher interest income. Ordinary expenses also increased, mainly due to higher funding costs, resulting in declines in ordinary profit and net income attributable to owners of the parent. |
Items this document does not state (12)
Net SalesOperating profitOperating MarginCash flows from operating activitiesCash flows from investing activitiesCash flows from financing activitiesCash and cash equivalents at end of periodPayout ratioShareholder Return PolicyRegional salesOrders received and order backlogMaterial subsequent events
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Because interest income increased, while funding costs also increased.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.