Results for this period
Interim period (second quarter)1 April 2026 to 30 September 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Ordinary income increased as interest on loans rose while seeking to improve yields. Ordinary profit declined due to higher interest on deposits resulting from rising interest rates and higher premises expenses associated with the business integration with 福邦銀行. Interim net income attributable to owners of the parent increased due to lower income taxes and other taxes.
No applicable matters
| Item | Details |
|---|---|
| Fiscal Period Classification | Interim period (second quarter) |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 September 2026 |
| Ordinary income | ¥4,587 millions (YoY -6.7%) |
| Profit attributable to owners of the parent | ¥7,157 millions (YoY +207.9%) |
| Net income per share | ¥302.48 |
| Equity ratio | End of the current fiscal period 3.7% / End of previous period 3.5% |
| Total assets | ¥4,242,639 millions |
| Net assets | ¥158,772 millions |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income ¥10,200 millions (YoY -24.0%) / Net income ¥9,000 millions (YoY +4.6%) |
| Annual Dividend Forecast | ¥108 → ¥150（+38.9%） |
| Depreciation and amortization | ¥827 millions |
| Impairment loss | ¥38 millions |
| Breakdown of extraordinary income (loss) | Extraordinary income Item Gain on revision of retirement benefit plans / Amount ¥670 millions / Extraordinary loss Item Loss on disposal of fixed assets / Amount ¥36 millions, Item Impairment loss / Amount ¥38 millions |
| Disclosure regarding the going concern assumption | No applicable matters |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New 0 companies / Excluded 1 company (株式会社福邦銀行) |
| Material subsequent events | None |
| Availability of Supplementary Financial Results Materials | Available |
| Availability of Financial Results Briefing | Yes (for institutional investors and analysts) |
| Issued Shares at Period-End | 24,144,669 |
| Treasury Shares at Period-End | 432,257 |
| Factors Behind Changes in Business Performance | Ordinary income increased as interest on loans rose while seeking to improve yields. Ordinary profit declined due to higher interest on deposits resulting from rising interest rates and higher premises expenses associated with the business integration with 福邦銀行. Interim net income attributable to owners of the parent increased due to lower income taxes and other taxes. |
Items this document does not state (14)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Ordinary income increased due to higher interest on loans, while ordinary profit declined due to higher interest on deposits resulting from rising interest rates and higher premises expenses associated with the business integration with 福邦銀行. Interim net income attributable to owners of the parent increased due to lower income taxes and other taxes.