Results for this period
First quarter1 April 2026 to 30 June 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Higher interest income on loans, higher interest expenses on deposits resulting from rising interest rates, higher property-related expenses associated with the management integration with Fukuhō Bank, recognition of a gain on the revision of the retirement benefit plan associated with the merger, and incorporation of tax-effect accounting calculations.
No applicable matters
| Item | Details |
|---|---|
| Fiscal Period Classification | First quarter |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 June 2026 |
| Ordinary income | ¥2,575 million (YoY -43.8%) |
| Profit attributable to owners of the parent | ¥5,784 million (YoY +92.6%) |
| Net income per share | ¥244.52 |
| Equity ratio | End of the current fiscal period 3.6% / End of previous period 3.5% |
| Total assets | ¥4,384,358 million |
| Net assets | ¥162,232 million |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income ¥10,200 million (YoY -24.0%) / Net income ¥9,000 million (YoY +4.6%) |
| Revision to Earnings Forecast | None (no revision) |
| Annual Dividend Forecast | ¥108 → ¥150（+38.9%） |
| Depreciation and amortization | ¥457 million |
| Impairment loss | ¥15 million |
| Breakdown of extraordinary income (loss) | Extraordinary income Gain on revision of retirement benefit plans ¥670 million / Extraordinary loss Losses on disposal of fixed assets ¥11 million, Impairment Losses ¥15 million |
| Disclosure regarding the going concern assumption | No applicable matters |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New Number of companies 0 / Company name Not disclosed / Excluded Number of companies 1 / Company name 株式会社福邦銀行 |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Whether applicable No / Subject person Not disclosed |
| Issued Shares at Period-End | 24,144,669 shares |
| Treasury Shares at Period-End | 476,423 shares |
| Factors Behind Changes in Business Performance | Higher interest income on loans, higher interest expenses on deposits resulting from rising interest rates, higher property-related expenses associated with the management integration with Fukuhō Bank, recognition of a gain on the revision of the retirement benefit plan associated with the merger, and incorporation of tax-effect accounting calculations. |
Items this document does not state (14)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Ordinary income increased due to higher interest income on loans. Ordinary expenses increased mainly because of higher interest expenses on deposits resulting from rising interest rates and higher property-related expenses associated with the management integration with Fukuhō Bank. Quarterly net income attributable to owners of the parent increased due to the recognition of a gain on the revision of the retirement benefit plan associated with the merger with Fukuhō Bank and the incorporation of tax-effect accounting calculations.