Revised forecast
Fiscal year ending March 2026 · Full yearPrevious forecast published 31 October 2025The bar length represents the relative magnitude of change, based on the item that changed the most in this document. The percentage change shown by the dotted line is calculated from the two reported figures because the company did not provide the rate.
Interest income on loans has remained strong due to improved loan yields, while interest and dividend income on securities increased through portfolio restructuring, and gains on sales of shares, including policy-held shares, were recognized. The dividend was increased because net income attributable to owners of the parent is expected to exceed the previous forecast, in accordance with the shareholder return policy targeting a dividend payout ratio of approximately 30%.
| Item | Details |
|---|---|
| Ordinary income | Consolidated 10,500 / Individual 12,100 → Consolidated 13,400 / Individual 14,500（Consolidated 27.6％ / Individual 19.8％） |
| Profit attributable to owners of the parent | ¥6,000 million → ¥8,600 million（43.3％） |
| Net income per share | 253.49 yen and sen → 363.57 yen and sen |
| Fiscal Period Covered | Fiscal year ending March 2026 |
| Period Covered | Full year |
| Publication date of previous forecast | 31 October 2025 |
| Previous-period results | Consolidated: ordinary profit ¥8,701 million, net income attributable to owners of the parent ¥7,166 million, earnings per share ¥309.15; non-consolidated: core business net income excluding gains and losses on cancellation of investment trusts ¥10,055 million, ordinary profit ¥8,012 million, net income ¥6,804 million |
| Reason for the revision | Interest income on loans has remained strong due to improved loan yields, while interest and dividend income on securities increased through portfolio restructuring, and gains on sales of shares, including policy-held shares, were recognized. The dividend was increased because net income attributable to owners of the parent is expected to exceed the previous forecast, in accordance with the shareholder return policy targeting a dividend payout ratio of approximately 30%. |
| Dividend forecast revision | The year-end dividend was increased by ¥33, from ¥46.00 to ¥79.00, and the annual dividend was increased from ¥75.00 to ¥108.00. |
| Consolidated / non-consolidated | Consolidated and non-consolidated |
Items this document does not state (3)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.The earnings forecast was revised upward due to the steady performance of interest income on loans resulting from improved loan yields, an increase in interest and dividend income on securities, and the recognition of gains on sales of shares, including policy-held shares. The dividend forecast was also increased based on the expected upside to the earnings forecast and the shareholder return policy targeting a dividend payout ratio of approximately 30%.