Concentration of Lending in the Three Tokai Prefectures and Regional Economic Risk
First written in FY2016. 20 of 21 entries say "Restated". Latest entry: FY2025-H1.
2 other companies' latest entry also says "Restated".
- FY2025-H1RestatedAnnual report
「During the interim consolidated accounting period, there were no new business or other risks, nor any material changes to the business or other risks described in the annual securities report for the previous fiscal year.」
The disclosure states that there have been no material changes regarding credit risk arising from the concentration of loans mainly in the three Tokai prefectures and deterioration in the regional economy. - FY2024-Q2RestatedAnnual report
「During the cumulative second quarter under review, there were no new business or other risks, nor any material changes to the business or other risks described in the securities report for the previous fiscal year.」
The disclosure states that there have been no material changes regarding credit risk arising from the concentration of loans mainly in the three Tokai prefectures and deterioration in the regional economy. - FY2023-Q3RestatedAnnual report
「During the nine-month period of the third quarter, there were no new business or other risks, or significant changes to the business and other risks described in the annual securities report for the previous fiscal year.」
The disclosure states that there have been no material changes regarding the concentration of loans in the three Tokai prefectures and regional economic risk. - FY2023-Q2RestatedAnnual report
「During the cumulative second quarter under review, there were no new business or other risks, nor any material changes to the business or other risks described in the securities report for the previous fiscal year.」
The disclosure states that there have been no material changes regarding the concentration of loans in the three Tokai prefectures and regional economic risk. - FY2023-Q1RestatedAnnual report
「During the cumulative first quarter under review, there were no new business or other risks, nor any material changes to the business or other risks described in the securities report for the previous fiscal year.」
The disclosure states that there have been no material changes regarding the concentration of loans in the three Tokai prefectures and regional economic risk. - FY2022RestatedAnnual report
「As of the end of the current consolidated fiscal year, the majority of loans outstanding were loans made by branches located in the three Tokai prefectures (Aichi, Gifu, and Mie), and changes in local economic conditions and other circumstances may prevent borrowers from fulfilling their obligations in accordance with the contractual terms.」
The disclosure continues to identify credit risk arising from the concentration of loans mainly in the three Tokai prefectures and deterioration in the regional economy. - FY2022-Q3RestatedAnnual report
「During the nine-month period of the third quarter, there were no new business or other risks, or significant changes to the business and other risks described in the annual securities report for the previous fiscal year.」
The disclosure states that there have been no material changes regarding the concentration of loans in the three Tokai prefectures and regional economic risk. - FY2022-Q2RestatedAnnual report
「During the cumulative second quarter under review, there were no new business or other risks, nor any material changes to the business or other risks described in the securities report for the previous fiscal year.」
The disclosure states that there have been no material changes regarding the concentration of loans in the three Tokai prefectures and regional economic risk. - FY2022-Q1RestatedAnnual report
「During the cumulative first quarter under review, there were no new business or other risks, nor any material changes to the business or other risks described in the securities report for the previous fiscal year.」
The disclosure states that there have been no material changes regarding the concentration of loans in the three Tokai prefectures and regional economic risk. - FY2021-Q1RestatedAnnual report
「During the cumulative first quarter under review, there were no new business or other risks, nor any material changes to the business or other risks described in the securities report for the previous fiscal year.」
The concentration of loans in the three Tokai prefectures and regional economic risk are treated as having undergone no material changes. - FY2020-Q3RestatedAnnual report
「During the nine-month period of the third quarter, there were no new business or other risks, or significant changes to the business and other risks described in the annual securities report for the previous fiscal year.」
The concentration of loans in the three Tokai prefectures and regional economic risk are treated as having undergone no material changes. - FY2020-Q2RestatedAnnual report
「During the cumulative second quarter under review, there were no new business or other risks, nor any material changes to the business or other risks described in the securities report for the previous fiscal year.」
The concentration of loans in the three Tokai prefectures and regional economic risk are treated as having undergone no material changes. - FY2019-Q3RestatedAnnual report
「During the nine-month period of the third quarter, there were no new business or other risks, or significant changes to the business and other risks described in the annual securities report for the previous fiscal year.」
The concentration of loans in the three Tokai prefectures and regional economic risk are treated as having undergone no material changes. - FY2019-Q1RestatedAnnual report
「During the cumulative first quarter under review, there were no new business or other risks, nor any material changes to the business or other risks described in the securities report for the previous fiscal year.」
The concentration of loans in the three Tokai prefectures and regional economic risk are treated as having undergone no material changes. - FY2018RestatedAnnual report
「As of the end of the current consolidated fiscal year, the majority of loans outstanding were loans made by branches located in the three Tokai prefectures (Aichi, Gifu, and Mie), and changes in local economic conditions and other circumstances may prevent borrowers from fulfilling their obligations in accordance with the contractual terms.」
The disclosure continues to identify the concentration of loans in the three Tokai prefectures and credit risk arising from changes in the regional economy. - FY2018-Q2RestatedAnnual report
「During the cumulative second quarter under review, there were no new business or other risks, nor any material changes to the business or other risks described in the securities report for the previous fiscal year.」
The concentration of loans in the three Tokai prefectures and regional economic risk are treated as having undergone no material changes. - FY2017RestatedAnnual report
「As of the end of the current consolidated fiscal year, the majority of loans outstanding were loans made by branches located in the three Tokai prefectures (Aichi, Gifu, and Mie), and changes in local economic conditions and other circumstances may prevent borrowers from fulfilling their obligations in accordance with the contractual terms.」
The concentration of loans in the three Tokai prefectures and deterioration in the regional economy continue to be identified as credit risk factors. - FY2017-Q3RestatedAnnual report
「During the nine-month period of the third quarter, there were no new business or other risks, or significant changes to the business and other risks described in the annual securities report for the previous fiscal year.」
The disclosure states that there have been no material changes regarding the concentration of loans in the three Tokai prefectures and regional economic risk. - FY2017-Q2RestatedAnnual report
「During the cumulative second quarter under review, there were no new business or other risks, nor any material changes to the business or other risks described in the securities report for the previous fiscal year.」
The disclosure states that there have been no material changes regarding the concentration of loans in the three Tokai prefectures and regional economic risk. - FY2017-Q1RestatedAnnual report
「During the cumulative first quarter under review, there were no new business or other risks, nor any material changes to the business or other risks described in the securities report for the previous fiscal year.」
The disclosure states that there have been no material changes regarding the concentration of loans in the three Tokai prefectures and regional economic risk. - FY2016First statedAnnual report
「As of the end of the current consolidated fiscal year, approximately 90% of loans outstanding were loans made by branches located in the three Tokai prefectures (Aichi, Gifu, and Mie), and changes in local economic conditions and other circumstances may prevent borrowers from fulfilling their obligations in accordance with the contractual terms.」
The concentration of loans in the principal operating region is quantified at approximately 90%, and deterioration in the regional economy is identified as a credit risk factor.