Komori
Earnings presentation8359Hachijuni Nagano Bank,Ltd.Banking

Equity ratio as of the end of the second quarter of the fiscal year ending March 2027

At the end of September 2026, the consolidated capital adequacy ratio was 16.53% and the non-consolidated capital adequacy ratio was 15.17%. Compared with the end of September 2025, the consolidated ratio fell by 0.54 percentage points and the non-consolidated ratio by 1.27 percentage points.

Worth reading
16Immaterial
0–100. This measures how worthwhile something is to read, not how good or bad the company is.
Direction
Deterioration
Direction inferred from the company’s description.
Scale
-0.54
Year-on-year change in consolidated capital adequacy ratio, percentage points
Wording
Definitive
How definitive the wording is.

Contents of this document

Supplementary materials to the earnings reportEnd of the Second Quarter of the Fiscal Year Ending March 20271 item taken from the company’s own explanation
What the company explained in this material
Key KPIsA metric the company considers important as a management benchmark.
  • Consolidated total capital ratio16.53%
    Year on year against the same period last year−0.54 percentage points
  • Non-consolidated Total Capital Ratio15.17%
    Year on year against the same period last year−1.27 percentage points
Contents of this document
ItemDetails
Document typeSupplementary materials to the earnings report
Fiscal Period CoveredEnd of the Second Quarter of the Fiscal Year Ending March 2027
Key KPIsIndicator name Consolidated total capital ratio / Value 16.53% / Year on year against the same period last year −0.54 percentage points, Indicator name Non-consolidated Total Capital Ratio / Value 15.17% / Year on year against the same period last year −1.27 percentage points
Items this document does not state (28)
Net SalesOperating profitOrdinary incomeNet incomeGross Profit MarginOperating profit marginSelling, general and administrative expensesResults for the three months of the current quarterFull-year earnings forecastProgress against full-year forecastSelf-assessment against the planSegment resultsBreakdown of Factors Affecting the ChangeUnit price and quantity metricsNumber of stores and locationsNumber of employeesAssumptions Underlying the Business OutlookRisk amount incorporated into the outlookMedium-term management plan targetsFinancial targetsAnnual DividendPayout ratioAcquisition of treasury sharesCapital expendituresOrders received and order backlogMarket Size / ShareKey points of the Q&ANew initiatives

These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.

The reasons the company gives

The company's own explanation, not something inferred from the numbers.

The reason for the decline in the capital adequacy ratios is not explained in the body of the document.

How to read this page

This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.
Equity ratio as of the end of the second quarter of the fiscal year ending March 2027 | Hachijuni Nagano Bank,Ltd. (8359) timely disclosure | Komori