Komori

Financial Results for the Second Quarter (Interim Period) of the Fiscal Year Ending March 2027 (Japanese GAAP) (Consolidated)

For the interim period of the fiscal year ending March 2027, consolidated ordinary income increased 32.8% year on year, ordinary profit increased 44.0%, and interim net income attributable to owners of the parent increased 34.6%. The full-year consolidated ordinary profit forecast was raised from ¥106.0 billion to ¥119.0 billion, the net income forecast was raised from ¥73.0 billion to ¥80.0 billion, and the annual dividend forecast was increased from ¥60 to ¥72.

Worth reading
46Recurring
0–100. This measures how worthwhile something is to read, not how good or bad the company is.
Direction
Improvement
Direction inferred from the company’s description.
Scale
13000
¥ million
Wording
Conditional
How definitive the wording is.

Results for this period

Interim period (second quarter)1 April 2026–30 September 2026ConsolidatedJapanese GAAP
Ordinary income60,408¥ millionYear on year +44.0%Progress 50.8%
Net income attributable to owners of the parent40,087¥ millionYear on year +34.6%Progress 50.1%

The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.

Net income per share¥88.00
Financial position at period-end
Total assets12,511,361¥ million
of which net assets 1,161,159 ¥ millionEquity ratio 9.2%vs. prior year-end +0.8pt

塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.

Outlook and shareholder returns
Full-year earnings forecast
Net SalesNot disclosed
Operating profitNot disclosed
Ordinary income¥119,000 million (YoY +45.9%)
Net income¥80,000 million (YoY +23.8%)
Revision to Earnings ForecastConsolidated ordinary income ¥106,000 million → ¥119,000 million / Consolidated net income ¥73,000 million → ¥80,000 million / Non-consolidated ordinary income ¥101,000 million → ¥114,000 million / Non-consolidated net income ¥70,000 million → ¥77,000 million
Annual Dividend Forecast¥60 → ¥72
Factors Behind Changes in Business Performance

Ordinary income increased, mainly due to increases in interest on loans, gains on sales of Japanese government bonds and other bonds, and gains on sales of shares and other securities. Ordinary expenses increased due to increases in interest on deposits, losses on sales of Japanese government bonds and other bonds, and operating expenses, among other factors.

Disclosure regarding the going concern assumption

No applicable items (the note states “Not applicable”)

Change in accounting policy
基準改正に伴う変更 Availableそれ以外の変更 No見積りの変更 No修正再表示 No
Impairment loss¥172 million
Breakdown of extraordinary income (loss)Extraordinary income Item Gain on disposal of fixed assets / Amount ¥37 million / Extraordinary loss Item Loss on disposal of fixed assets / Amount ¥228 million, Item Impairment losses / Amount ¥172 million, Item Provision for financial instruments transaction liability reserve / Amount ¥2 million
Availability of Supplementary Financial Results MaterialsAvailable
Availability of Financial Results BriefingWhether applicable Available / Subject person Institutional investors and securities analysts
Issued Shares at Period-End493,767,424
Treasury Shares at Period-End39,637,413
Results for this period
ItemDetails
Fiscal Period ClassificationInterim period (second quarter)
Accounting standardsJapanese GAAP
Consolidated / non-consolidatedConsolidated
Period Covered1 April 2026–30 September 2026
Ordinary income¥60,408 million (YoY +44.0%)
Profit attributable to owners of the parent¥40,087 million (YoY +34.6%)
Net income per share¥88.00
Equity ratioEnd of the current fiscal period 9.2 / End of previous period 8.4
Total assets¥12,511,361 million
Net assets¥1,161,159 million
Full-year earnings forecastNet Sales Not disclosed / Operating profit Not disclosed / Ordinary income ¥119,000 million (YoY +45.9%) / Net income ¥80,000 million (YoY +23.8%)
Revision to Earnings ForecastConsolidated ordinary income ¥106,000 million → ¥119,000 million / Consolidated net income ¥73,000 million → ¥80,000 million / Non-consolidated ordinary income ¥101,000 million → ¥114,000 million / Non-consolidated net income ¥70,000 million → ¥77,000 million
Annual Dividend Forecast¥60 → ¥72
Impairment loss¥172 million
Breakdown of extraordinary income (loss)Extraordinary income Item Gain on disposal of fixed assets / Amount ¥37 million / Extraordinary loss Item Loss on disposal of fixed assets / Amount ¥228 million, Item Impairment losses / Amount ¥172 million, Item Provision for financial instruments transaction liability reserve / Amount ¥2 million
Disclosure regarding the going concern assumptionNo applicable items (the note states “Not applicable”)
Change in accounting policyChanges due to revisions to standards Available / Other changes No / Change in accounting estimate No / Restatement No
Availability of Supplementary Financial Results MaterialsAvailable
Availability of Financial Results BriefingWhether applicable Available / Subject person Institutional investors and securities analysts
Issued Shares at Period-End493,767,424
Treasury Shares at Period-End39,637,413
Factors Behind Changes in Business PerformanceOrdinary income increased, mainly due to increases in interest on loans, gains on sales of Japanese government bonds and other bonds, and gains on sales of shares and other securities. Ordinary expenses increased due to increases in interest on deposits, losses on sales of Japanese government bonds and other bonds, and operating expenses, among other factors.
Items this document does not state (16)
Net SalesOperating profitOperating MarginCash flows from operating activitiesCash flows from investing activitiesCash flows from financing activitiesCash and cash equivalents at end of periodPayout ratioShareholder Return PolicySegment revenueSegment profitRegional salesOrders received and order backlogDepreciation and amortizationChanges in the scope of consolidationMaterial subsequent events

These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.

The reasons the company gives

The company's own explanation, not something inferred from the numbers.

The reason given for revising the full-year earnings forecast was “based on the results for the interim accounting period and information available at this time.” The main factors in the interim non-consolidated results were increases in interest on loans, gains on sales of Japanese government bonds and other bonds, and gains on sales of shares and other securities.

How to read this page

This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.
Financial Results for the Second Quarter (Interim Period) of the Fiscal Year Ending March 2027 (Japanese GAAP) (Consolidated) | Hachijuni Nagano Bank,Ltd. (8359) timely disclosure | Komori