Strengthening the compliance framework
First written in FY2016. 7 of 15 entries say "Advanced", first in FY2017. Latest entry: 2026-08-10.
94 other companies' latest entry also says "Restated".
- 2026-08-10RestatedGovernance
「 Sustainability Compliance Reports Oversight Promotion Committee Committee Reports Reports」
The organizational chart restates governance reporting relationships, including the Compliance Committee. The canonical thread remains unchanged. - FY2026RestatedAnnual report
「The Board of Directors has designated compliance as management’s highest priority, established the relevant framework and is working to put into practice the Compliance Charter, which serves as the basis for decisions on all actions, in order to realize the corporate philosophy.」
The bank continues to operate a framework combining the Compliance Charter, Compliance Committee, CCO, the three lines of defense, the whistleblowing system and training. - 2026-05-25RestatedGeneral Meetings of Shareholders
「By establishing and implementing a compliance charter that serves as a standard of conduct for officers and employees, we will pursue thorough compliance, customer-oriented business operations, and the development of a sound organizational climate and corporate culture, thereby enhancing corporate value.」
The company restated the compliance charter, customer-oriented business operations, and a sound organizational climate and corporate culture as basic policies for enhancing corporate value. - FY2025RestatedAnnual report
「The Board of Directors has designated compliance as management’s highest priority, established the relevant framework and will work to put into practice the Compliance Charter, which serves as the basis for decisions on all actions, in order to realize the corporate philosophy.」
The bank continues to operate a framework comprising the Compliance Charter, Compliance Committee, CCO, the three lines of defense, whistleblowing and training. - FY2023AdvancedAnnual report
「In fiscal 2022, training was conducted by video, and all employees completed the training.」
The disclosure states that all employees completed training on the Compliance Charter and corporate philosophy in fiscal 2022. The three lines of defense, CCO, Compliance Committee and whistleblowing system also continue to operate. - FY2022RestatedAnnual report
「The Board of Directors has designated compliance as management’s highest priority, established the relevant framework and is working to put into practice the Compliance Charter, which serves as the basis for decisions on all actions, in order to realize the corporate philosophy.」
The bank continues to operate a framework comprising the Compliance Charter, semiannual Compliance Programs, the three lines of defense, the CCO, the whistleblowing system and training. - FY2021AdvancedAnnual report
「The Board of Directors has designated compliance as management’s highest priority, established the relevant framework and is working to put into practice the Compliance Charter, which serves as the basis for decisions on all actions, in order to realize the corporate philosophy.」
The bank has incorporated the Compliance Charter, semiannual Compliance Programs, the three lines of defense, the CCO, the whistleblowing system and training into its basic internal control policies, and has specified processes for operation, evaluation and review. - FY2020AdvancedAnnual report
「The Board of Directors established the Compliance Framework Rebuilding Committee, chaired by an external attorney, to fundamentally review and rebuild the compliance framework. The committee will guide and oversee the entire rebuilding process, and the bank aims to realize its corporate philosophy by putting into practice the Compliance Charter, which serves as the basis for decisions on all actions.」
The disclosure further specifies the framework for rebuilding controls, including the Compliance Charter, a rebuilding committee chaired by an external attorney, the three lines of defense, the CCO, a whistleblowing system and ongoing training. - FY2019AdvancedAnnual report
「The Compliance Oversight Department was staffed with 30 people, and a Whistleblowing and Related Matters Office and an AML/CFT Measures Office were established. In April 2019, the Compliance Committee was re-established as a body for deliberating compliance matters.」
The disclosure describes specific implementation of the business improvement plan, including a Compliance Charter, the three lines of defense, the Whistleblowing and Related Matters Office, the AML/CFT Measures Office, the 30-person Compliance Oversight Department, and the re-establishment of the committee in April 2019. - FY2019-Q3RestatedAnnual report
「Through the steady implementation of this business improvement plan, the bank will achieve thorough compliance and customer-oriented business operations and build a sound organizational climate and corporate culture.」
The bank continues to emphasize thorough compliance through its business improvement plan. - FY2019-Q2AdvancedAnnual report
「・Establishment of a management framework for excluding antisocial forces and a management framework for preventing money laundering and terrorist financing ・Establishment of a credit risk management framework, including lending assessment management, and an internal audit framework」
Following administrative sanctions, the bank presented a business improvement plan to establish frameworks for addressing antisocial forces, money laundering and terrorist financing, as well as for lending assessments, credit risk management and internal audits. - FY2019-Q1RestatedAnnual report
「The Crisis Management Committee pointed out that the absence of customer-oriented business operations was one of the root causes of the share-house-related lending issue. The bank will build a framework to reinforce and implement customer-oriented business operations, in addition to re-emphasizing compliance.」
Following the share-house-related lending issue, the bank continues to emphasize renewed compliance efforts. No new specific management organizations or procedures are described. - FY2018AdvancedAnnual report
「From December 2017, the bank introduced a process to ensure that original documents confirming borrowers’ own funds, such as passbooks, are physically checked during the lending process as a measure to prevent forgery and other misconduct. In the same month, it reviewed the screening process and increased the number of screening department staff, establishing a framework for rigorous lending assessments.」
The disclosure describes specific measures to strengthen compliance and lending assessments, including physical checks of documents confirming borrowers’ own funds, a review of the screening process, increased screening department staff, training at branches, changes to the personnel evaluation system, and increases in and training of internal audit staff. - FY2017AdvancedAnnual report
「The bank formulated Business Guidelines that expressly require compliance with laws and regulations, internal rules and social norms, and directors and employees act in accordance with them. It also formulated a Compliance Program containing specific behavioral guidelines, and the compliance oversight department and internal audit department check compliance with the program.」
In addition to the existing committee, oversight department and officers responsible for each department, the disclosure describes compliance checks based on the Business Guidelines and Compliance Program. - FY2016First statedAnnual report
「The bank established a Compliance Committee comprising full-time directors and others to deliberate and report on important compliance matters. It also established a compliance oversight department within the Corporate Planning Department to oversee compliance planning and management. In addition, compliance officers and internal control officers have been assigned to all departments and branches, and a system has been established to check compliance across all departments and branches.」
The disclosure describes a compliance management framework operating through the committee, oversight department and the officers responsible for each department and branch.