Building a Granular, Diversified Credit Portfolio
First written in FY2016. 22 of 24 entries say "Restated". Latest entry: FY2026.
The whole theme swung hardest in 2025: 1 of 7 companies on the "Worse" side.
3 other companies' latest entry also says "Restated".
- FY2026RestatedAnnual report
「By building a granular, diversified portfolio centered on loans to small and medium-sized enterprises and individuals, we seek to eliminate concentrations of credit exposure to specific counterparties and secure appropriate returns commensurate with risk by monitoring changes in credit risk.」
The company continues to pursue granularity and diversification, centered on loans to small and medium-sized enterprises and individuals, eliminate concentrations, and monitor credit risk. - FY2025-H1RestatedAnnual report
「There have been no material changes to the matters described under “Business and Other Risks” in the annual securities report for the previous fiscal year.」
The company states that there have been no material changes to the risks associated with, or the management policy for, its granular, diversified credit portfolio. - FY2024-Q3RestatedAnnual report
「There have been no material changes to the matters described under “Business and Other Risks” in the annual securities report for the previous fiscal year.」
The company states that there have been no material changes to the risks associated with, or the management policy for, its granular, diversified credit portfolio. - FY2024-Q2RestatedAnnual report
「There have been no material changes to the matters described under “Business and Other Risks” in the annual securities report for the previous fiscal year.」
The company states that there have been no material changes to the risks associated with, or the management policy for, its granular, diversified credit portfolio. - FY2024-Q1RestatedAnnual report
「There have been no material changes to the matters described under “Business and Other Risks” in the annual securities report for the previous fiscal year.」
The company states that there have been no material changes to the risks associated with, or the management policy for, its granular, diversified credit portfolio. - FY2023ReframedAnnual report
「The company will continue diversifying its asset portfolio away from its previous concentration in specific real estate sectors.」
The policy for a granular, diversified credit portfolio is linked to the second-phase strategy of diversifying away from the previous concentration in specific real estate sectors. - FY2023-Q3RestatedAnnual report
「There have been no material changes to the matters described under “Business and Other Risks” in the annual securities report for the previous fiscal year.」
The company reiterates that there have been no material changes to the risks associated with, or the management policy for, its granular, diversified credit portfolio. - FY2023-Q2RestatedAnnual report
「There have been no material changes to the matters described under “Business and Other Risks” in the annual securities report for the previous fiscal year.」
The company states that there have been no material changes to the risks associated with, or the management policy for, its granular, diversified credit portfolio. - FY2023-Q1RestatedAnnual report
「There have been no material changes to the matters described under “Business and Other Risks” in the annual securities report for the previous fiscal year.」
The company states that there have been no material changes to the risks associated with, or the management policy for, its granular, diversified credit portfolio. - FY2022RestatedAnnual report
「By building a granular, diversified portfolio centered on loans to small and medium-sized enterprises and individuals, we seek to eliminate concentrations of credit exposure to specific counterparties and secure appropriate returns commensurate with risk by monitoring changes in credit risk.」
The company continues to pursue granularity and diversification, centered on loans to small and medium-sized enterprises and individuals, and to monitor credit risk. - FY2022-Q2RestatedAnnual report
「There have been no material changes to the matters described under “Business and Other Risks” in the annual securities report for the previous fiscal year.」
The company states that there have been no material changes to the risks associated with, or the management policy for, its granular, diversified credit portfolio. - FY2022-Q1RestatedAnnual report
「There have been no material changes to the matters described under “Business and Other Risks” in the annual securities report for the previous fiscal year.」
The company states that there have been no material changes to the risks associated with, or the management policy for, its granular, diversified credit portfolio. - FY2021-Q3RestatedAnnual report
「There have been no material changes to the matters described under “Business and Other Risks” in the annual securities report for the previous fiscal year.」
The company reiterates that there have been no material changes to the risks associated with, or the management policy for, its granular, diversified credit portfolio. - FY2021-Q1RestatedAnnual report
「There have been no material changes to the matters described under “Business and Other Risks” in the annual securities report for the previous fiscal year.」
The company states that there have been no material changes to the risks associated with, or the management policy for, its granular, diversified credit portfolio. - FY2020-Q1RestatedAnnual report
「There have been no material changes to the matters described under “Business and Other Risks” in the annual securities report for the previous fiscal year.」
The company states that there have been no material changes to the risks associated with, or the management policy for, its granular, diversified credit portfolio. - FY2019-Q3RestatedAnnual report
「There have been no material changes to the matters described under “Business and Other Risks” in the annual securities report for the previous fiscal year.」
The company reiterates that there have been no material changes to the risks associated with, or the management policy for, its granular, diversified credit portfolio. - FY2019-Q1RestatedAnnual report
「There have been no material changes to the matters described under “Business and Other Risks” in the annual securities report for the previous fiscal year.」
The company states that there have been no material changes to the risks associated with, or the management policy for, its granular, diversified credit portfolio. - FY2018-Q2RestatedAnnual report
「There have been no material changes to the matters described under “Business and Other Risks” in the annual securities report for the previous fiscal year.」
The company states that there have been no material changes to the risks associated with, or the management policy for, its granular, diversified credit portfolio. - FY2018-Q1RestatedAnnual report
「There have been no material changes to the matters described under “Business and Other Risks” in the annual securities report for the previous fiscal year.」
The company states that there have been no material changes to the risks associated with, or the management policy for, its granular, diversified credit portfolio. - FY2017RestatedAnnual report
「By building a granular, diversified portfolio centered on loans to small and medium-sized enterprises and individuals, we seek to eliminate concentrations of credit exposure to specific counterparties and secure appropriate returns commensurate with risk by monitoring changes in credit risk.」
The company continues to state its policy of granularity and diversification, centered on loans to small and medium-sized enterprises and individuals, together with monitoring. - FY2017-Q3RestatedAnnual report
「There have been no material changes to the matters described under “Business and Other Risks” in the annual securities report for the previous fiscal year.」
The company states that there have been no material changes to the risks associated with, or the management policy for, its granular, diversified credit portfolio. - FY2017-Q2RestatedAnnual report
「There have been no material changes to the matters described under “Business and Other Risks” in the annual securities report for the previous fiscal year.」
The company states that there have been no material changes to the risks associated with, or the management policy for, its granular, diversified credit portfolio. - FY2017-Q1RestatedAnnual report
「There have been no material changes to the matters described under “Business and Other Risks” in the annual securities report for the previous fiscal year.」
The company states that there have been no material changes to the risks associated with, or the management policy for, its granular, diversified credit portfolio. - FY2016First statedAnnual report
「By building a granular, diversified portfolio centered on loans to small and medium-sized enterprises and individuals, we seek to eliminate concentrations of credit exposure to specific counterparties and secure appropriate returns commensurate with risk by monitoring changes in credit risk.」
The company uses granularity, diversification and monitoring, centered on loans to small and medium-sized enterprises and individuals, as methods of managing credit risk.