Results for this period
Interim period (second quarter)1 April 2026 to 30 September 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Ordinary revenue increased due to higher funds investment income resulting from increased interest on loans and other factors, as well as recognition of gains from reversals of allowance for loan losses, while ordinary expenses decreased due to a decline in loan write-offs and other factors.
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| Item | Details |
|---|---|
| Fiscal Period Classification | Interim period (second quarter) |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 September 2026 |
| Ordinary income | 35,375 Millions of yen (YoY +111.3%) |
| Profit attributable to owners of the parent | 29,435 Millions of yen (YoY +85.9%) |
| Net income per share | ¥173.56 |
| Equity ratio | End of the current fiscal period 9.7 / End of previous period 9.1 |
| Total assets | 3,483,625 Millions of yen |
| Net assets | 338,596 Millions of yen |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income 56,000 Millions of yen (YoY +57.6%) / Net income 44,000 Millions of yen (YoY +26.6%) |
| Revision to Earnings Forecast | No change |
| Annual Dividend Forecast | 60 Yen → 80 Yen（+33.3%） |
| Impairment loss | 38 Millions of yen |
| Breakdown of extraordinary income (loss) | Extraordinary income No / Extraordinary loss Loss on disposal of fixed assets 170 Millions of yen, Impairment loss 38 Millions of yen |
| Disclosure regarding the going concern assumption | None |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | Added: 0 companies; excluded: 0 companies |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Yes (for institutional investors and analysts) |
| Issued Shares at Period-End | 172,139,248 |
| Treasury Shares at Period-End | 4,269,783 |
| Factors Behind Changes in Business Performance | Ordinary revenue increased due to higher funds investment income resulting from increased interest on loans and other factors, as well as recognition of gains from reversals of allowance for loan losses, while ordinary expenses decreased due to a decline in loan write-offs and other factors. |
Items this document does not state (15)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.This was due to increased funds investment income resulting from higher interest on loans and other factors, recognition of gains from reversals of allowance for loan losses, and a decrease in loan write-offs, among other factors.