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Fukuoka Financial Group (8354) · TargetAdvanced

みんなの銀行’s launch in fiscal 2020 and its BtoC and BaaS businesses

First written in FY2020. 3 of 9 entries say "Restated". Latest entry: FY2026.

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ProgressHeldSoftenedWorseAdvancedFY2021-Q3 – FY2023ReframedFY2024RestatedFY20252020: 320202021: 220212022: 020222023: 120232024: 120242025: 120252026: 12026
Same theme, other companies
みんなの銀行’s launch in fiscal 2020 and its BtoC and BaaS businessesA theme 1 companies write about · 0 as a headwind · 1 as a tailwind

No other company in this theme has enough history to compare yet.

Full recordFilings, disclosures and news, newest first
  1. FY2026AdvancedAnnual report

    「みんなの銀行 will establish an earnings model through partnerships with platform companies with large customer bases and through newly offered business banking services, while working to create digital businesses in cooperation with the Group's banks.」

    みんなの銀行 is progressing from expanding services for individuals and BaaS to establishing an earnings model through partnerships with platform companies, business banking and cooperation with the Group's banks.
  2. FY2025RestatedAnnual report

    「We aim to expand the Group's business domain through lending and investment outside Kyushu, digital businesses such as みんなの銀行 and the strengthening of our market operations division, while acquiring earnings and expertise that will enable us to contribute to the growth of client companies and the development of regional industries.」

    Digital businesses such as みんなの銀行 have been positioned in the long-term strategy as a new means of acquiring earnings and expertise, alongside lending and investment outside Kyushu and market operations.
  3. FY2024ReframedAnnual report

    「We have not yet reached the point of materially increasing the likelihood of achieving profitability. In fiscal 2024, the Group will focus its full resources on establishing and expanding its loan business and developing business through partnerships with companies that have customer bases nationwide.」

    The existing themes of launching みんなの銀行 and expanding its BaaS business have been reorganised to include the challenges and initiatives of establishing and expanding the loan business and partnering with companies nationwide to achieve profitability.
  4. FY2023AdvancedAnnual report

    「みんなの銀行, which launched its services in May 2021, is gaining support mainly among younger people nationwide, its future customer base, and the number of accounts and loan balances are steadily increasing. In fiscal 2023, it will develop services and implement sales initiatives to expand its BaaS business, which provides financial functions centred on みんなの銀行's payment functions as a behind-the-scenes partner to partner companies, while advancing the provision of new value to customers and the development of an earnings base.」

    みんなの銀行 has confirmed increases in the number of accounts and loan balances and is making progress toward expanding its BaaS business in fiscal 2023.
  5. FY2021AchievedAnnual report

    「みんなの銀行, which launched its services in May 2021, started with a minimum range of services for individual customers, including deposits, transfers and overdrafts.」

    Although the target had been to commence operations during fiscal 2020, it states that services for individuals were launched in May 2021. Going forward, it plans to expand loan functions and other proprietary services and grow its customer base nationwide.
  6. FY2021-Q3AdvancedAnnual report

    「Following completion of the preliminary examination for its banking licence dated 10 December 2020, 株式会社みんなの銀行 changed its trade name from みんなの銀行設立準備株式会社. Following the grant of its banking business licence dated 22 December 2020, it also changed the nature of its business.」

    みんなの銀行 has progressed through completion of the preliminary examination for its banking licence, the trade-name change and the grant of its operating licence.
  7. FY2021-Q2RestatedAnnual report

    「In fiscal 2020, based on the realization of a virtuous cycle between contributing to regional economic development and enhancing FFG's corporate value, which is set out as the basic policy of this plan, the following were positioned as the most important strategies: business transformation, establishment of a new investment trust business, Minna Bank, and the merger of The Shinkin Bank and The Eighteenth Bank」

    The company continues to position みんなの銀行 as one of its most important strategies for fiscal 2020.
  8. FY2021-Q1RestatedAnnual report

    「In fiscal 2020, based on the realization of a virtuous cycle between contributing to regional economic development and enhancing FFG's corporate value, which is set out as the basic policy of this plan, the following were positioned as the most important strategies: business transformation, establishment of a new investment trust business, Minna Bank, and the merger of The Shinkin Bank and The Eighteenth Bank」

    The company continues to position みんなの銀行 as one of its most important strategies for fiscal 2020.
  9. FY2020First statedAnnual report

    「みんなの銀行 is building a business model based on two pillars in preparation for its launch during fiscal 2020. The first pillar is services for individual customers, namely the BtoC business. The second is the BaaS business, which provides financial functions to operating companies with needs such as payments and credit.」

    For みんなの銀行, the company has set out in specific terms for the first time its target of launching during fiscal 2020 and its two pillars, BtoC services for individuals and BaaS for operating companies.
Moved together

"Growth in deposits and steady lending to corporate and individual customers" moved the same way as this thread, in the same document, in 4 of its 9 moves.

433333★123456
  1. ★This thread
  2. 1Growth in deposits and steady lending to corporate and individual customers4×
  3. 2Decline in net fees and commissions3×
  4. 3Risk-monitored loans: ¥225.958 billion3×
  5. 4¥6.50 interim dividend per common share for the 10th fiscal period3×
  6. 5Increase in net interest income3×
  7. 6Strengthening group-wide risk management and compliance systems3×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
Fukuoka Financial Group's next results are scheduled for 2026-11-10. Read the earnings preview
News
No news is linked to this thread yet. When an article touches it, it will appear here by date.