Komori
Fukuoka Financial Group (8354) · InitiativeAdvanced

Improving convenience and operational efficiency through investments in branches, automation and systems

First written in FY2018. 4 of 8 entries say "Advanced", first in FY2021. Latest entry: FY2026.

8entries
9years
0from disclosures
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How it moved
ProgressHeldSoftenedWorseFirst statedFY2018 – FY2020ReframedFY2022 – FY2023AdvancedFY2025-H1 – FY20262018: 120182019: 020192020: 120202021: 120212022: 120222023: 120232024: 120242025: 120252026: 12026
Same theme, other companies
Bank capital investment to improve customer convenience, competitiveness and operational efficiencyA theme 23 companies write about · 0 as a headwind · 25 as a tailwind

Fukuoka Financial Group moved to the "Worse" side of this theme in 2022.

13 other companies' latest entry also says "Advanced".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 22 companies compared. The sentences above are computed from all 22.
Full recordFilings, disclosures and news, newest first
  1. FY2026AdvancedAnnual report

    「In the Group's banking business, we invested in branches, automation, systems and other areas to improve customer convenience and operational efficiency. Total capital expenditures were ¥16,106 million.」

    The Group continues to invest in branches, automation and systems, disclosing total capital expenditures of ¥16,106 million.
  2. FY2025AdvancedAnnual report

    「The Group positions its core banking system as the most important infrastructure for achieving growth in its core businesses through its DX strategy. In addition to stable operation and high security, the Group plans to build a next-generation core banking system capable of responding flexibly and quickly to future changes, with total planned investment of ¥12.8 billion.」

    Systems-related investment is being directed toward building a next-generation core banking system to support core business growth through DX.
  3. FY2025-H1AdvancedAnnual report

    「Kumamoto Bank, Kengun and Daini-Kuko-dori branches and others, Higashi Ward, Kumamoto City, new construction, banking, branches and employee housing/dormitories, planned investment amount ¥2,327 million, amount already paid ¥581 million, internal funds, May 2024, February 2026」

    Kumamoto Bank disclosed a new construction plan for branches and employee housing, with total investment of ¥2,327 million and completion scheduled for February 2026.
  4. FY2023ReframedAnnual report

    「In the Group's banking business, we invested in branches, automation, systems and other areas to improve customer convenience and operational efficiency. Total capital expenditures were ¥7,868 million.」

    The Group updated total capital expenditures to ¥7,868 million and broadened its focus from branches, automation and systems to growth areas such as digital channels.
  5. FY2022ReframedAnnual report

    「In addition to normal investments in branches and systems, we are pursuing investments in growth areas, including the development of digital channels, the strengthening of strategic subsidiaries and Minna no Bank.」

    The focus of capital expenditures has been refocused from the traditional areas of branches, automation and systems to growth areas including digital channels, strategic subsidiaries and Minna no Bank.
  6. FY2021AdvancedAnnual report

    「In the Group's banking business, we made systems-related investments associated with the merger of The Eighteenth Bank and Shinwa Bank and the establishment of Minna no Bank, as well as investments in branches, automation, systems and other areas to improve customer convenience and operational efficiency. Total capital expenditures were ¥13,025 million.」

    The Group continues to invest in branches, automation and systems, disclosing annual capital expenditures of ¥13,025 million, including investments related to the merger and the establishment of Minna no Bank.
  7. FY2020RestatedAnnual report

    「In the Group's banking business, we invested in branches, automation, systems and other areas to improve customer convenience and operational efficiency. Total capital expenditures were ¥10,210 million.」

    The Group continues to invest in branches, automation and systems to improve convenience and operational efficiency.
  8. FY2018First statedAnnual report

    「We made investments in branches, automation, systems and other areas to improve customer convenience and operational efficiency. The total amount of these capital investments was ¥11,267 million.」

    The Group invested in branches, automation and systems, disclosing total capital expenditures of ¥11,267 million for the fiscal year.
Moved together

"Growth in deposits and steady lending to corporate and individual customers" moved the same way as this thread, in the same document, in 4 of its 8 moves.

444444★123456
  1. ★This thread
  2. 1Growth in deposits and steady lending to corporate and individual customers4×
  3. 2Decrease in consolidated ordinary profit and net income attributable to owners of the parent4×
  4. 3¥6.50 interim dividend per common share for the 10th fiscal period4×
  5. 4Decline in Net Other Operating Income and Expenses4×
  6. 5Increase in net interest income4×
  7. 6Quarterly comprehensive income contracted due to a decrease in valuation differences on available-for-sale securities4×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
Fukuoka Financial Group's next results are scheduled for 2026-11-10. Read the earnings preview
News
No news is linked to this thread yet. When an article touches it, it will appear here by date.