Komori
Fukuoka Financial Group (8354) · RiskWorsened

Undrawn loan commitments ¥4.0541 trillion

First written in FY2017-Q2. 11 of 18 entries say "Worsened", first in FY2017. Latest entry: FY2026.

18entries
11years
0from disclosures
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How it moved
ProgressHeldSoftenedWorseMitigatedFY2018 – FY2019-Q2WorsenedFY2020-Q2 – FY2021MitigatedFY2023-Q2 – FY2024-Q2WorsenedFY2024 – FY20262016: 12017: 220172018: 220182019: 120192020: 120202021: 220212022: 220222023: 220232024: 220242025: 220252026: 12026
Same theme, other companies
Undrawn Balances of Loan Commitments and Funding Provision ExposureA theme 24 companies write about · 23 as a headwind · 0 as a tailwind

Fukuoka Financial Group moved to the "Worse" side of this theme in 2019, 1 year before the typical company in this theme (2020).

The whole theme swung hardest in 2017: 5 of 14 companies on the "Worse" side.

10 other companies' latest entry also says "Worsened".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 24 companies compared. The sentences above are computed from all 24.
Full recordFilings, disclosures and news, newest first
  1. FY2026WorsenedAnnual report

    「Undrawn loan balance ¥5,116,257 million」

    The undrawn loan balance increased from ¥5,043,451 million at the end of the previous fiscal year to ¥5,116,257 million. Management measures including refusing loans or reducing commitment limits, requiring collateral and monitoring customers' business conditions continue to be maintained.
  2. FY2026-H1WorsenedAnnual report

    「Undrawn loan balance ¥5,065,896 million」

    The undrawn loan balance increased from ¥5,043,451 million at the end of the previous fiscal year to ¥5,065,896 million. Management measures including refusing loans or reducing commitment limits, requiring collateral and monitoring customers' business conditions continue to be disclosed.
  3. FY2025WorsenedAnnual report

    「Undrawn loan balance ¥4,859,003 million ¥5,043,451 million」

    The undrawn loan balance increased from ¥4,859.003 billion at the end of the previous consolidated fiscal year to ¥5,043.451 billion. Management measures including refusing loans or reducing commitment limits, requiring collateral and monitoring customers' business conditions continue to be maintained.
  4. FY2025-H1WorsenedAnnual report

    「Undrawn loan balance ¥4,943,041 million」

    The undrawn loan balance increased from ¥4,859,003 million at the end of the previous fiscal year to ¥4,943,041 million. Management measures including refusing loans or reducing commitment limits, requiring collateral and monitoring customers' business conditions continue to be maintained.
  5. FY2024WorsenedAnnual report

    「The undrawn loan balance was ¥4,859,003 million.」

    The undrawn loan balance increased from ¥4,842,363 million at the end of the previous fiscal year to ¥4,859,003 million. Management measures including refusing loans or reducing commitment limits, requiring collateral and monitoring customers' business conditions continue to be maintained.
  6. FY2024-Q2MitigatedAnnual report

    「Undrawn loan balance ¥4,813,177 million」

    The undrawn loan balance decreased from ¥4,842,363 million at the end of the previous fiscal year to ¥4,813,177 million. Management measures including refusing loans or reducing contractual commitment limits, requiring collateral and monitoring customers' business conditions continue to be disclosed.
  7. FY2023MitigatedAnnual report

    「The undrawn loan balance was ¥4,842,363 million.」

    The undrawn loan balance decreased from ¥4,960,845 million at the end of the previous fiscal year to ¥4,842,363 million. Management measures including refusing loans or reducing commitment limits, requiring collateral and monitoring customers' business conditions continue to be maintained.
  8. FY2023-Q2MitigatedAnnual report

    「Undrawn loan balance ¥4,911,966 million」

    The undrawn loan balance decreased from ¥4,960,845 million at the end of the previous fiscal year to ¥4,911,966 million. Management measures including refusing loans or reducing commitment limits, requiring collateral and monitoring customers' business conditions continue to be maintained.
  9. FY2022WorsenedAnnual report

    「Undrawn loan balance ¥4,960,845 million」

    The undrawn loan balance increased from ¥4,883,281 million in the previous fiscal year to ¥4,960,845 million. Management measures including refusing loans or reducing commitment limits, requiring collateral and monitoring customers' business conditions continue to be maintained.
  10. FY2022-Q2MitigatedAnnual report

    「Undrawn loan balance ¥4,871,334 million」

    The undrawn loan balance decreased from ¥4,883,281 million at the end of the previous fiscal year to ¥4,871,334 million. Management measures including refusing loans or reducing contractual commitment limits, requiring collateral and monitoring customers' business conditions continue to be disclosed.
  11. FY2021WorsenedAnnual report

    「The undrawn loan balance was ¥4,883,281 million.」

    The undrawn loan balance increased from ¥4,543,678 million at the end of the previous fiscal year to ¥4,883,281 million. Management measures including refusing loans or reducing contractual commitment limits, requiring collateral and monitoring customers' business conditions continue to be disclosed.
  12. FY2021-Q2WorsenedAnnual report

    「Undrawn loan balance ¥4,787,422 million」

    The undrawn loan balance increased from ¥4,543,678 million at the end of the previous consolidated fiscal year to ¥4,787,422 million. Management measures including refusing loans or reducing contractual commitment limits, requiring collateral and monitoring customers' business conditions continue to be disclosed.
  13. FY2020-Q2WorsenedAnnual report

    「Undrawn loan balance ¥4,533,026 million」

    The undrawn loan balance increased from ¥4,048,288 million at the end of the previous consolidated fiscal year to ¥4,533,026 million. Management measures including refusing loans or reducing contractual commitment limits, requiring collateral and monitoring customers' business conditions continue to be disclosed.
  14. FY2019-Q2MitigatedAnnual report

    「Undrawn loan balance ¥4,003,631 million」

    The undrawn loan balance decreased from ¥4,046,862 million at the end of the previous fiscal year to ¥4,003,631 million. Management measures including refusing loans or reducing contractual commitment limits, requiring collateral and monitoring customers' business conditions continue to be disclosed.
  15. FY2018MitigatedAnnual report

    「The undrawn loan balance was ¥4,046,862 million.」

    The undrawn loan balance decreased from ¥4,128,362 million at the end of the previous fiscal year to ¥4,046,862 million.
  16. FY2018-Q2WorsenedAnnual report

    「Undrawn loan balance ¥4,132,464 million」

    The undrawn loan balance increased from ¥4,128,362 million at the end of the previous fiscal year to ¥4,132,464 million. Management measures including reducing contractual commitment limits or refusing loans, requiring collateral and monitoring customers' business conditions continue to be disclosed.
  17. FY2017WorsenedAnnual report

    「The undrawn loan balance at the end of the fiscal year was ¥4,128,362 million. Many of these agreements include provisions allowing consolidated subsidiaries to refuse loan drawdown requests or reduce contractual commitment limits when there are changes in financial conditions, a need to protect receivables or other reasonable grounds.」

    The undrawn loan balance increased from ¥3,977,029 million at the end of the previous fiscal year to ¥4,128,362 million. Management measures described include refusing loans or reducing commitment limits, requiring collateral and monitoring customers' business conditions.
  18. FY2017-Q2First statedAnnual report

    「Undrawn loan balance ¥4,054,081 million」

    The company discloses the undrawn loan balance under overdraft agreements and other arrangements. It also states that many of these commitments may expire without being drawn and describes management measures including refusing loans or reducing commitment limits in response to financial conditions, requiring collateral and regularly reviewing customers' business conditions.
Moved together

"Decline in net fees and commissions" moved the same way as this thread, in the same document, in 9 of its 18 moves.

987666★123456
  1. ★This thread
  2. 1Decline in net fees and commissions9×
  3. 2Increase in operating expenses and provision for loan losses8×
  4. 3Risk-monitored loans: ¥225.958 billion7×
  5. 4Growth in deposits and steady lending to corporate and individual customers6×
  6. 5¥6.50 interim dividend per common share for the 10th fiscal period6×
  7. 6Financial market instability, a stronger yen, lower share prices and negative interest rates6×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
Fukuoka Financial Group's next results are scheduled for 2026-11-10. Read the earnings preview
News
No news is linked to this thread yet. When an article touches it, it will appear here by date.