Results for this period
Full year1 April 2025–31 March 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Higher interest on loans, higher net interest income and net fees and commissions income, and lower credit-related expenses
| Item | Details |
|---|---|
| Fiscal Period Classification | Full year |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2025–31 March 2026 |
| Ordinary income | ¥2,523 million |
| Profit attributable to owners of the parent | ¥1,693 million |
| Equity ratio | End of the current fiscal period 8.62% / End of previous period 9.05% |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income ¥2,400 million / Net income ¥1,600 million |
| Payout ratio | 28.30% |
| Impairment loss | ¥4 million |
| Breakdown of extraordinary income (loss) | Extraordinary income Gain on disposal of fixed assets ¥1 million / Extraordinary loss Losses on disposal of fixed assets ¥6 million, Impairment Losses ¥4 million |
| Availability of Supplementary Financial Results Materials | Yes |
| Factors Behind Changes in Business Performance | Higher interest on loans, higher net interest income and net fees and commissions income, and lower credit-related expenses |
Items this document does not state (25)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Ordinary income increased due to higher interest on loans and fees and commissions income, while ordinary profit increased due to lower credit-related expenses, among other factors. Net income increased by ¥106 million year on year.