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The Toho Bank (8346) · InitiativeAdvanced

Development of financial services leveraging fintech and industry alliances

First written in FY2017-Q1. 4 of 6 entries say "Advanced", first in FY2019. Latest entry: FY2026.

6entries
11years
1from disclosures
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How it moved
ProgressHeldSoftenedWorseFirst statedFY2017-Q1 – FY2018AdvancedFY2019 – FY20262016: 120162017: 020172018: 120182019: 120192020: 020202021: 020212022: 020222023: 020232024: 120242025: 020252026: 22026
Same theme, other companies

4 other companies' latest entry also says "Advanced".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Full recordFilings, disclosures and news, newest first
  1. FY2026AdvancedAnnual report

    「In May 2026, we decided to establish the TSUBASA Joint Operations Center to jointly handle back-office operations and inheritance procedures among banks as a collaborative initiative with Alliance participants. We also introduced the jointly developed branch tablet “TSUBASA Smile” in February 2026.」

    Following the joint core banking system, the TSUBASA Alliance progressed to the establishment of a joint operations center and introduction of branch tablets.
  2. 2026-05-27AdvancedGeneral Meetings of Shareholders

    「2026年5月には、アライアンス参加行との連携施策として、銀行間でバックオフィス業務や相続手続きを共同化する「TSUBASA共同事務センター」設立が決定しました。」

    TSUBASAアライアンスの取り組みが、バックオフィス業務・相続手続きの共同化を担う共同事務センター設立へ具体化した。
  3. FY2024AdvancedAnnual report

    「To provide advanced financial services through stronger alliances in anticipation of digitalization, the Bank belongs to the TSUBASA Alliance, a broad-based, large-scale collaboration among 10 regional banks, and completed its transition to the joint TSUBASA core banking system in January 2024.」

    The transition to the joint TSUBASA core banking system was completed in January 2024, bringing the previous infrastructure construction and replacement plans to the execution stage.
  4. FY2019AdvancedAnnual report

    「“Other (office equipment, etc.)” comprises replacement of the information-system core system, replacement of branch-system servers and ATM replacement and migration to TSUBASA. The information-system core system replacement is scheduled for May 2019, branch-system server replacement for September 2019, and ATM replacement and migration to TSUBASA for March 2020.」

    The system infrastructure replacement and migration plan, including TSUBASA collaboration, was given concrete form.
  5. FY2018RestatedAnnual report

    「“Other (software)” comprises the branch-system server replacement and construction of the TSUBASA FinTech common platform. The branch-system server replacement is scheduled for completion by January 2019, and construction of the TSUBASA FinTech common platform is scheduled for completion by October 2018.」

    The fintech-based development of financial services and the TSUBASA Alliance initiative continued through plans to build a common platform.
  6. FY2017-Q1First statedAnnual report

    「To plan and develop new financial services using fintech, the Bank established T&I Innovation Center Co., Ltd. together with the participating banks in the TSUBASA Financial System Advancement Alliance, of which the Bank is a member, and IBM Japan, Ltd.」

    The Bank advanced fintech-related planning and development through the establishment of a new company by several regional banks and IBM.
Moved together

"Funding for Renewable Energy and Medical Industries and Business Revitalization Support" moved the same way as this thread, in the same document, in 3 of its 6 moves.

322222★123456
  1. ★This thread
  2. 1Funding for Renewable Energy and Medical Industries and Business Revitalization Support3×
  3. 2Stable Dividends and Strengthening Retained Earnings2×
  4. 3Regulatory Response Risk Caused by a Decline in the Capital Adequacy Ratio2×
  5. 4Strengthening Equity Through Enhanced Earnings Power2×
  6. 5Addressing Asset Management Needs through Toho Securities2×
  7. 6Prudent Securities Investment While Monitoring Market Conditions2×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
The Toho Bank's next results are scheduled for 2026-11-06. Read the earnings preview It last moved in the General Meetings of Shareholders of 2026-05-27: "Advanced".
News
No news is linked to this thread yet. When an article touches it, it will appear here by date.
Development of financial services leveraging fintech and industry alliances | The Toho Bank,Ltd. (8346) | Komori