Komori
The Toho Bank (8346) · InitiativeAdvanced

Branch Reorganization in Anticipation of Future Digitalization

First written in FY2021. 3 of 4 entries say "Advanced", first in FY2023-Q3. Latest entry: FY2026.

4entries
6years
0from disclosures
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How it moved
ProgressHeldSoftenedWorseFirst statedFY2021AdvancedFY2023-Q3 – FY20262021: 120212022: 020222023: 120232024: 020242025: 120252026: 12026
Same theme, other companies
Reorganizing the Branch Network Through Relocations, New Openings and ConsolidationsA theme 27 companies write about · 0 as a headwind · 30 as a tailwind

15 other companies' latest entry also says "Advanced".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 27 companies compared. The sentences above are computed from all 27.
Full recordFilings, disclosures and news, newest first
  1. FY2026AdvancedAnnual report

    「The following major facility construction and introduction projects were planned at the end of the consolidated fiscal year. Ueda Branch — Fukushima Prefecture — Iwaki — new construction — branch — 753 — 241 — internal funds — August 2025 — November 2026 Kitakata Branch — Fukushima Prefecture — Kitakata — new construction — branch — 200 — — internal funds — April 2026 — October 2026 Operations Center — Fukushima Prefecture — Fukushima — renovation — branch — 435 — — internal funds — April 2025 — March 2027」

    Branch-network development in anticipation of reorganization and digitalization progressed through the construction of Ueda Branch and plans for a new Kitakata Branch and renovation of the operations center.
  2. FY2026-H1AdvancedAnnual report

    「Ueda Branch — Iwaki, Fukushima Prefecture — new construction — banking — branch — 753 — 31 — internal funds — October 2025 — November 2026」

    In connection with branch-network development in anticipation of branch reorganization and digitalization, the Bank disclosed the new construction of Ueda Branch with planned investment of ¥753 million and completion scheduled for November 2026.
  3. FY2023-Q3AdvancedAnnual report

    「Bank Banking Utsunomiya Branch Tochigi Prefecture Utsunomiya New construction Branch 358 November 2022」

    The Bank constructed Utsunomiya Branch as a new branch, with investment of ¥358 million and completion in November 2022.
  4. FY2021First statedAnnual report

    「Recognition of impairment losses on fixed assets following a decision to reorganize branches in anticipation of future digitalization」

    The Bank first explicitly presented branch reorganization as a policy for future digitalization and recognized ¥2,206 million of impairment losses on fixed assets as a result.
Moved together

"Funding for Renewable Energy and Medical Industries and Business Revitalization Support" moved the same way as this thread, in the same document, in 3 of its 4 moves.

333222★123456
  1. ★This thread
  2. 1Funding for Renewable Energy and Medical Industries and Business Revitalization Support3×
  3. 2Risk of impairment of fixed assets3×
  4. 3Launch of Trust Banking Services and Growth in Trust Assets3×
  5. 4Regulatory Response Risk Caused by a Decline in the Capital Adequacy Ratio2×
  6. 5Strengthening Equity Through Enhanced Earnings Power2×
  7. 6Prudent Securities Investment While Monitoring Market Conditions2×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
The Toho Bank's next results are scheduled for 2026-11-06. Read the earnings preview
News
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