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The Toho Bank (8346) · FactRestated

Credit guarantee business becomes a reportable segment

First written in FY2021-Q1. 4 of 5 entries say "Restated". Latest entry: FY2022-Q3.

5entries
3years
0from disclosures
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How it moved
ProgressHeldSoftenedWorseRestatedFY2021-Q1 – FY2022-Q32020: 220202021: 220212022: 12022
Same theme, other companies
Credit card and credit guarantee businesses established as an independent reportable segmentA theme 10 companies write about · 0 as a headwind · 3 as a tailwind

The whole theme swung hardest in 2024: 3 of 6 companies on the "Worse" side.

2 other companies' latest entry also says "Restated".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Full recordFilings, disclosures and news, newest first
  1. FY2022-Q3RestatedAnnual report

    「The reportable segments had been “banking” and “credit guarantee.” Beginning in the previous consolidated fiscal year, “securities” and “leasing,” which had previously been included in “other,” were presented as reportable segments because their quantitative significance increased.」

    The reportable-segment structure continued to include credit guarantee, securities and leasing.
  2. FY2022-Q1RestatedAnnual report

    「The reportable segments had been “banking” and “credit guarantee.” Beginning in the previous consolidated fiscal year, “securities” and “leasing,” which had previously been included in “other,” were presented as reportable segments because their quantitative significance increased.」

    The reportable-segment structure continued to include credit guarantee, securities and leasing.
  3. FY2021-Q3RestatedAnnual report

    「The Group had previously reported “banking” as a reportable segment. Beginning in the previous consolidated fiscal year, “credit guarantee,” which had previously been included in “other,” was presented as a reportable segment because its quantitative significance increased.」

    Credit guarantee continued to be disclosed as a reportable segment. During the cumulative third quarter, it generated ordinary income of ¥1,355 million and segment profit of ¥1,016 million.
  4. FY2021-Q2RestatedAnnual report

    「The reportable segments had been “banking,” but beginning in the previous consolidated fiscal year, “credit guarantee,” which had previously been included in “other,” was presented as a reportable segment because its quantitative significance increased.」

    The classification of credit guarantee as a reportable segment continued. During the interim period, credit guarantee generated ordinary income of ¥901 million and segment profit of ¥648 million.
  5. FY2021-Q1First statedAnnual report

    「The Group had previously reported “banking” as a reportable segment. Beginning in the previous consolidated fiscal year, “credit guarantee,” which had previously been included in “other,” was presented as a reportable segment because its quantitative significance increased.」

    Credit guarantee became a reportable segment from the previous consolidated fiscal year because its quantitative significance increased.
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The Toho Bank's next results are scheduled for 2026-11-06. Read the earnings preview
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Credit guarantee business becomes a reportable segment | The Toho Bank,Ltd. (8346) | Komori