Worth reading
63In focus
Scored from 5 of 6 sectionsDirection
Improvement
Direction inferred from the company’s description.Scale
2391
Millions of yen (year-on-year increase in ordinary profit)Wording
Conditional
How definitive the wording is.Results for this period
Interim period (second quarter)1 April 2026–30 September 2026ConsolidatedJapanese GAAPOrdinary income8,808Millions of yenYear on year +37.2%
Net income attributable to owners of the parent6,113Millions of yenYear on year +40.2%
The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit.
Net income per share¥88.48
Financial position at period-end
Total assets3,833,770Millions of yen
of which net assets 198,859 Millions of yenEquity ratio 5.1%vs. prior year-end +0.2pt
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Outlook and shareholder returns
Full-year earnings forecast
ConsolidatedNet Sales Not disclosed / Operating profit Not disclosed / Ordinary income 16,600 Millions of yen (YoY +29.1%) / Net income 11,500 Millions of yen (YoY +28.9%)
IndividualNet Sales Not disclosed / Operating profit Not disclosed / Ordinary income 16,200 Millions of yen (YoY +27.4%) / Net income 11,200 Millions of yen (YoY +24.8%)
Revision to Earnings ForecastConsolidated Ordinary income 14,500 Millions of yen → 16,600 Millions of yen / Profit attributable to owners of the parent 10,000 Millions of yen → 11,500 Millions of yen / Individual Ordinary income 14,300 Millions of yen → 16,200 Millions of yen / Net income for the current fiscal year 9,900 Millions of yen → 11,200 Millions of yen
Annual Dividend Forecast58 yen (per share, after the stock split) → 67 yen (per share, after the stock split)
Payout ratio40.0%
Shareholder Return PolicyThe basic policy is progressive dividends, with a payout ratio of at least 40% of net income attributable to owners of the parent. Share buybacks will be conducted after taking market trends, the earnings outlook and other factors into consideration.
Factors Behind Changes in Business Performance
Recurring revenue increased due to growth in earnings from funds invested, including interest on loans and interest and dividends on securities, as well as growth in other recurring revenue, including gains on sales of shares and other securities. Recurring expenses increased due to higher funding costs, including interest on deposits, and higher other operating expenses, including losses on sales of government bonds and other bonds.
Disclosure regarding the going concern assumption
No applicable items
Change in accounting policy
基準改正に伴う変更 Noそれ以外の変更 No見積りの変更 No修正再表示 No
Changes in the scope of consolidationNew 0 / Excluded 0 / Company name Not applicable
Impairment loss1 Millions of yen
Breakdown of extraordinary income (loss)Extraordinary income Item Gain on disposal of fixed assets / Amount 49 Millions of yen / Extraordinary loss Item Loss on disposal of fixed assets / Amount 14 Millions of yen, Item Impairment loss / Amount 1 Millions of yen
Availability of Supplementary Financial Results MaterialsAvailable
Availability of Financial Results BriefingWhether applicable No / Subject person Not disclosed
Issued Shares at Period-End73,991,144 shares
Treasury Shares at Period-End4,830,076 shares
| Item | Details |
|---|---|
| Fiscal Period Classification | Interim period (second quarter) |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026–30 September 2026 |
| Ordinary income | 8,808 Millions of yen (YoY +37.2%) |
| Profit attributable to owners of the parent | 6,113 Millions of yen (YoY +40.2%) |
| Net income per share | ¥88.48 |
| Equity ratio | End of the current fiscal period 5.1 / End of previous period 4.9 |
| Total assets | 3,833,770 Millions of yen |
| Net assets | 198,859 Millions of yen |
| Full-year earnings forecast | Consolidated Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income 16,600 Millions of yen (YoY +29.1%) / Net income 11,500 Millions of yen (YoY +28.9%) / Individual Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income 16,200 Millions of yen (YoY +27.4%) / Net income 11,200 Millions of yen (YoY +24.8%) |
| Revision to Earnings Forecast | Consolidated Ordinary income 14,500 Millions of yen → 16,600 Millions of yen / Profit attributable to owners of the parent 10,000 Millions of yen → 11,500 Millions of yen / Individual Ordinary income 14,300 Millions of yen → 16,200 Millions of yen / Net income for the current fiscal year 9,900 Millions of yen → 11,200 Millions of yen |
| Annual Dividend Forecast | 58 yen (per share, after the stock split) → 67 yen (per share, after the stock split) |
| Payout ratio | 40.0% |
| Shareholder Return Policy | The basic policy is progressive dividends, with a payout ratio of at least 40% of net income attributable to owners of the parent. Share buybacks will be conducted after taking market trends, the earnings outlook and other factors into consideration. |
| Impairment loss | 1 Millions of yen |
| Breakdown of extraordinary income (loss) | Extraordinary income Item Gain on disposal of fixed assets / Amount 49 Millions of yen / Extraordinary loss Item Loss on disposal of fixed assets / Amount 14 Millions of yen, Item Impairment loss / Amount 1 Millions of yen |
| Disclosure regarding the going concern assumption | No applicable items |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New 0 / Excluded 0 / Company name Not applicable |
| Availability of Supplementary Financial Results Materials | Available |
| Availability of Financial Results Briefing | Whether applicable No / Subject person Not disclosed |
| Issued Shares at Period-End | 73,991,144 shares |
| Treasury Shares at Period-End | 4,830,076 shares |
| Factors Behind Changes in Business Performance | Recurring revenue increased due to growth in earnings from funds invested, including interest on loans and interest and dividends on securities, as well as growth in other recurring revenue, including gains on sales of shares and other securities. Recurring expenses increased due to higher funding costs, including interest on deposits, and higher other operating expenses, including losses on sales of government bonds and other bonds. |
Items this document does not state (13)
Net SalesOperating profitOperating MarginCash flows from operating activitiesCash flows from investing activitiesCash flows from financing activitiesCash and cash equivalents at end of periodSegment revenueSegment profitRegional salesOrders received and order backlogDepreciation and amortizationMaterial subsequent events
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Earnings from funds invested, including interest on loans and interest and dividends on securities, increased, as did other recurring revenue, including gains on sales of shares and other securities. The full-year forecast was revised because net interest income, including interest on loans and interest and dividends on securities, is expected to exceed the initial forecast.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.