Results for this period
First quarter1 April 2026 to 30 June 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Ordinary income increased due to higher funds investment income, including interest on loans and interest and dividends on securities, and higher other ordinary income, including gains on sales of shares and other securities. Ordinary expenses increased due to higher funding costs, including interest on deposits, and higher other operating expenses, including losses on sales of Japanese government bonds and other bonds.
No applicable matters
| Item | Details |
|---|---|
| Fiscal Period Classification | First quarter |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 June 2026 |
| Ordinary income | 5,001 million yen (YoY +59.6%) |
| Profit attributable to owners of the parent | 3,494 million yen (YoY +58.8%) |
| Net income per share | ¥50.61 |
| Equity ratio | End of the current fiscal period 5.0% / End of previous period 4.9% |
| Total assets | 3,978,430 million yen |
| Net assets | 199,356 million yen |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income 14,500 million yen (YoY +12.8%) / Net income 10,000 million yen (YoY +12.1%) |
| Annual Dividend Forecast | 208 yen → 58 yen（Simple comparison not possible. Up 11.5% on a pre-stock-split basis） |
| Segment revenue | Banking 16,946 million yen, Leasing 1,281 million yen, Credit card and credit guarantee services 170 million yen |
| Segment profit | Banking 4,992 million yen, Leasing 27 million yen, Credit card and credit guarantee services 119 million yen |
| Depreciation and amortization | 383 million yen |
| Impairment loss | 0 million yen |
| Breakdown of extraordinary income (loss) | Extraordinary income Not disclosed / Extraordinary loss Losses on disposal of fixed assets 4 million yen |
| Disclosure regarding the going concern assumption | No applicable matters |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New 0 companies / Excluded 0 companies / Company name None |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Whether applicable No / Subject person Not disclosed |
| Issued Shares at Period-End | 73,991,144 |
| Treasury Shares at Period-End | 4,878,288 |
| Factors Behind Changes in Business Performance | Ordinary income increased due to higher funds investment income, including interest on loans and interest and dividends on securities, and higher other ordinary income, including gains on sales of shares and other securities. Ordinary expenses increased due to higher funding costs, including interest on deposits, and higher other operating expenses, including losses on sales of Japanese government bonds and other bonds. |
Items this document does not state (13)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Funds investment income, including interest on loans and interest and dividends on securities, and other ordinary income, including gains on sales of shares and other securities, increased. Meanwhile, funding costs, including interest on deposits, and other operating expenses, including losses on sales of Japanese government bonds and other bonds, also increased.