Worth reading
48Recurring
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Improvement
Direction inferred from the company’s description.Scale
10.1
% (year-on-year change in consolidated ordinary profit)Wording
Conditional
How definitive the wording is.Results for this period
Interim period (second quarter)2024年4月1日〜2024年9月30日ConsolidatedJapanese GAAPOrdinary income4,417¥ millionYear on year +10.1%Progress 46.0%
Net income attributable to owners of the parent3,122¥ millionYear on year +16.8%Progress 48.0%
The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
Net income per share182.47円
Financial position at period-end
Total assets3,802,582¥ million
of which net assets 197,963 ¥ millionEquity ratio 5.2%vs. prior year-end +0.2pt
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Outlook and shareholder returns
Full-year earnings forecast
Net SalesNot disclosed
Operating profitNot disclosed
Ordinary income¥9,600 million (YoY +38.0%)
Net income¥6,500 million (YoY +53.8%)
Revision to Earnings ForecastConsolidated Ordinary income ¥7,900 million → ¥9,600 million / Profit attributable to owners of the parent ¥5,500 million → ¥6,500 million / Individual Ordinary income ¥7,800 million → ¥9,600 million / Net income for the current fiscal year ¥5,500 million → ¥6,700 million
Annual Dividend Forecast¥100 per share → ¥120 per share
Factors Behind Changes in Business Performance
経常収益は、貸出金利息や有価証券利息配当金などの資金運用収益が増加したことから増加した。経常費用は、預金利息などの資金調達費用、国債等債券売却損などのその他業務費用、貸倒引当金繰入額が増加した。通期予想は、貸出金利息や有価証券利息配当金などの資金利益が当初予想を上回る見込みであることから上方修正した。
Disclosure regarding the going concern assumption
Not applicable.
Change in accounting policy
基準改正に伴う変更 Yesそれ以外の変更 No見積りの変更 No修正再表示 No
Changes in the scope of consolidationNew 0 / Excluded 0 / Company name No applicable matters
Impairment loss¥33 million
Breakdown of extraordinary income (loss)Extraordinary income Gain on disposal of fixed assets ¥31 million / Extraordinary loss Losses on disposal of fixed assets ¥9 million, Impairment Losses ¥33 million
Availability of Supplementary Financial Results MaterialsYes
Availability of Financial Results BriefingWhether applicable No / Subject person Not disclosed
Issued Shares at Period-End18,497,786 Shares
Treasury Shares at Period-End1,333,727 Shares
| Item | Details |
|---|---|
| Fiscal Period Classification | Interim period (second quarter) |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 2024年4月1日〜2024年9月30日 |
| Ordinary income | ¥4,417 million (YoY +10.1%) |
| Profit attributable to owners of the parent | ¥3,122 million (YoY +16.8%) |
| Net income per share | 182.47円 |
| Equity ratio | End of the current fiscal period 5.2 % / End of previous period 5 % |
| Total assets | ¥3,802,582 million |
| Net assets | ¥197,963 million |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income ¥9,600 million (YoY +38.0%) / Net income ¥6,500 million (YoY +53.8%) |
| Revision to Earnings Forecast | Consolidated Ordinary income ¥7,900 million → ¥9,600 million / Profit attributable to owners of the parent ¥5,500 million → ¥6,500 million / Individual Ordinary income ¥7,800 million → ¥9,600 million / Net income for the current fiscal year ¥5,500 million → ¥6,700 million |
| Annual Dividend Forecast | ¥100 per share → ¥120 per share |
| Impairment loss | ¥33 million |
| Breakdown of extraordinary income (loss) | Extraordinary income Gain on disposal of fixed assets ¥31 million / Extraordinary loss Losses on disposal of fixed assets ¥9 million, Impairment Losses ¥33 million |
| Disclosure regarding the going concern assumption | Not applicable. |
| Change in accounting policy | Changes due to revisions to standards Yes / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New 0 / Excluded 0 / Company name No applicable matters |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Whether applicable No / Subject person Not disclosed |
| Issued Shares at Period-End | 18,497,786 Shares |
| Treasury Shares at Period-End | 1,333,727 Shares |
| Factors Behind Changes in Business Performance | 経常収益は、貸出金利息や有価証券利息配当金などの資金運用収益が増加したことから増加した。経常費用は、預金利息などの資金調達費用、国債等債券売却損などのその他業務費用、貸倒引当金繰入額が増加した。通期予想は、貸出金利息や有価証券利息配当金などの資金利益が当初予想を上回る見込みであることから上方修正した。 |
Items this document does not state (15)
Net SalesOperating profitOperating MarginCash flows from operating activitiesCash flows from investing activitiesCash flows from financing activitiesCash and cash equivalents at end of periodPayout ratioShareholder Return PolicySegment revenueSegment profitRegional salesOrders received and order backlogDepreciation and amortizationMaterial subsequent events
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.貸出金利息や有価証券利息配当金などの資金運用収益が増加したことにより経常収益が増加した。通期予想は、貸出金利息や有価証券利息配当金などの資金利益が当初予想を上回る見込みであることを理由に上方修正した。
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.