Risk of business interruption due to natural disasters, social infrastructure and system failures, infectious diseases, and other factors
First written in FY2016. 12 of 14 entries say "Restated". Latest entry: FY2023-Q1.
The whole theme swung hardest in 2020: 22 of 50 companies on the "Worse" side.
51 other companies' latest entry also says "Restated".
- FY2023-Q1RestatedAnnual report
「During the first quarter of the current fiscal year, there were no material changes to, or newly arising risks among, the business and other risks that could materially affect investors’ decisions, compared with the descriptions in the annual securities report for the previous fiscal year.」
States that there have been no material changes or new occurrences since the previous fiscal year regarding the risk of business interruption caused by natural disasters, social infrastructure disruptions and infectious diseases. - FY2022-Q1RestatedAnnual report
「During the first quarter of the current fiscal year, there were no material changes to, or newly arising risks among, the business and other risks that could materially affect investors’ decisions, compared with the descriptions in the annual securities report for the previous fiscal year.」
States that there have been no material changes or new occurrences since the previous fiscal year regarding the risk of business interruption caused by natural disasters, social infrastructure disruptions and infectious diseases. - FY2021-Q3RestatedAnnual report
「During the cumulative third quarter of the current fiscal year, there were no material changes to, or newly arising risks among, the business and other risks that could materially affect investors’ decisions, compared with the descriptions in the annual securities report for the previous fiscal year.」
States that there have been no material changes or new occurrences since the previous fiscal year regarding the risk of business interruption caused by natural disasters, social infrastructure disruptions and infectious diseases. - FY2020MaterialisedAnnual report
「If COVID-19 becomes widespread in Japan and the regions where the bank operates, and customers’ business conditions deteriorate significantly because of a contraction in economic activity, the bank’s results could be adversely affected through higher-than-expected credit-related expenses and increased market risk.」
Explicitly states that the spread of COVID-19 had become an actual business environment factor in connection with the existing risk of business interruption caused by natural disasters, infectious diseases and other events. - FY2020-Q3RestatedAnnual report
「During the cumulative third quarter of the current fiscal year, there were no material changes to, or newly arising risks among, the business and other risks that could materially affect investors’ decisions, compared with the descriptions in the annual securities report for the previous fiscal year.」
States that there have been no material changes or new occurrences since the previous fiscal year regarding the risk of business interruption caused by natural disasters, social infrastructure disruptions and infectious diseases. - FY2019-Q3RestatedAnnual report
「During the cumulative third quarter of the current fiscal year, there were no material changes to, or newly arising risks among, the business and other risks that could materially affect investors’ decisions, compared with the descriptions in the annual securities report for the previous fiscal year.」
States that there have been no material changes or new occurrences since the previous fiscal year regarding the risk of business interruption caused by natural disasters, social infrastructure disruptions and infectious diseases. - FY2019-Q1RestatedAnnual report
「During the first quarter of the current fiscal year, there were no material changes to, or newly arising risks among, the business and other risks that could materially affect investors’ decisions, compared with the descriptions in the annual securities report for the previous fiscal year.」
States that there have been no material changes or new occurrences since the previous fiscal year regarding the risk of business interruption caused by natural disasters, social infrastructure disruptions and infectious diseases. - FY2018RestatedAnnual report
「If the bank’s officers and employees, or facilities including its head office, operations centers, and branches, are affected by natural disasters such as earthquakes, social infrastructure disruptions such as power outages, or crimes, the bank’s operations may be restricted or become difficult to conduct, adversely affecting its results. Outbreaks of infectious diseases may also disrupt the bank’s operations.」
Continues to disclose the risk of business interruption caused by natural disasters, social infrastructure disruptions, crime and infectious diseases. - FY2018-Q2RestatedAnnual report
「During the cumulative second quarter of the current fiscal year, there were no newly arising matters that could materially affect investors’ decisions among the matters concerning the business and financial conditions described in this quarterly report, nor any material changes to the “Business and Other Risks” described in the annual securities report for the previous fiscal year.」
States that there have been no material changes or new occurrences regarding the risk of business interruption caused by natural disasters, social infrastructure disruptions and infectious diseases. - FY2018-Q1RestatedAnnual report
「During the first quarter of the current fiscal year, there were no material changes to, or newly arising risks among, the business and other risks that could materially affect investors’ decisions, compared with the descriptions in the annual securities report for the previous fiscal year.」
States that there have been no material changes or new occurrences regarding the risk of business interruption caused by natural disasters, social infrastructure disruptions and infectious diseases. - FY2017RestatedAnnual report
「If the bank’s officers and employees, or facilities including its head office, operations centers, and branches, are affected by natural disasters such as earthquakes, social infrastructure disruptions such as power outages, or crimes, the bank’s operations may be restricted or become difficult to conduct, adversely affecting its results. Outbreaks of infectious diseases may also disrupt the bank’s operations.」
Continues to disclose the risk of business interruption caused by natural disasters, social infrastructure disruptions, crime and infectious diseases. - FY2017-Q2RestatedAnnual report
「During the cumulative second quarter of the current fiscal year, there were no newly arising matters that could materially affect investors’ decisions among the matters concerning the business and financial conditions described in this quarterly report, nor any material changes to the “Business and Other Risks” described in the annual securities report for the previous fiscal year.」
States that there have been no material changes or new occurrences regarding the risk of business interruption caused by natural disasters, social infrastructure disruptions and infectious diseases. - FY2017-Q1RestatedAnnual report
「During the first quarter of the current fiscal year, there were no material changes to, or newly arising risks among, the business and other risks that could materially affect investors’ decisions, compared with the descriptions in the annual securities report for the previous fiscal year.」
States that there have been no material changes or new occurrences regarding risks related to natural disasters, social infrastructure disruptions and infectious diseases. - FY2016First statedAnnual report
「If the bank’s officers and employees, or facilities including its head office, operations centers, and branches, are affected by natural disasters such as earthquakes, social infrastructure disruptions such as power outages, or crimes, the bank’s operations may be restricted or become difficult to conduct, adversely affecting its results. Outbreaks of infectious diseases may also disrupt the bank’s operations.」
Disasters affecting facilities and personnel, infrastructure disruptions, crime, and infectious diseases are listed as business-continuity risks.